Loans
Level up with loans
Fast applications. Quick decisions. Flexible repayment dates. Because some goals just can’t wait.
Simple and speedy, from start to finish
Get a quoteBorrow in a few taps
Apply for up to €30,000, with variable APR (Annual Percentage Rate) from 6.5%.¹
Spend it your way
Once approved, get your money in seconds, and kickstart your projects.
Repay flexibly
Pay it back early, or change repayment dates — for free.
Flexible loans, for whatever’s next
For goals big or small, get a loan that’s tailored to your needs. Borrow between €2,000 and €30,000, extend your repayment term by up to 5 years, and see when your next instalment’s due, in a few taps.
Manage everything in-app
Customise repayment dates to suit your salary cycle. Repay ahead of time to save on interest. And check your statements and schedules — all in one place.
Your money’s safe space
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Popular loan amounts
Representative example of a Revolut Loan: a €5,000 loan over a term of 3 years with a variable interest rate of 6.31% and 6.50% APR (where the Annual Percentage Rate (APR) and interest rate does not change during the loan term), has 35 monthly instalments of €152.82, a final 36th repayment of €152.75, total interest payable of €501.45, resulting in a total amount repayable of €5,501.45.
If you're worried about making payments on any of your Revolut products, we're here to help and you should contact us as soon as you can. Find more information here.
Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules.
Lending criteria as well as terms and conditions will apply. Personal loans are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. Personal loan applications are subject to approval. Interest rates vary depending on your credit profile, the size of your loan, and the term of your loan. The rate you're offered may differ from the advertised rate. We offer variable rates from 6.50% APR to 12.99% APR.
Warning: if you don't meet repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement, or a Buy Now Pay Later (BNPL) agreement in the future.