Loans

Loans the 
Revolut way

Fast. Flexible. Fair.

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Borrow what you need, when you need it

Personalised loans to suit you from €2,000 to €30,000 at market leading interest rates from 5.99% APR

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Choice at last

With Revolut you are no longer chained to your traditional bank for getting a loan. Link your bank accounts to Revolut to get a personalised price and an offer built specifically for you

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No hidden fees, ever

There are no sneaky parts to a Revolut loan. We’ll always tell you all the costs up front, with no hidden terms or complicated small print

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Flexible features that give you control

Change repayment dates, make overpayments, and take control of your finances

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What is the effective APR?

Representative example for Revolut Loan

A €5,000 loan over a term of 3 years with a variable interest rate of 5.82% and 5.99% APR (where the Annual Percentage Rate (APR) and interest rate does not change during the loan term), has 35 monthly instalments of €151.71, a final 36th repayment of €151.59, total interest payable of €461.44, resulting in a total amount repayable of €5,461.44.

Don’t just take our word for it

Make borrowing money clear and simple

It’s so simple and understandable. Everything is just amazing
Convenient, quick and simple. Revolut offered me the best interest rates
Easy to use, received an offer in minutes in the app. I would recommend!
My loan was issued in minutes after just a few taps!

Taking your money further

Get a helping hand from Revolut with your next adventure

Split and settle bills together, stress-free

Learn more about Group Bills

Get the ultimate package with Metal

Learn more about Metal

Spend abroad like a local

Learn more about Exchanges

Reach financial goals faster

Learn more about Vaults

What are you waiting for?

Apply for a loan and get an answer in minutes

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If you are worried about making payments on any of your Revolut products, we are here to help and you should contact us as soon as you can. Find more information here. Revolut Bank UAB is authorised by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules. Lending criteria, terms and conditions will apply. Personal loans are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. Personal loan applications are subject to approval. Interest rates vary depending on your credit profile, the size of your loan and the term of your loan. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.