How to send money on Revolut UK: a complete guide for transfers
Financial basics · 18 May 2026Dimitri de Perthuis
In this guide, we show you how to send money on Revolut when you hold a UK account. You'll learn about fast payments to friends, bank transfers, and how we keep your money safe.
The information provided is accurate as of 14 April 2026.
Quick summary on how to send money on Revolut
To send money with Revolut, follow these 4 simple steps:
- Download the Revolut app
- Open our app and select Payments in the bottom menu
- Choose a contact or tap + New to add a new recipient
- Enter the amount → pick the currency → tap Send
Why should I choose Revolut to transfer money?
Over 13 million people in the UK use us for their finances. Here's why we're such a great option for money transfers:
- We're fast: whether you’re paying a friend for coffee or sending money abroad, we offer fast transfers that get your money where it needs to go in just a few seconds or a few days.
- We're low cost: we don't charge monthly fees on our Standard plan. Many transfers are free, and we offer competitive rates for currency exchange.
- We're easy to use: if you’re sending to someone who also has a Revolut account, you can pay them with just their phone number or Revtag. No complicated details needed.
- We're a licensed bank in the UK: Revolut Bank UK Ltd is authorised and regulated by the FCA and PRA, and eligible deposits for UK bank accounts are protected by the FSCS up to £120,000 per person.
5 ways to send money on Revolut, locally and internationally
Moving money shouldn't feel like a chore. Choose between the following methods so you can enjoy convenience and flexibility.
1. Phone numbers
Instantly pay any of your contacts who are also on Revolut. If they're in your phone book, they’ll show up automatically in-app, once you give permission to share contacts.
2. Revtags
Your Revtag is your unique Revolut username. These allow Revolut customers to send and receive money to and from each other without sharing information like your phone number or bank details.
- To find yours: tap your profile icon (top-left corner), then tap the tag beneath your name
- To change it: you can edit your Revtag in your profile settings
For quick transfers with other Revolut customers, just share your Revtags or scan the QR code in-app within the profile.
3. Bank transfers
Send money to any account worldwide with ease. For domestic transfers within the UK, all you need is the recipient’s name, account number, and sort code. If you’re sending money elsewhere in Europe, you’ll need an IBAN, while global transfers outside of Europe may also require a BIC/SWIFT code.
4. Payment Links
Need to pay someone who isn't on Revolut? Create a secure Payment Link and send it via WhatsApp, SMS, or email. Your friend follows the link, enters their bank details, and claims the money, at no extra cost to you. You can also use this method to request money.
5. Transfer via cards
Send money directly to someone's card. For card transfers within Europe, you just need the recipient's 16-digit card number. Please note that some specific cards and countries are not supported. Learn more about card transfers.
T&Cs apply.
Revolut transfer fees in the UK
We'll always show you exactly what a transfer will cost before you tap the Send button, and list out any fees that may apply.
For all transfers, fair usage limits apply based on your plan.
Transfer type | Standard & Plus plans | Premium plan | Metal plan | Ultra plan |
Revolut-to-Revolut | No transfer fees (instant & global) Exchange fees may apply | No transfer fees (instant & global) Exchange fees may apply | No transfer fees (instant & global) Exchange fees may apply | No transfer fees (instant & global) Exchange fees may apply |
Within the UK in GBP | No fees | No fees | No fees | No fees |
SEPA in euros | No fees Exchange fees may apply | No fees Exchange fees may apply | No fees Exchange fees may apply | No fees Exchange fees may apply |
International (outside SEPA) | Standard fee (calculated in real-time) | 20% discount on the fee, up to rolling monthly plan limit | 40% discount on the fee, up to rolling monthly plan limit | No fee (100% discount) |
Exchange fees, global transfer fees, fair usage limits, and T&Cs apply.
Understanding the Revolut exchange rate
We use a competitive exchange rate and we’ll always outline any additional fees before you make an exchange.
Weekend exchange fees and plan limits
The currency markets are closed on weekends. To account for price fluctuations, a small fee applies to exchanges made between 5pm Friday–6pm Sunday for those on Standard and Plus plans.
Time Period | Market status | Standard fee | Plus fee | Premium, Metal, and Ultra fee |
Weekdays (6pm Sunday–5pm Friday) | Open | 0% | 0% | 0% |
Weekends (5pm Friday–6pm Sunday) | Closed | 1% | 0.5% | 0% |
Fair usage limits: if you're on a Standard or Plus plan, you get a monthly limit for swaps without a fee. After this, a small 1% fee applies so we can keep things running for everyone.
Fair usage limits and weekend fees may apply. T&Cs apply.
FAQ: everything you need to know about sending money
How do I send money to another country?
To send money to another country, go to Payments in-app and tap + New. Select International, choose the country you're sending to, and pick how you want to send it. You can send to a bank account using an IBAN, or to another person with us using their Revtag or phone number.
Can I send money to someone who isn't with Revolut?
Yes, you can send money to any bank account. You'll just need the name, sort code, and account number of the person you're paying. You can also send them a Payment Link. They can follow the link, fill in their details, and claim the money at no extra charge to you.