Credit Cards

Cutting-edge credit cards

Easy applications. Flexible repayments. RevPoints on every purchase. Meet your new top-of-wallet card.

Apply today

Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to €10,000, and get a decision in minutes.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one.

  3. Repay flexibly

    0% interest on all purchases for the first 3 months once the minimum repayment is made.¹

Up to 2x RevPoints per €1 spent

Turn everyday credit card spending into travel discounts, with up to 2x points per €1 spent. Then redeem those points 1:1 for Airline Miles with over 30 airlines, including Aer Lingus, British Airways, Qatar Airways and more.²

Maximum reference earn rate: Metal plan (credit card spend versus debit card).

Get more from your card with plans

Upgrade your plan to earn more RevPoints per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Discover Credit Cards

Repay your way

Pay zero interest on purchases and balance transfers for up to three months, as long as you meet your minimum monthly payments.¹ Plus, spread costs with instalments — just select eligible transactions above €50, and pay flexibly over 3, 6, 9 or 12 months.

For even more flexibility you can choose your credit repayment method — either a full repayment or fixed, revolving monthly instalments. Interest charges apply.³

Apply now

Your money, protected

Trusted with €36 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than €746m million worth of fraud in 2023 alone.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ Pay zero interest on purchases and balance transfers for up to three months, as long as you meet your minimum monthly payments. After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending.

Understand our fees and charges with ease. For a complete breakdown of our credit card interest rates, annual fees and other costs, view our Fees and Charges.

² RevPoints rewards require opt-in to RevPoints programme, and vary by plan. T&Cs apply.

³ Representative example of a Revolut credit card: assuming a single purchase of €1,500 repaid in equal instalments over a 12 month period, at a variable interest rate of 13.34% Annual Percentage Rate (APR) 17.99%, the total amount repayable (including Government Stamp Duty charge of €30) would be €1,640.58. The total cost of credit would be €110.58.

Representative example: assuming a single instalment plan of €600 created on 1 July (where the Annual Percentage Rate (APR) and interest rate does not change during the term), has 11 monthly instalment repayments of €52.62 and a final 12th repayment of €52.61. The total amount repayable would be €631.43. The interest charged would be €31.43. This example gives an Annual Percentage Rate (APR) figure of 9.98%. APR is a calculation that helps you compare different credit products in a fair and understandable way.

APR is a calculation that helps you compare different credit products in a fair and transparent way.

If you're worried about making payments on any of your Revolut products, we're here to help. Please find more information about financial difficulties for personal credit here.




Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania, and by the European Central Bank, and is regulated by the Central Bank of Ireland for conduct of business rules.




Lending criteria, as well as terms and conditions, apply. Credit cards are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. All credit card applications are subject to approval.

WARNING: If you do not meet the repayments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement, or a Buy Now Pay Later (BNPL) agreement in the future.