How does Revolut Pay work?

Revolut Pay works as a secure digital payment method that lets you make online or in-person purchases without using a card. When you select this option, you approve the payment in a tap within the Revolut app using biometric data or your passcode. No sharing your personal payment details with merchants. To experience this fast, rewarding checkout journey, sign up for Revolut today.

Revolut Pay at a glance

If you're looking for a quick overview of how this digital payment method operates, here are the essential points:

• Select Revolut Pay at online checkout, or scan an in-store QR code
• Approve the transaction instantly in the Revolut app using biometric data or your passcode
• Your purchase is completed in seconds without sharing your card details with merchants
• You can pay using your Revolut balance, a linked card, or sign up as a new customer
• You automatically get extra RevPoints to redeem as discounts if you opt in to our free loyalty program

How do you make online payments with Revolut Pay?

Pay online by choosing the ‘Revolut Pay’ button at checkout and confirming the transaction on your phone. When you shop online with Revolut Pay, the checkout flow adapts to your device.

On a mobile phone, tapping the button automatically opens the Revolut app, where you can verify the details and approve. On a computer, the checkout page displays a unique QR code. You can scan this QR code with your phone camera to open the Revolut app and approve the transaction. Once approved, the payment is completed, and the browser page refreshes.

How do you pay in store using Revolut Pay?

Use Revolut Pay in store by scanning a QR code on a payment device screen using your phone's camera. This method allows you to complete purchases quickly without your physical card.

When you’re ready to pay, use your phone to scan the QR code displayed on the Revolut Terminal screen. The code redirects you to the Revolut app to approve the transaction. You stay in control by confirming each transaction in-app using your passcode or biometric data — such as fingerprint or facial recognition — to keep your personal information private. The merchant receives confirmation within seconds, and your payment is complete.

Can you use Revolut Pay if you don’t have a Revolut account?

Yes, you can use Revolut Pay even if you don't have a Revolut account. First, you have to check out using any card and email address, then you'll be prompted to set up an account and opt in to RevPoints to get your Rewards.

If you do have an account, choose Revolut Pay as your payment method at checkout to automatically open your Revolut app and confirm the purchase in one tap.

Is Revolut Pay secure?

Yes, Revolut Pay is secure because it encrypts your payment details and requires authorisation for every purchase directly in the Revolut app. We protect your data using our secure system, which ensures your details are safeguarded at every step. And we store your details securely, so it’s never shared with merchants.

Every transaction is covered by our Buyer Protection Policy. This protects you if an online order isn't fulfilled, or if items aren't as described. If you experience an issue, you can raise a claim directly with our support team using our live in-app chat. Our support team is available 24/7 to help.

Do you earn RevPoints when paying with Revolut Pay?

Yes, you earn at least double RevPoints on every purchase you make using this payment method. This is part of our free loyalty programme, helping you get more value from your daily spending. Before you can start earning, you must opt in to the RevPoints program in-app.

You can collect these points to redeem as discounts at checkout with participating retailers. Depending on your points balance, you can choose to cover a portion of your purchase or the entire amount. You can also transfer points to Airline Miles or use them to save on holiday accommodation. Some exclusions apply, and you can read our RevPoints T&Cs for more information.

How do you get started with Revolut?

You can open your account in just a few steps, right from your phone. Here's how it works:

1. Download the app: get the Revolut app from the App Store or Google Play, or enter your mobile number to receive a link to the app.
2. Verify your mobile number: you’ll receive a 6-digit code by SMS to verify.
3. Secure your account: set a secure, 4-digit passcode.
4. Fill in your details: enter your name, date of birth, address, email, and country of residence. You’ll also set up your @revtag to send and receive payments easily.
5. Verify your identity: take a clear photo of your ID (passport or driving licence), then a quick selfie in-app to confirm it’s you.
6. Choose your plan: start on Standard (free), or pick from one of our paid plans for added benefits. Switch your plan anytime in-app.

Once your account is set up, look for Revolut Pay when shopping online to pay in seconds and earn rewards. To start your journey, you can manage your money with a personal account and order a physical or virtual card to get started. If you're ready to unlock fast, secure shopping, you can learn more about Revolut Pay.