Credit cards

Accept no compromises, with a Revolut Credit Card

Apply for a credit card in-app, and get a decision in minutes

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Earn 1% cashback when you spend

Get 1% back on all purchases for the first three months when you spend up to €3,000 (after that, the rate is 0.1%)

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Get up to 3 months interest-free

Pay zero interest on purchases and balance transfers for up to three months, as long as you meet your minimum monthly payments. After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending

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Access up to €10,000

Need to book flights for your getaway, or have some household items that need replacing? Take control of your finances with credit card limits from €500 to €10,000

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No waiting around

Apply for your credit card in-app, and we'll give you an answer in minutes. Plus, get a virtual card in-app, so you can start spending instantly

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You're in control

Set a spending limit, view your balance, and schedule automatic repayments in-app. We've got your back with reminders for any upcoming payments

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What's the effective APR?

Representative example for a Revolut Credit Card

Assuming a single purchase of €1,500 repaid in equal instalments over a 12 month period, at a variable interest rate of 13.34% Annual Percentage Rate (APR) 17.99%, the total amount repayable (including Government Stamp Duty charge of €30) would be €1,640.58. The total cost of credit would be €110.58.

Taking your money further

Get the credit you deserve, and benefits you’ll love

Get a loan on your terms

Learn more about Loans

Unlock your money's potential with Metal

Learn more about Metal

Spend abroad like a local

Learn more about Exchanges

Reach your financial goals faster

Learn more about Vaults

What are you waiting for?

Get the credit card that has it all! Apply today

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If you're worried about making payments on any of your Revolut products, we're here to help. Please find more information about financial difficulties for personal credit here. Revolut Bank UAB is authorised by the Bank of Lithuania in the Republic of Lithuania, and by the European Central Bank, and is regulated by the Central Bank of Ireland for conduct of business rules. Lending criteria, as well as terms and conditions, apply. Credit cards are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. All credit card applications are subject to approval. Warning: If you do not meet the repayments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a Buy Now Pay later (BNPL) agreement in the future.