Terms & Policies

Cardholder Terms

Revolut Prepaid Card Program Cardholder Agreement

Revolut is changing our card issuer and bank partner to Lead Bank effective later this year.

You’ll still be able to use the Revolut services as normal, but the transition means that your Revolut card will be subject to a new Revolut Prepaid Card Program Cardholder Agreement with Lead Bank. After the transition, your card issuer will no longer be Metropolitan Commercial Bank (MCB).

To use Revolut after the transition to Lead Bank, you must agree to the Lead Bank Cardholder Agreement below. Please contact Customer Support via in-app chat if you have questions about these planned changes.

Revolut Prepaid Card Program Cardholder Agreement

Cardholder Agreement with Lead Bank dated as of August 26, 2024.


If you have an existing agreement with MCB, it will expire with the launch of the Lead Bank Program later this year.

  • To view the MCB Cardholder Agreement, click here. The full history of Cardholder Agreements is available here.
  • Para Acuerdos de MCB en Español click aquí.