Your bank at its best

Online banking

Create a safe space to keep and manage your money — entirely online. Open a Revolut account in minutes and gain full control over your banking in one app. 18+, T&Cs apply.
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A bank you'll brag about

See why 55+ million global customers bank on Revolut

User-friendly app, high-tech security features, 24/7 chat support — it's easy to see what the buzz is about. Check out all those stars and discover why people all over the world are raving about Revolut.

Rating as of 21 Jun 2025

4.9 / 5

233K Reviews

4.8 / 5

3.5M Reviews

All you need is one

One online bank account, 36 currencies

Keep your accounts close and your money closer. With Revolut, you can receive and hold up to 36 currencies in one online bank account. No matter how far you travel, your money's just a tap away — right in-app.
Go global, stay local — it's your call

An international account with a local IBAN

Working in Ireland? Pay and get paid like a local with an Irish IBAN account regulated by the Central Bank of Ireland. Have your salary transferred directly into your Revolut account in Euros — no paperwork, no high fees. Just share your Euro IBAN with your employer.

Then pay your bills like clockwork every month. Rent, insurance, utilities — cross those off your to-do list in one go with direct debits, and send money in 36 currencies to keep up with payments abroad.

You're safe with us

An online bank account you can trust

Security is at the heart of everything we do. Get top-level protection, powered by a 2,500-strong fraud prevention team.Learn more

Get the full picture

The best of your online bank account

Own your banking with all the account features you need in one app. Explore everything you can do with your Revolut bank account online.

¹Revolut <18 accounts available for ages 6-17. A parent or guardian is required to open a Revolut <18 account.

Bring on the budget

Everyday banking at your fingertips

We're handing over the power to you. Build your own bank with customisable budgeting tools in-app.Check it out

  1. Track your spending

    Forget the maths and spreadsheets — we'll crunch the numbers for you. Stay on top of your spend trends with our in-app trackers.

  2. Get reminders

    Think of us as your personal assistant. We'll remind you about upcoming payments, so you can focus on the things that matter most.

  3. Set up recurring payments

    Subscribing to a new streaming platform? Automate charges and never miss a payment (or series premiere) again.

  4. Download account statements

    Get an overview of all your transactions and account details for up to 36 currency balances in just a few taps.

  5. Save up

    Setting aside money for a new car or house? Create a Pocket to collect your coins and meet your goals. Every bit adds up.

  6. Link your accounts

    Using several banks? Link your accounts to your Revolut app and keep an eye on your expenses in one place.
Guard your card

A bank card you control

Consider this your global passport, your golden ticket, your wild card. Safely make payments at home or abroad — your way, with customisable features in-app.Discover our cards

  1. Spend in 150+ currencies abroad

    Pay with your card as usual while you travel the world, and we'll convert to the local currency for you at great exchange rates².

  2. Withdraw cash

    Use your card to make withdrawals in the local currency³ at ATMs worldwide, just as you would back home.

  3. Make contactless payments

    Create a virtual card and link it to Apple Pay or Google Pay. Shop with just your phone — no more loose change.

  4. Freeze your card instantly

    Freeze your card in a tap if it goes missing, then unfreeze it when you're ready to start spending again. Now that's security that'll give you the chills.

  5. Set monthly spending limits

    Never accidentally overspend again. Set your own card limit and stick to your budget.

  6. Get in-app warnings

    We'll send you a notification if we detect any potential scams. Breathe — we're on the lookout for you.

²Currency exchange available in 36 currencies with no additional fees Monday–Friday, within your plan allowance. T&Cs apply. ³Subject to plan allowance. Third-party providers may charge a withdrawal fee.

How to open a bank account online

  1. 1

    Get Revolut

    Download our app for iOS or Android.
  2. 2

    Verify your identity

    Tell us a bit about yourself and upload a valid form of ID to help us keep your account secure.

  3. 3

    Explore the app

    Add money to your account, exchange currencies, make international transfers, receive money, and more — all in one place.

We're here to help, 24/7

Whether you want to browse our Help Centre for solutions or speak to us directly via in-app chat, we've got you.

Check out those stars

Online banking in one app

Who knew you could carry your bank in your back pocket? Check balances at a glance, pay bills in a tap, and customise your security features — anytime, anywhere. It's easy to see why 55+ million global customers stick with us.

Trustpilot logoTrustpilot stars

4.5 / 5

Looking for an alternative to Bank of Ireland, AIB, or Ulster Bank?

Why not try Revolut? We're a fully licensed local bank regulated by the Central Bank of Ireland, so your money's safe with us.

Open an online bank account and get advanced security features, easy-to-use budgeting tools, 24/7 support, and more — entirely in one app. Don't worry, we'll break it to your bank gently.

Join Revolut

Want a little more info?

Online banking FAQs

  • Online banking is a system that allows you to access your account and make transactions through a website or mobile app. It's also known as internet banking, virtual banking, web banking, or home banking. In recent years, it's become the most common way for customers to manage their bank accounts. With online banking, you get access to services traditionally offered at a local branch. You can make deposits, transfers, and bill payments, and more — entirely online. Online banking offers many benefits, including:
    • Convenience: it allows you to make transactions anytime, anywhere. That means you can travel freely knowing you'll always have access to your account, even outside of business hours.
    • Speed: you can quickly check your balances, pay bills, transfer money, download your statements, and more — without the queuing.
    • Security: it gives you secure access to your account with password protection and encryption technology.
    • Lower costs: you sometimes get more competitive rates and lower fees with online banks than with high-street banks that have physical branches.
    • Control: it gives you real-time access to your money and online budgeting tools to help you manage your account more easily in one place.
  • Internet banking is another term for online banking. It's a system that gives you access to your bank account through a website or mobile app. It allows you to make transactions like transfers, deposits, and bill payments online without having to go to a local branch. Internet banking has become so popular that some banks have started to operate entirely online, with no physical branches. Revolut is one of them. When you open a bank account with us, you get 24/7 access via our app and tonnes of tools to manage your money. And with round-the-clock customer support powered by real humans, you won't even miss your physical branch.
  • Online banking works via a bank's website or mobile app. It allows you to make transactions and access your account online. It's a convenient and flexible way to manage your money without having to go to a local branch. To access your account with online banking, you'll generally need a computer or smartphone with an internet connection. Some banks are app-based while others are web-based. To log in to your account, you'll typically need to create a username and password. Every bank has different security measures in place. At Revolut, we use two-factor authentication. We always ask you to log in with your PIN, an SMS code, or biometrics to keep your account safe. Once you're logged in, you can make many different transactions, including money transfers, bill payments, and more. With Revolut, you get access to budgeting tools and tonnes of easy-to-use features to manage your money — your way. You can also contact us 24/7 in-app anytime you need help. Our chat support is powered by real humans, available in 100+ languages, and always encrypted.
  • To set up online banking with Revolut, all you have to do is open an account. Here's how:
    1. Download our app for iOS or Android.
    2. Answer a few questions about yourself and upload a valid form of ID to help us keep your account secure.
    3. And your online bank account is all set. Explore the app and discover all the ways you can manage your money.
  • It all depends on what you're looking for in a bank. Something that's an advantage for you may be a disadvantage for someone else, but here are some of the points that people often highlight.

    Pros of online banking

    • Higher interest rates: online banks often offer significantly better interest rates for savings accounts compared to traditional banks.
    • Lower fees: many online banks have lower fees and fewer of them, which can be helpful for budgeting and managing expenses.
    • No minimum deposits: most online banks require low or no minimum deposits to open accounts, making it easier for people with small amounts of money to start banking.
    • Convenience: online banking provides the convenience of managing your finances anywhere, anytime — without queueing at your local branch.
    • Access to personalised support: some online banks offer solid customer support that you can contact even outside of business hours, providing a blend of online convenience and in-person assistance.

    Cons of online banking

    • Lack of physical branches: online-only banks don't have local branches, which can be a disadvantage for those who prefer in-person banking.
    • Limited services: online banks may offer more limited services compared to traditional banks, such as fewer ATMs.
    • Security concerns: while most online banks provide encryption and site security, it's still important to protect your login details and passwords to avoid cyber threats.
    • Customer service: access to face-to-face customer service may be limited or non-existent, although some banks (like Revolut!) offer 24-hour support.
    Compare different banks and decide for yourself whether online banking is right for you.
  • Online banking is generally considered safe, but the level of safety a bank offers depends on their technology and security measures. At Revolut, our top priority is keeping your account secure. Here are some of the ways we do that:
    • We use two-factor authentication to make sure you're the only one who can log in to your account. We'll always ask you to log in to the app with your PIN, an SMS code, or biometrics to keep hackers out.
    • We'll send you anti-fraud warnings in-app if we suspect that you may be the victim of a scam. Our 2,500-strong fraud prevention team is on the lookout.
    • We protect your personal data with our full-stack security systems. We also make sure your data is processed responsibly, following the General Data Protection Regulations (GDPR) and all global data protection legislation.
    • Our 24/7 chat support is always encrypted, so you can be sure that the information you share with us is confidential.
  • The best online bank for you depends on your needs and preferences. There are tonnes of options out there, so do your research and compare different providers to make an informed choice. Here are some points to consider when choosing an online bank:
    • Fees: avoid surprises by researching the various types of fees that each bank charges, including monthly fees, overdraft fees, and ATM fees.
    • Minimum balance requirements: some banks require you to keep a minimum amount of money in your account, so keep an eye out.
    • Account features: decide what you want from your bank account and determine which banks can meet those needs.
    • Customer support: since online banks don't have physical branches, make sure they provide a way for you to get help if you need to, either via chat or phone.
    • User interface: make sure the bank's website or mobile app is intuitive and easy to navigate because you'll be using it often.
    • Security: choose a bank that's insured and that has strong security measures in place to protect your money.
    • Reviews: check the bank's ratings online and see what their customers are saying.

    If you want an online bank account that offers flexibility, simplicity, and safety, Revolut may be just what you're looking for. Check out our account features and decide which online bank is best for you.

  • With your Revolut bank account, you get easy-to-use money management tools right in-app — and yes, that includes bank statement downloads. You can instantly generate an account statement for any of the currency balances you hold. It'll show your balance summary, your BIC and IBAN account details, and an overview of all transactions.

    Here's how you can download an account statement:

    1. Open your Revolut app.
    2. Tap Accounts under your balance and select the currency balance you want a statement for.
    3. Tap More, then choose Statement.
    4. Select the dates and a document type (either PDF or Excel).
    5. Tap Generate, and there you have it.

Your bank at its boldest

Open a Revolut bank account

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