Basic Account

Your day-to-day banking made easy

Get an account for all your basic banking needs, from payments and transfers, to ATM withdrawals

You don't need to purchase other services from us in order to have a Basic Account. Basic Account is provided in EUR, free of charge. T&Cs apply.

Check if you're eligible

You can open a Basic Account if you don't hold an account with another credit institution in Ireland, or if you close an existing one

Make sure you meet the following criteria

• You don't hold a current account with a bank in the Republic of Ireland • You're a legal resident in the European Union • You're over 18 years of age • You may also be eligible if you currently hold a current account with a bank in the Republic of Ireland but have received notice that your account will be closed

Review T&Cs

Go back to basics with your finances

Receive funds, like your wages or social welfare, straight to your account. Plus, use it to pay bills, set up Direct Debits, make card payments in-store and online, transfers, and withdraw cash at ATMs in the EU. Everything you need is at your fingertips on our app or website. T&Cs apply