International money transfer

We don't set transfer limits for most currencies and destination countries, but our payment partners may have set their own limits. You’ll always see these in-app before you send money.

Making large money transfers? Not to worry. Whether you're paying tuition fees or purchasing a property abroad, you can transfer large amounts of money just as easily as smaller amounts, as long as your transfer is within any limits that our payment partners may have set. We just might need more time to run extra checks.

We use two-factor authentication to make sure you're the only one who can log into your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our full-stack security systems.

Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.

The details you need when you send money abroad vary depending on the transfer method you choose.

What details do I need for an international bank transfer?

The bank account details you need when you send money internationally generally include the recipient's full name, their BIC or SWIFT code, and their account number. We may also ask you for other details, such as their city or phone number. The information you need to enter may vary depending on the country you're sending from and the currency.

What details do I need to send money to another Revolut account?

For a Revolut-to-Revolut transfer, you can simply choose someone from your contact list. You can also find someone by entering their phone number, email, or Revtag, or you can scan their QR code.

What details do I need to send money via a payment link?

You don't need any bank details when you transfer money via a payment link, just your recipient's phone number or email. Create the link in-app, choose how you want to pay, and share the link with your recipient. The person you're sending to can then claim that money, even if they're not a Revolut customer.

The time it takes for your money transfer to arrive depends on factors like the payment method you choose and the currency. You'll be able to see the estimated arrival time in-app before you send and track the status of your transfer.

How long do international bank transfers take?

International bank transfers from the USA generally arrive within 3 to 5 business days. Occasionally, external banks may experience delays that we can't foresee, and your transfer could take longer than expected.

How fast are Revolut-to-Revolut transfers?

Transfers to other Revolut customers usually arrive in 20 seconds or less.

With Revolut, you can send money abroad quickly and safely. Here's how:

1. Download the Revolut app for free on your Android or iPhone, then sign up.
2. Add money to your Revolut account.
3. Select your transfer method, and enter your destination country, currency, and amount.
4. Check our exchange rates, fees, and estimated delivery times in-app.
5. Fill in your recipient's details.
6. Tap Send and stay up to date on the status of your transfer in-app.

See more on how to send money.

Here are some ways you can add money to your account:

• Bank transfer
• Card
• Apple Pay or Google Pay
• Transfers from other Revolut customers
• Direct deposit
• Cash deposit at available locations

To choose the best transfer method for you, compare fees and delivery times in-app. They're calculated in real-time just for you — based on your transfer amount, country, and currency.

Need to send money fast? Try a Revolut-to-Revolut transfer. Transfers to other Revolut customers usually arrive in 20 seconds or less.

Trying to find the cheapest way to send money abroad? Check our fees in-app before you send. You'll pay a small fee for bank transfers, but there are no transfer fees when you send money to other Revolut accounts.

You can also save by sending your transfers during the week. We don't charge additional exchange fees on weekdays between 6pm Eastern Standard Time (EST) Sunday and 5pm EST Friday, if your transfer is within your plan's limits.

When you send money internationally from the USA, there are two types of costs you should keep an eye out for: currency exchange and transfer fees. You'll see all costs in-app before you send.

Currency exchange rates and fees

Sending money internationally often involves 2 different currencies: the currency you’re using to pay for the transfer and your recipient's currency. Before you send money abroad in a currency that's different from your recipient's, check our exchange rate in-app. This shows you how much the amount you enter in your currency is worth in your recipient's currency.

You may also pay an additional currency exchange fee, depending on your plan, the amount you're sending, and the time of your transfer.

• You may pay a weekend fee between 5pm Eastern Standard Time (EST) Friday and 6pm EST Sunday, depending on your plan.
• If you're over your monthly exchange allowance, you may pay an additional fair usage fee, depending on your plan. There are no fair usage fees with our Premium and Metal plans, so you may want to upgrade if you're sending large amounts often.

Transfer fees

Depending on the transfer method you choose, you may also pay a small transfer fee. This is the amount we charge to process your transfer.

• Bank transfers
You may pay a small bank transfer fee when you send money abroad. You'll get discounts on these fees with our Premium plan. External banks may charge non-Revolut transfer fees that we can't foresee.

• Revolut-to-Revolut transfers
You won't pay any fees when you send money online to other Revolut accounts.

With Revolut, receiving money is just as easy as sending it. To receive international transfers, select the currency account you'd like the incoming transfer to go to, tap the SWIFT tab to find your details, and give the sender those details.

Other Revolut customers can also send money directly to your Revolut account in 25+ currencies.