Credit Cards

Cutting-edge credit cards

Easy applications. Flexible repayments. Cashback on every purchase. Meet your new top-of-wallet card.

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Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to €10,000, and get a decision in minutes.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one.

  3. Repay flexibly

    0% interest on all purchases for the first 3 months once the minimum repayment is made.¹

1% back with every tap²

Get 1% cashback on every cashless transaction for your first 3 months, up to €30 (after that, the rate is 0.1%). T&Cs apply.

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Repay the easy way

Control your credit repayments with confidence — receive notifications about any upcoming payments, and settle your balance automatically with AutoPay.

Explore Autopay

Pay in instalments

Whether you want to spread the cost of a big buy, or are just looking to manage your expenses, you can opt to pay in instalments. Simply select eligible transactions above €50, and choose to pay over 3, 6, 9, or 12 months.

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Your money, protected

Trusted with €20.9 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than €545 million worth of fraud in 2023 alone.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ Pay zero interest on purchases and balance transfers for up to three months, as long as you meet your minimum monthly payments. After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending.

² Cashback is available for all transactions in the EU and US. It doesn't apply to cash payments or bank transfers.


Understand our fees and charges with ease. For a complete breakdown of our credit card interest rates, annual fees and other costs, view our Fees and Charges.

Representative example of a Revolut credit card: assuming a single purchase of €1,500 repaid in equal instalments over a 12 month period, at a variable interest rate of 13.34% Annual Percentage Rate (APR) 17.99%, the total amount repayable (including Government Stamp Duty charge of €30) would be €1,640.58. The total cost of credit would be €110.58.

Representative axample of a Revolut instalment plan: assuming a single instalment plan of €600 created on the 1st July (where the Annual Percentage Rate (APR) and interest rate does not change during the term), has 11 monthly instalment repayments of €52.62 and a final 12th repayment of €52.61, the total amount repayable would be €631.43. The interest charged would be €31.43. This example gives an Annual Percentage Rate (APR) figure of 9.98%. APR is a calculation that helps you compare different credit products in a fair and transparent way.

If you're worried about making payments on any of your Revolut products, we're here to help. Please find more information about financial difficulties for personal credit here.




Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania, and by the European Central Bank, and is regulated by the Central Bank of Ireland for conduct of business rules.




Lending criteria, as well as terms and conditions, apply. Credit cards are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. All credit card applications are subject to approval.

WARNING: If you do not meet the repayments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement, or a Buy Now Pay Later (BNPL) agreement in the future.