Wise Business alternatives

Revolut Business vs Wise Business

Wise Business and Revolut Business offer similar multi-currency features that can help you save on currency exchange and international transfers. Revolut Business also gives you tools designed to help you scale your sales and automate your finances. Explore them both to find the best fit for you.

Fees and T&Cs apply for Revolut Business accounts.

Powering hundreds of thousands of leading businesses

  • Lycamobile
  • Deel
  • Aer Lingus
  • Dott
  • Kiwi
  • Dermalogica

Compare Wise Business and Revolut Business features

See how Revolut Business' Grow plan compares to Wise Business. This table shows some of the highlights we collected from Wise's website, as of 27 March 2025. For a more complete look at all of their features, check our sources at the bottom of the page.

Revolut BusinessGrow plan
Revolut Business
Wise Business
Wise Business
Pricing

Account opening fee

No cost
£45

Monthly subscription

From £30
X

Currency exchange fees

No fees within plan limits, Mon-Fri¹
From 0.33% per transaction

Money transfer fees

Free within plan limits²
From 0.33% per transaction
Business debit cards

Physical cards

Virtual cards

Custom card controls

Monthly spend limits
Multi-currency accounts

Currencies available

Send and receive payments in different currencies

35+
40+

Local account details

Get paid like a local

GBP, USD, EUR
10 incl GBP, USD, EUR

Interbank exchange rate

Exchange at the rates banks use

FX Forwards

Lock in your exchange rates for the future

Accept payments

Individual payments

Get paid with invoices and payment links

Online and in-person payments

Power your checkout at scale

Receive marketplace payments

Get paid for ecommerce marketplace sales

Link your data

Integrate your accounting apps and software

Other integrations

HR tools, Slack, Zapier, and more

API

¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. See our outside-of-allowance exchange fees.
²See our outside-of-allowance transfer fees and exceptions.
³See our payment acceptance fees.

Scale up with Revolut Business

Revolut Business offers a whole suite of tools to help you scale — no matter your company's size or location.

  • Add an unlimited number of employees to your Revolut Business account, and issue up to 3 physical cards to each.
  • Use role-based access to give employees the tools they need, while you stay in control.
  • Decide who can spend what and where with custom rules, and track expenses in real-time.
  • Receive, hold, and exchange 35+ currencies. Get unlimited incoming transfers in GBP, EUR, USD, and CHF — at no cost.

Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.

Get started

Power your checkout with Revolut Business

Wise Business lets you take individual card payments, but Revolut Business can also operate your checkout for online and in-person sales at scale.

Payment acceptance fees and T&Cs apply.

Set up now
Offer a smooth online checkout

Guide customers through a seamless online checkout experience with Payment Gateway. Give them their choice of payment methods — including Revolut Pay, which lets 75+ million global Revolut customers pay in a tap.

Revolut Reader for card payments

Take in-person payments from credit and debit cards, Apple Pay, or Google Pay in less than 3 seconds — then track sales and revenue with Analytics. Pair it with our Revolut POS system to manage all things sales.

Fast and easy online payments

Accept payments on platforms like Shopify, BigCommerce, and more — with our no-code plugins. Take Visa, Mastercard, American Express, and mobile wallet payments.

Fraud protection and chargeback supportOur advanced monitoring systems and fraud experts look out for suspicious ‌transactions. We'll support you with chargebacks, and refund chargeback fees if you win a dispute.

Revolut Secure

A new era of money security

Businesses worldwide trust us to look after their money. Protect yours with proactive defences, and personalise your settings to stay in complete control.

See what our customers say

1 / 3
  • Paloma Wool storefront
    Pablo Feu, Managing Director • Paloma Wool“Revolut Business improved our currency exchange rates and allowed us to charge customers in local currencies, improving their buying experience.”
  • Aer Lingus payments manager headshot
    Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards."
  • Two Wild employees
    Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”

Built for business

From powering your in-person and online checkout to simplifying your expenses, Revolut Business is here to grow with you. Find your perfect plan below.

  1. Basic

    From £10/month

    Get the essentials to run your business.

  2. Grow

    From £30/month

    Unlock the tools you need to manage spend worry-free.

  3. Scale

    From £90/month

    Access higher allowances to expand globally.

  4. Enterprise

    Custom

    Create the plan that fits your exact needs.

Any questions?

Revolut Business vs Wise Business FAQs

  • Both Wise Business and Revolut Business offer multi-currency features for businesses operating in multiple regions.

    Revolut Business offers more ways to connect and automate your manual tasks than Wise does. It also has a range of payment acceptance methods that allow you to process payments online and in person.

    If your business is just looking to save on currency exchange, Wise could be a good option. If you want an account that'll grow with your business, or you need to accept payments, Revolut Business might be better for you. We don't provide financial advice, and we encourage you to carry out your own research to make the right decision for your business.

  • Wise Business offers basic payment acceptance methods via invoices and transfers. It also connects to sites like Amazon, Upwork, and Fiverr to allow for ecommerce payments in multiple currencies. Wise Business doesn't offer a full payment acceptance solution like Revolut Business does.

    Revolut Business provides many ways to accept payments in-person and online. It has a merchant API that you can use to build your own online checkout process. You can also accept one-time payments and subscriptions in different currencies.

  • This depends on your business' needs, the currencies you exchange, and how many transactions you make.

    Wise charges a minimum 0.33% fee on every transaction you make within their platform. This could add up fast if you're buying and selling currencies in large amounts.

    With Revolut Business, you won't pay any additional fees for transfers and exchanges within your plan's allowance. On our Grow plan, you'll be able to exchange up to £15,000, at the interbank exchange rate on weekdays. Outside your allowance, we charge a 0.6% fee. See more details on Revolut Business' currency exchange allowance.

  • To provide a representative overview, we've compared the features available on Revolut Business' Grow plan with those that Wise Business offers in the UK. This comparison was accurate as of 27 March 2025. To make an informed choice for your business, find more information on the Wise Business website.