Instant Access Savings

Savings, on demand

Up to 2.75% AER¹ (variable) interest paid daily. No minimums. Instant access anytime.

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Get interest paid day after day after day

Open an account in seconds, and see your money grow. Every single day.

This gross interest rate is variable, and your returns may vary depending on your plan. Get from 2% to 2.75% (AER) variable interest on your money.

Up to
2.75%

Simple and secure savings

Our rates turn heads, but there’s plenty more reasons why your money will thrive.

  1. Save with no minimums

    Whether you deposit a little or a lot, your money starts working for you the moment it hits your account.

  2. Access on demand

    Enjoy fee-free access to your money whenever and wherever you need it.

  3. Your eligible deposits are insured

    Eligible deposits are protected up to €100,000 under the deposit guarantee scheme of either Revolut Bank UAB or Deutsche Bank AG, depending on the entity holding your funds

Give you savings a head start with 2.5% AER¹

With Standard and Plus, you can unlock 2.5% AER¹ (variable) on your first €2,500 deposited. If you deposit more, we'll apply your regular plan rate on the remaining amount. We combine both into one simple blended rate for your whole balance, so you are always maximising your earnings.

For when money matters most

Easily add and withdraw money, and enjoy features to help you build towards your savings goals. That way, when the ‘big things’ happen, you’ll be ready.

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Add money your way

Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.Get started
Add money your way
Set recurring transfers
Round up that spare change

Your money, protected

Trusted with 67.5 billion USD in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than €746 million worth of fraud in 2024 alone.

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Withdraw assets using biometric securityWithdraw assets using biometric security
Algorithms built to detect suspicious activityAlgorithms built to detect suspicious activity
Withdraw assets using biometric securityWithdraw assets using biometric security
Deposit protection for personal and shared fundsDeposit protection for personal and shared funds
Deposit protection for personal and shared fundsDeposit protection for personal and shared funds

¹AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and compounded once each year.
²View Instant Access Savings T&Cs. Instant Access Savings offers annual interest paid daily. The interest rate depends on the type of plan held from 2.5% per annum on the Standard Plan to 2.75% per annum on the Ultra plan. The maximum deposit amount is €5,000,000. We have a right to change the interest rate as defined in the Terms. Eligible deposits are protected up to €100,000 per depositor by either the Lithuanian Deposit Insurance scheme (Public Institution “Deposit and Investment Insurance”) or Entschädigungseinrichtung deutscher Banken GmbH, depending on where your funds are held. Further information is available in-app. Please check Deposit Insurance Information. When opening a savings account, you will be informed about the relevant deposit guarantee scheme. Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for Consumer Protection Rules.