Travel insurance

Travel insurance is designed to cover costs associated with unexpected events that can happen when you travel, such as illness, injury, accidents, flight delays, and more. It can offer many benefits, including reimbursement for lost baggage, medical expenses, and other unforeseen costs during your trip.

When you book a trip through your Revolut account, you get access to cover such as:

• car rental insurance
• personal liability cover
• global medical emergency insurance
• winter sports protection
• luggage and flight insurance

Find out more about what our insurance covers.

Our travel insurance policy doesn’t cover claims involving:

• impaired judgement caused by excessive alcohol use
• the use of drugs considered illegal in the country you're travelling to, medication abuse, or the use of legal highs
• self-harm
• lawbreaking in the country you're travelling to
• violations of UK, EU, or USA laws, including sanctions and UN resolutions
• trips to sanctioned countries or against government advice
• events caused by a war or act of war, whether or not one has been declared
• contagious disease
• radioactivity from nuclear fuel, waste, or machinery, including explosions, fires, or contact with toxic, explosive, or dangerous substances

Find out more about what our insurance doesn't cover.

No, it's not a legal requirement to have travel insurance if you live in the UK, but it's highly recommended for several reasons:

• Access to healthcare abroad: while the European Health Insurance Card (EHIC) gives you access to state-provided healthcare, it doesn't cover private medical healthcare costs, repatriation, or additional costs such as mountain rescue. If you have a medical emergency abroad, medical treatment may be quite expensive without insurance.
• Car rental protection: if you have an accident with a rented car, insurance can help cover excess, deductible, or damage liability fees.
• Flight protection: if your flight is cancelled or delayed, insurance can cover some of the costs associated with accommodation, transportation, or meals.
• Lost luggage protection: insurance can help cover expenses if your baggage is lost or stolen.
• Additional perks: it's not just about damage control — travel insurance often gives you access to extras that make your trip more enjoyable. For example, with Revolut's Ultra plan, you get unlimited access to 1,000+ airport lounges, so you can relax while you're waiting to board your next flight.

Having travel insurance can help you cover unexpected costs if:

• you have a medical emergency
• your flight is delayed
• your luggage is lost or delayed
• your rental car is damaged

Your Revolut travel insurance covers trips up to 30 days long on Metal and 90 days long on Ultra. Just relax and enjoy your travels.

Yes, cover for medical expenses abroad is included in our travel insurance with Metal and Ultra. If you have a sudden, unexpected illness, injury, or medical condition that could cause serious harm if it isn't treated before you return home, we'll reimburse up to £10,000,000 for medical emergency care (including emergency transportation and medical repatriation). If you have a dental injury, infection, lost filling, or broken tooth that requires immediate treatment, we'll reimburse up to £300 for emergency dental care.

Car hire excess is the amount of money you're financially responsible for if the car you're renting is lost, damaged, or stolen. You'll find this amount in your car rental agreement. You'll get car hire excess protection with our travel insurance when you sign up for Metal or Ultra. We'll pay up to £2,000 for excess, deductible, or damage liability fees. You can ask to have these costs waived by making a claim in-app. Some restrictions apply, so check out our Help Centre to find out what's covered under car hire excess protection.

With our travel insurance, you'll be covered for personal trips anywhere outside your home country, as long as you follow the travel guidelines provided by your country's government. Check the official government website before travelling abroad. You may not be covered for trips to sanctioned countries or areas where the Foreign, Commonwealth and Development Office (FCDO) has advised against travel. You're also covered for personal domestic trips at least 100km away from your primary residence. In this case, coverage only includes delays, cancellations, and lost or stolen baggage. You’re covered for business trips as well. Check out our Help Centre for more info on trips covered by our insurance.

To make an insurance claim, just follow these steps.

1. Open your Revolut app and tap Lifestyle in the bottom menu.
2. Choose Insure, then tap Travel.
3. Select a type and tap Get help.

With Revolut, travel insurance is included when you sign up for Metal or Ultra — at no extra cost. Check out our Metal and Ultra paid plans.