Multi-currency bank account

An international bank account makes managing your money across different countries easier. It lets you hold multiple currencies in one account, exchange between currencies, and send money worldwide. If you're moving abroad, working overseas, or travelling often, an international bank account can take the guesswork out of your everyday banking. So, is it the same as an offshore account? Not exactly. An offshore account is one that you hold in a country you don't live in. With our international bank account, it's like having multiple foreign currency accounts all in one place. You can keep and manage 36 in one app, without having to keep track of different offshore accounts.

To be eligible for a basic multi-currency account with Revolut, you need to:

• be at least 18 years old
• be a legal resident in Ireland
• have no payment accounts (either individually or jointly) with other banks in Ireland, or have received a notice that your payment account will be closed
• pass routine anti-money laundering and counter-terrorist financing checks, as required by law
• provide a valid form of ID
• fill in your personal details

When you sign up for an account, we may ask you to declare that you're eligible based on the criteria above and provide any documentation we consider necessary. Don't worry, we'll walk you through the process every step of the way.

Find more info in our Basic Account Terms.

The best international bank account for you depends on your specific preferences, such as the currencies you want to keep, the rates and fees you're looking for, and the banking services you need. Compare different providers so you can make an informed choice. If you're travelling often or living abroad, our multi-currency account may be just what you need. Here are just some of the perks of opening an international bank account with us:

• Keep up to 36 supported currencies in one account.
• Use your Revolut card to pay abroad in 150+ currencies wherever Visa and Mastercard are accepted.
• Send money to 160+ countries right from the app.
• Explore tonnes of banking features in one easy-to-use app, including Flexible Accounts, credit cards, personal loans, and more.
• Know your money's protected by a local and fully licensed bank.
• Get help when you need it with our 24/7 customer support.

And that's just the beginning. Download our app to learn more and open your account.

You don't necessarily need a bank account to exchange currencies, but having one can make the process simpler and get you better rates. You can exchange money at airport kiosks, but their exchange rates aren't the most competitive and their fees are often high. If you'll be exchanging currencies often, our international bank account can make things easier for you and help you save. Here are some ways you can convert money with us:

• Exchange and hold 36 in-app with our competitive exchange rates and low fees.
• Pay with your card abroad and we'll automatically convert your money to the local currency.
• Use your card for ATM cash withdrawals abroad, with no Revolut fees up to the limits of your plan.

Yes, you can have a bank account in a foreign currency. Foreign bank accounts, also known as offshore bank accounts, are ones that you hold in countries you don't live in. If you're a legal resident abroad with a valid visa and a local address, you'll usually be able to open the same types of accounts anyone else would in your new country. Many banks also have account options for non-residents. In either case, you'll be able to keep the local currency in your account, and possibly other currencies too. While offshore accounts can give you easy access to your foreign currencies, they can also come with high fees and minimum balances. Always compare different providers and read up on their T&Cs before making a decision. With our multi-currency bank account, you get the best of local and international accounts. Since you're opening it as a resident in Ireland, you get a local IBAN and all the benefits of an Irish account. This means you can get paid in Euros without the high fees associated with non-IBAN transfers. At the same time, you can keep 36 supported currencies in one app, so you can manage your money across different countries without missing a beat.

Yes, you can deposit any of the 36 supported holding currencies into your Revolut bank account. Here's how you can receive money:

1. Open your Revolut app.
2. Tap Accounts and select the currency you'd like to receive your money in.
3. Tap Details to view your account details.
4. If you're transferring from your own external bank account, just use those details to send your money. If you're receiving the money from someone else, give them your Revolut bank account details for them to complete the transfer.
5. That's all — just wait for your money to arrive in your account.

With Revolut, sending money internationally is just as easy as receiving it. Here's how to send a bank transfer:

1. Go to the Transfers section in-app.
2. Tap + New.
3. Choose Bank recipient for local bank transfers in the same currency or Send international for cross-border bank transfers.
4. Follow instructions in-app to enter your recipient's country, currency, transfer amount, and account details.
5. Check our exchange rates and fees in-app.
6. Hit Send to complete your bank transfer.