Level up with pay later

Representative Example: You make a Pay Later Purchase on 1 May of €120. Our Fee is 1.65% of the €120 purchase price, which equals €1.98. You pay €40 upfront on 1 May and then two payments of €40.99 on 1 June and 1 July. In total, you have borrowed €80 and pay us back €81.98. This example gives an APR figure of 21.4%. APR is a calculation that helps you compare different credit products in a fair and transparent way. Note: Your Pay Later limit may differ from the representative example used above .You may enter multiple Purchase Plans within your overall Pay Later Limit. We used some assumptions to calculate annual percentage rate (APR). These are set out in the Standard European Consumer Credit Information (SECCI) document and your Credit Agreement that issues if approved If you're worried about making payments on any of your Revolut products, we're here to help, and you should contact us as soon as you can. Find more information here .
 Revolut Bank UAB is authorised by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank, and is regulated by the Central Bank of Ireland for conduct of business rules. Lending criteria, as well as terms and conditions, will apply. Pay Later is available to Revolut customers who are residents of the Republic of Ireland over the age of 18. Pay Later applications are subject to approval. Some transactions, such as gambling transactions or cash withdrawals, are excluded from the Pay Later product. For an up-to-date list of exclusions, please refer to the Pay Later FAQs within the Revolut app. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a Buy Now Pay Later (BNPL) agreement in the future.