Travel insurance in Portugal

Our travel insurance covers:

• emergency medical treatment up to £10,000,000 and urgent dental treatment up to £300
• up to £2,000 for excess, deductible, or damage liability fees associated with car rentals
• up to £1,000,000 personal liability coverage for damage or injury caused by you or a third party while you're abroad
• up to £10,000,000 for injuries (excluding those caused by extreme sports), as well as lost, stolen, or damaged sports equipment up to £1,500, including rented sports equipment up to £300
• delayed, damaged, or lost baggage
• delayed or disrupted flights
• up to £500 for the costs of meals, accommodation, communication, transportation, and lost prepaid expenses due to flights that are disrupted or delayed for more than 8 hours on Metal and 4 hours on Ultra if you provide receipts, and up to £350 without receipts
• up to £500 for an emergency passport or visa, as well as associated expenses in the event that it's lost, stolen, or destroyed

For more info on our travel insurance coverage, check out our Help Centre.

While you're in Portugal, our travel insurance policy won't cover claims involving:

• impaired judgement caused by excessive alcohol use
• the use of drugs considered illegal in Portugal, medication abuse, or the use of legal highs
• self-harm
• violations of the law in Portugal
• violations of UK, EU, or USA laws, including sanctions and UN resolutions
• events caused by a war or act of war, whether or not one has been declared
• contagious disease
• radioactivity from nuclear fuel, waste, or machinery, including explosions, fires, or contact with toxic, explosive, or dangerous substances

Find out more about what our insurance doesn't cover.

It's not a legal requirement to have travel insurance in order to travel to Portugal, but it's highly recommended for several reasons:

• Access to healthcare abroad: while the European Health Insurance Card (EHIC) gives you access to state-provided healthcare, it doesn't cover private medical healthcare costs, repatriation, or additional costs such as mountain rescue. If you have a medical emergency abroad, medical treatment may be quite expensive without insurance.
• Car rental protection: if you have an accident with a rented car, insurance can help cover excess, deductible, or damage liability fees.
• Flight protection: if your flight is cancelled or delayed, insurance can cover some of the costs associated with accommodation, transportation, or meals.
• Lost luggage protection: insurance can help cover expenses if your baggage is lost or stolen.
• Additional perks: it's not just about damage control — travel insurance often gives you access to extras that make your trip more enjoyable. For example, with Revolut's Ultra plan, you get unlimited access to 1,000+ airport lounges, so you can relax while you're waiting to board your next flight.

The type of travel insurance you need depends entirely on your holiday plans. Hitting the road in a rental car? Consider car hire insurance. Trying your hand at skiing? Winter sports protection is what you need. We've thought ahead for you and planned for anything that may come your way. When you sign up for Metal or Ultra, you'll get comprehensive travel insurance that'll have you covered if:

• you have a medical emergency
• your flight is delayed
• your luggage is lost or delayed
• your rental car is damaged
• your passport or visa is lost or stolen

To be eligible for travel insurance with Revolut, you need to:

• be a Metal or Ultra customer
• book your trip through your Revolut account
• be a resident of the UK or the EEA (excluding Gibraltar and Switzerland)
• be at least 18 years old and no more than 75
• have your primary residence as your address in your Revolut account
• book a trip that's eligible for cover

Check out our Help Centre for more on insurance coverage requirements.

With our travel insurance, you'll be covered for personal trips anywhere outside your home country, as long as you follow travel guidelines provided by your country's government. Check the official government website before travelling abroad. You may not be covered for trips to areas where the Foreign, Commonwealth and Development Office (FCDO) has advised against travel. You're also covered for personal domestic trips at least 100km away from your primary residence. In this case, coverage only includes delays, cancellations, and lost or stolen baggage. You're covered for business trips as well. Check out our Help Centre for more info on trips covered by our insurance.

Your travel Insurance policy is activated the moment you sign up for (or upgrade your plan to) Metal or Ultra. Read more about travel insurance activation in our Help Centre.

With Revolut, travel insurance is included when you sign up for Metal or Ultra — at no extra cost. Check out our Metal and Ultra paid plans.

With our travel insurance, you're covered for COVID-19 medical treatment, transportation, repatriation, and missed flights with additional accommodation. Cover applies if:

• you or a travel companion are diagnosed with COVID-19
• a family member not travelling with you is diagnosed with COVID-19
• you or a travel companion have to quarantine before or during your trip

You won't be covered if you've travelled against government advice, or if you haven’t followed COVID-19 guidelines or requirements at home or in your destination.

Find out more about COVID-19 insurance cover in our Help Centre.

To make an insurance claim, just follow these steps.

1. Open your Revolut app and tap Lifestyle in the bottom menu.
2. Choose Insure, then tap Travel.
3. Select a type and tap Get help.