Main account

Open a Revolut account for free

Smoothly send, spend, save, and more with 24/7 customer support in-app. Your money will thank you.

Open an account

Everything you need, in one spot

  1. Earn up to 5% AER (variable), paid daily

    Watch your money grow with competitive rates.

  2. Send money abroad at great rates

    Transfer money around the world 24/7 in just a few taps.

  3. Link all of your accounts

    Get a full and secure view of all your money, all in one place.

  4. Open a Joint account, together

    Share finances with a Joint account and try an <18 account for the kids.

  5. Simplify freelance finances

    Open a Pro account to manage freelance income and earn up to 1% cashback on expenses. Cashback depends on your plan.

  6. Pay back friends, instantly

    Chat, send, and receive money among your Revolut friends.

  7. Budget with Pockets

    Stash cash aside for subscriptions, direct debits, and bills.

  8. Hold multiple currencies

    Hold and exchange money in 30+ currencies with Revolut exchange rate. No additional fees Monday-Friday, within your plan allowance.

  9. Start investing

    Get your money moving and enjoy access to thousands of global company stocks. Capital at risk.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. The interest rate is variable and subject to your selected plan. Instant Access Savings T&Cs apply.

Pockets

Organise your money

Whether it's for gadgets and getaways or bills, automatically categorise your cash with Pockets. They’re sub-accounts that help you control your spend.Create a Pocket
Organise your money
Organise your money
Monitor your money
Analyse your money

Get up to 5% AER (variable) with instant access savings

Whether it's salary payments or spare cash, grow your savings at a great rate and access at any time. Return rates vary based on your plan type.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. The interest rate is variable and subject to your selected plan. Instant Access Savings T&Cs apply.

Switch to Revolut In 3 Steps

Join Revolut
  1. 1

    Open an account

    Then move your salary by sharing your account number or IBAN with your employer.

  2. 2

    Switch your payments

    Move any recurring payments (i.e. subscriptions and utility bills) from your other accounts to Revolut.

  3. 3

    Automate payday

    Sort your salary automatically into Pocket sub-accounts for bills, savings, or spend.

Your money, protected

Trusted with £30 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than £632 million worth of fraud in 2023 alone.

Learn more
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
Withdraw assets using biometric securityWithdraw assets using biometric security
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
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Fast-track your payday

Switch your salary to Revolut to get paid 24 hours in advance with the Early Salary feature. That’s an extra day to hit your goals and get ahead. Applicable to BACS payments only.

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FOR STOCK TRADING: Capital at risk.

Revolut Trading Ltd provides a non-advised execution-only service in shares. Revolut Trading Ltd does not provide investment advice or personal recommendations. You, as an individual investor, must make your own decisions, seeking independent professional advice if you are unsure as to the suitability or appropriateness of any investment for your individual circumstances or needs.

The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not reliable indicators of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Any trades outside of your monthly allowance are charged at 0.25% of the order amount if you are a Standard, Plus, Premium, or Metal customer, or at 0.12% of the order amount if you are an Ultra/Trading Pro customer. Please read more on these fees here. Further information about the investment service provided by Revolut Trading Ltd can be found in the Terms of Business, Risk Disclosure, and Invest FAQs.

Revolut Trading Ltd (No. 11567840) is a firm authorised and regulated by the Financial Conduct Authority (FRN: 933846). The registered address of Revolut Trading Ltd is at 7 Westferry Circus, Canary Wharf, London, England, E14 4HD.

Revolut Ltd (No. 08804411) is also authorised by the FCA under the Electronic Money Regulations 2011 (Firm Reference 900562). Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the FCA to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities.
If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app.

In-app Chat: In order to access the support team, please login to the application > tap the profile icon at the top left hand side > Help > Choose a topic > "Chat with us". Our team will be there to support you. 18+, T&Cs apply.

Summary box

  • Interest is payable on this account, according to your active Revolut subscription plan:

    • Standard Plan - 4% AER (variable)

    • Plus Plan - 4% AER (variable)

    • Premium Plan - 4.25% AER (variable)

    • Metal Plan - 4.5% AER (variable)

    • Ultra Plan - 5% AER (variable)

    Interest is calculated daily based on your end of day balance. This interest is then paid by ClearBank the next calendar day on a gross basis (i.e. before tax).

  • Revolut may vary the interest rates up or down. In the event of a decrease in your active rate you will be given at least 14 days’ notice. For a full list of reasons for an interest rate change, see the “Can my interest rate change?” section within the Revolut Instant Access Savings Terms.

    No notice will be provided in respect of changes to interest rates other than your active Revolut subscription plan. You should confirm current interest rates (set out in the latest Summary Box published by Revolut here) prior to upgrading or downgrading your Revolut subscription plan.

  • • Standard Plan - Based on an interest rate of 4% AER (variable), your balance would be £1,040.70.

    • Plus Plan - Based on an interest rate of 4% AER (variable), your balance would be £1,040.70.

    • Premium Plan - Based on an interest rate of 4.25% AER (variable), your balance would be £1,043.30.

    • Metal Plan - Based on an interest rate of 4.5% AER (variable), your balance would be £1,046.

    • Ultra Plan - Based on an interest rate of 5% AER (variable), your balance would be £1,051.20.

    This projection is provided for illustrative purposes only and does not consider your individual circumstances. It assumes:

    • that £1,000 is deposited in the account at the time it's opened, and that no further deposits or withdrawals are made.

    • the interest rates do not change.

    • you do not upgrade/downgrade your plan.

  • To be eligible to open an Instant Access Savings, you must be, and continue to be:

    • a UK Revolut personal account customer who has successfully completed our Know Your Customer checks with no restrictions.

    • at least 18 years of age.

    • a UK tax resident (you must notify us promptly if your tax residency changes); and not a US person.

    You're only able to apply for and manage your Instant Access Savings via the Revolut app.

    There is no minimum required balance to open an account You can pay in any amount up to the maximum balance of £200,000.

    Where you have a zero balance and have not held a positive balance for at least the previous three months, we may provide one month’s notice of our intention to close your account. In the event that you do not add money to your Instant Access Savings we may terminate your account following expiry of the notice.

  • To withdraw money, head to your nearest ATM or use the ATM maps feature in-app to find one. From your app's home screen, tap the cards icon in the top-right corner, then select 'Find ATMs nearby'.

  • This Summary Box is provided as a summary of the key features of your Instant Access Savings, and is not intended as a substitute to reading the Revolut Instant Access Savings Terms (powered by ClearBank) available here and the ClearBank Instant Access Savings Terms & Conditions available here that apply to your account.

  • Instant Access Savings are powered by ClearBank. Revolut introduces you to, and works together with ClearBank, to provide you with Instant Access Savings. When you put money into your Instant Access Savings, this amount is deposited on your behalf directly within your Financial Services Compensation Scheme (FSCS) protected account held with ClearBank.

  • Depending on personal circumstances, you may have to pay tax on the interest to HM Revenue & Customs. Please seek professional tax advice if you are unsure about your tax position.

  • AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and compounded once each year.

  • All eligible deposits in accounts powered by ClearBank are added up when determining your level of Financial Services Compensation Scheme (FSCS) coverage. Compensation is limited to a maximum of £85,000 per person per depositor.

    You can find further information on coverage and eligibility under FSCS in ClearBank’s FSCS Information Sheet and list of exclusions accessible here. For more information about the compensation provided by the FSCS please visit the website.