Send money to Nigeria

There are no transfer limits for most currencies and destination countries, but our payment partners may have set limits on certain currencies. You’ll always see these in-app before you send money to Nigeria. Making large money transfers? Not to worry. Whether you're paying tuition fees or putting down a deposit on a property in Nigeria, you can transfer large amounts of money just as easily as smaller amounts. We just might need more time to run extra checks.

We use two-factor authentication to make sure you're the only one who can log in to your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our full-stack security systems. Additionally, we use other security methods that vary depending on the Revolut entity you're registered to. Here's how you can learn more.

1. Open the Revolut app.
2. Click on your profile icon on the home screen.
3. Scroll to the bottom of the page and see which Revolut entity shows up.
4. Go to our Help Centre to read more on your Revolut entity and how we keep your money safe.

The details you need when you send money to Nigeria vary depending on the transfer method you choose.

What details do I need for a bank transfer to Nigeria?

The bank account details you need when you send money internationally to Nigeria generally include the recipient's full name, their BIC or SWIFT number, and their IBAN or account number. We may also ask you for other details, such as their city or phone number. The information you need to enter may vary depending on the country you're sending from and the currency.

What details do I need for a card transfer?

All you need to send a card transfer is the recipient's full name and card number.

What details do I need to send money to another Revolut account?

For a Revolut-to-Revolut transfer, you can simply choose someone from your contact list. You can also find someone by entering their phone number, email, or Revtag, or you can scan their QR code.

What details do I need to send money via a payment link?

You don't need any bank details when you transfer money via a payment link, just your recipient's phone number or email. Create the link in-app, choose how you want to pay, and share the link with your recipient. The person you're sending to can then claim that money, even if they're not a Revolut customer.

The time it takes for your money transfer to arrive in Nigeria depends on factors like the payment method you choose and the currency. You'll be able to see the estimated arrival time in-app before you send and track the status of your transfer. Check out our Help Centre for more on money transfers.

How long do international bank transfers take?

Bank transfers to Nigeria from abroad generally arrive within 3 to 5 business days. On rare occasions, external banks may experience delays that we can't foresee, and your transfer could take longer than expected.

How long does a card transfer take?

Transfers to cards usually arrive in seconds, but they can take up to 30 minutes.

How fast are Revolut-to-Revolut transfers?

Transfers to other Revolut customers are instant. This means they usually arrive in 20 seconds or less.

With Revolut, you can send money online to Nigeria quickly and safely. Here's how:

1. Download the Revolut app for free on your Android or iPhone, then sign up.
2. Add money to your Revolut account.
3. Enter your destination country, currency, and amount, then pick your transfer method.
4. Check our exchange rates, fees, and estimated delivery times in-app.
5. Fill in your recipient's details.
6. Tap Send and stay up to date on the status of your transfer in-app.

Adding money to your Revolut account is quick and easy. Here are some ways you can do that.

• Bank transfer
• Card
• Apple Pay or Google Pay
• Transfers from other Revolut customers
• Linked accounts
• Direct deposit

To choose the best transfer method for you, compare fees and delivery times in-app. They're calculated in real-time just for you — based on your transfer amount, country, and currency. Need to send money to Nigeria fast? Try a Revolut-to-Revolut transfer or a card transfer. Transfers to other Revolut customers are instant — they arrive in 20 seconds or less. Most card transfers also arrive in seconds, although they can take up to 30 minutes. If your transfer qualifies for SEPA Instant, your money will arrive in seconds via bank transfer. Trying to find the cheapest way to send money to Nigeria? Check our fees in-app before you send. You'll pay a small fee for card and bank transfers, but there are no transfer fees when you send money to other Revolut accounts. You can also save by sending your transfers during the week — we don't charge additional exchange fees on weekdays if your transfer is within your plan's limits.

When you send money to Nigeria from abroad, there are two types of costs you should keep an eye out for: currency exchange and transfer fees. You'll see all costs in-app before you send.

Currency exchange rates and fees

Sending money internationally often involves 2 different currencies: the currency you’re using to pay for the transfer and your recipient's currency. Before you send money to Nigeria from abroad in a currency that's different from your recipient's, check our exchange rate in-app. This shows you how much the amount you enter in your currency is worth in your recipient's currency. You may also pay an additional currency exchange fee, depending on your plan, the amount you're sending, and the time of your transfer.

• If your transfer amount is within your plan’s limit, you won't pay any additional currency exchange fees on weekdays.
• You'll pay a 1% fee on all currency exchanges during the weekend, regardless of your payment type or plan.
• If you're over your monthly exchange allowance, you'll pay an additional fair usage fee, depending on your plan (1% for the Standard plan and 0.5% for the Plus plan). There are no fair usage fees with our Premium, Metal, and Ultra plans.

Transfer fees

Depending on the transfer method you choose, you may also pay a small transfer fee. This is the amount we charge to process your transfer.

• Bank transfers: you may pay a small bank transfer fee when you send money to Nigeria. You'll get discounts on these fees with our Premium, Metal, and Ultra plans. External banks may charge non-Revolut transfer fees that we can't foresee.
• Card transfers: you'll pay a small card transfer fee when you send money to someone using their card details. The amount will depend on how much money you're transferring and where you're sending from.
• Revolut-to-Revolut transfers: you won't pay any fees when you send money online to other Revolut accounts.

With Revolut, receiving money is just as easy as sending it. To receive international transfers, select the currency account you'd like the incoming transfer to go to, tap the SWIFT tab to find your details, and give the sender those details. Other Revolut customers can also send money directly to your Revolut account in 36 currencies.