How to open a Revolut account

We offer a digital-first way to manage your money — from sending and spending to saving and investing. And now, we're a fully licensed bank, too.

Here’s everything you need to know about how to open an account with Revolut quickly and securely from your phone.

What you’ll need

Opening a Revolut account is fast and straightforward.¹ You just need to meet the following criteria:

• Be 18 or older
• Be a resident of a country where Revolut is available
• Have a valid mobile number and email address
• Have a government-issued ID (passport, driving licence, or residence permit)

¹T&Cs apply.

How it works

You can open your account in just a few steps — all from your phone.

1. Download the app: get the Revolut app from the App Store or Google Play, or enter your mobile number to receive a link to the app.
2. Verify your mobile number: you’ll receive a 6-digit code by SMS to verify.
3. Secure your account: set a secure 4-digit passcode.
4. Fill in your details: enter your name, date of birth, address, email, and country of residence. You’ll also set up your @revtag to send and receive payments easily.
5. Verify your identity: take a clear photo of your ID (passport or driving licence), then a quick selfie in-app to confirm it’s you.
6. Choose your plan: start on Standard (free) or pick from one of our paid plans for added benefits. Switch your plan anytime in-app.
7. Add money (optional): you can top up right away by linking a debit card or bank account, or do it later.

Once verified, your account is live and ready to use.

Choose your plan

The go-to for everyday spending, transfers, and savings. Choose from 5 plans:

Standard: free

• For the financial basics: everything you need for better money management in one place. Sending money abroad and sticking to a budget has never been easier.

Plus: from £3.99/month

• For the smart spender: access additional benefits like higher limits for spending abroad and insurance for your purchases.

Premium: from £7.99/month

• For elevating the everyday: access exclusive subscriptions and better savings rates, and exchange unlimited amounts of money.

Metal: from £14.99/month

• For global travellers and traders: relax with travel insurance (T&Cs apply), enjoy enhanced limits, and access subscriptions worth £2,100 annually.²

Ultra: from £55/month

• For those seeking the best of Revolut: get exceptional benefits like unlimited airport lounge access (T&Cs apply), 3GB monthly global data, partner subscriptions,³ and cancellation cover (T&Cs apply).

²Plan limits and T&Cs apply. Fees may apply for some of the services. Visit the Revolut website for full details.
³Some partner subscriptions may not be available in all locations. Partnership T&Cs apply.

Other accounts

We offer accounts built for every life stage.

Joint account

Open a shared account with a partner, friend, or housemate — complete with your own cards and a shared balance. T&Cs apply.

Pro account

Perfect for side hustlers or full-time self-employed workers, Revolut Pro helps you manage income, claim cashback, and keep personal and business expenses separate. T&Cs apply.

Business account

For companies and teams. With Revolut Business, get local account details, issue company cards, manage spend, and automate payroll — all in one place. T&Cs apply.

Revolut Kids & Teens account

Created for kids and teens aged 6–17. Revolut Kids & Teens comes with parental oversight, a personalised card, and in-app tools that help young people build smart money habits. T&Cs apply.

Get started

You’re just a few taps away from a smarter way to manage your money. Whether you want to split bills, save more, or go global — Revolut is built to keep up with your needs.

The information provided is accurate as of 14 April 2026, and may not reflect future pricing or product terms. Please refer to the app or website for the most up-to-date details.

We were granted our full banking licence in March 2026. At the time of publication, some existing customers may still be‌ being moved over to bank accounts. This means that some information about banking protections may not yet be applicable to all customers.