Stablecoins, the Revolut way

Crypto · 10 November 2025Team Revolut

We’re not just improving stablecoin rates — we’re redefining the way you move between fiat and crypto.

You can now swap between USD and USDT or USDC at a 1:1 rate. No spreads. Just straight-up price-matching. Stablecoin fee applies above volume limit. T&Cs apply.

This is designed to give you full price transparency and better control when buying or selling digital dollars.

What does 1:1 mean?

When you trade USD for USDT or USDC, you’ll receive exactly $1 worth of stablecoin for every $1 you spend. So the rate you see is the rate you get.

The 1:1 rate ensures there are no hidden costs on your conversions, and you’ll always see the live market price in-app — giving you full visibility before you make your move.

  • Get 1:1 conversion between USD and USDT or USDC
  • There’s no platform or service fees on the conversion itself
  • Your limits are always clear in-app

Stablecoins are associated with specific cryptocurrency risks — please refer to our cryptoasset specific risk summaries.

Send and receive stablecoins seamlessly

Move USDT or USDC across major chains of your choice, with zero hassle. Plus, you can protect withdrawals with biometrics, as an added layer of security.

Withdrawal fees may apply. Stablecoins are associated with specific cryptocurrency risks — please refer to our cryptoasset specific risk summaries.

Pay with stablecoins, straight from your card

You can now spend USDT or USDC globally — anywhere Visa or Mastercard is accepted, your crypto is too. Whether you want to spend your tokens on your daily commute or your next big trip, it’s all done with zero exchange fees. Link your balance to any Revolut card, or pick an exclusive crypto-inspired design.

Network fees and fair usage may apply. Your crypto card payments are subject to the exchange rate at the point of transaction. Paying with a crypto card is considered a disposal of cryptoassets and tax may be payable — please seek professional tax advice based on your circumstances.

How to go from fiat to stablecoins in the Revolut app

It only takes a few taps to swap your USD for stablecoins like USDT or USDC — right from your Revolut app.

  1. Open your Revolut app
  2. Head to the Crypto tab
  3. Tap Trade, and search for your chosen stablecoin
  4. You’ll see the 1:1 rate — confirm the amount you want to trade, and Review order

This is simpler, smarter, and spread-free stablecoins. Ready to begin?