Revolut Savings account review: how much you can earn and how we keep your money safe

Finding a place to grow your hard-earned money shouldn't feel like a chore. If you're looking for an easy way to earn interest while keeping your cash easy to access, you've probably thought about a Revolut Savings account.

In this review, we'll break down how much interest you can get, how it all works, and how we keep your money safe when you open a GBP Savings account with us.

The information provided is accurate as of 14 April 2026.

The content of this page is for general information purposes only and doesn't constitute financial advice. If you have any questions about your personal circumstances, please seek professional and independent advice. Revolut isn't a financial adviser.

Quick summary: Revolut Savings at a glance

If you're in a hurry, here’s a digest of what our Savings account offers:

• Interest paid daily: you'll earn interest every single day, so your balance can grow over time.
• No lock-in periods: you'll be able to take your money out whenever you like without paying any fees.
• Money protection: your money will be protected up to £120,000 through the FSCS and our partner, ClearBank. Check the FSCS website for more info.
• Extra benefits on paid plans: if you're on a paid plan, you'll earn higher interest rates, with Ultra offering our highest interest rates.
• No minimum deposit: start with as small a deposit as you want.

Interest earned is liable to the applicable taxes. Instant Access Savings T&Cs apply.

What's a Revolut Savings account?

A savings account is a secure place to keep your money and earn interest on it over time. Revolut Savings offers the added benefit of interest paid daily and instant accessibility.

Comparing our plans: AER and tiered rates

The interest rate you earn, expressed as an Annual Equivalent Rate (AER), is determined by your Revolut plan. We offer a range of plans to suit different saving habits:

• Standard and Plus: perfect for casual savers who want a competitive rate with no or low monthly plan fees
• Premium: offers a significant boost to your interest rate with higher limits and subscriptions included with the plan
• Metal: offers higher interest rates than Premium, with additional benefits such as discounted lounge passes and the Metal card
• Ultra: our plan offering the highest interest rates on Savings, as well as complimentary lounge passes, monthly eSIM data, higher RevPoints, and more

Interest rates are variable and influenced by the Bank of England's base rate. You can view the most up-to-date rates for each plan directly in your app. Check out our Savings page for the current live rates.

T&Cs apply.

Paid plan fees apply. Rates vary by plan. See our plan pricing page for more information.

How to manage your savings automatically

To grow your money without thinking about it:

• Enable spare change round ups: automatically save the spare change from every transaction
• Set up recurring transfers: move a set amount of money to your savings every day, week, or month

If you haven't joined us yet, you can sign up to Revolut today to access these features and start growing your money with security measures you can trust.

18+, T&Cs apply.

Is it safe to save with Revolut?

If you're asking yourself whether it's safe to save with us, the answer's yes. We offer the same level of protection you'd find at any traditional UK bank.

Because we partner with ClearBank Limited, your money's protected by the Financial Services Compensation Scheme (FSCS). If ClearBank or Revolut were to fail, your money would be protected up to £120,000. You'll be able to find more details about how this works on our FSCS page.

Our proactive security features give you peace of mind, including our fraud protection and Wealth Protection. Wealth Protection, once activated, uses biometric checks on transactions over a limit of your choosing, to make sure you and only you can access your money.

To understand more about how we keep your money safe, read our guide to security measures.

How to get started

Ready to join the millions who manage their money with us? Setting up your account and starting to save is simple:

1. Download our app on the App Store or Google Play Store and sign up for Revolut if you don't already have an account
2. From the home screen, tap Accounts
3. Tap Add new, then Savings
4. Follow the prompts to set up your account

Take control of your financial life today. Sign up to Revolut and start building your savings.

Frequently asked questions

Is Revolut a fully licensed bank in the UK?

Yes, Revolut Bank UK Ltd was authorised as a fully licensed UK bank in March 2026, and is regulated by both the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Note that Revolut Savings accounts are provided by Revolut Ltd, not Revolut Bank UK Ltd, and your savings are held with partner banks such as ClearBank — with FSCS protection up to £120,000.

Is there a limit on how much I can save?

You can save up to £5,000,000 across all your personal savings accounts. Keep in mind that FSCS protection only covers you up to £120,000.

Can I withdraw my money whenever I want?

Yes, your money's available whenever you need it. You'll be able to move your balance back to your main account straight away with no fees or delays.

Do Revolut savings pay monthly?

No, Revolut Savings account interest is paid on a daily basis.

T&Cs apply.

We were granted our full banking licence in March 2026. At the time of publication, some existing customers may still be‌ being moved over to bank accounts. This means that some information about banking protections may not yet be applicable to all customers.