Basic account

Day-to-day banking, made easy

Get an account for all your basic banking needs, from payments and transfers to ATM withdrawals. Check if you're eligible below.

Easy-to-use features that are anything but basic

Use it to pay bills, set up Direct Debits, make card payments, transfer money, and withdraw cash at ATMs in the EU. Everything you need is at your fingertips, in-app or on our website. T&Cs apply.

Check if you're eligible

You can open a Basic account if you live in the EU and don't hold an account with another credit institution in Ireland, or if you close an existing account.

Make sure you meet the following criteria:

• You don't hold a sole or joint payment account with a bank in Ireland

• You're a legal resident in the European Union

• You're over 18 years of age

• You may also be eligible if you currently hold a basic account with a bank in Italy but have received notice that your account will be closed

Basic accounts are provided in the EU, free of charge. You don't need to purchase other services from us to have a Basic account.

Review T&Cs

Apply for your Basic account

Before applying, make sure you're eligible for a Basic account based on the criteria above. Please note that this account will have basic functionality only and you may not be able to use several features in the Revolut app. This application may require more time than usual as the bank conducts additional checks.