How to send money on Revolut Ireland: a complete guide for transfers
Financial basics · 10 March 2026Dimitri de Perthuis
This guide will show you how to send money on Revolut when you hold an Irish account. You'll learn about fast payments to friends, bank transfers, and how we keep your money safe.
The information provided is accurate as of 25 February 2026.
A quick summary on how to send money with Revolut
To send money with Revolut follow these 4 simple steps:
- Download the Revolut app
- Open our app and select Transfer from the bottom menu
- Choose a contact or tap + New to add someone as a new recipient
- Enter the amount → pick the currency → Send
Why should I choose Revolut to transfer money?
3 million people in Ireland use Revolut. Here is why it’s such a great option for money transfers:
- It’s fast: whether you’re paying a friend for coffee or sending money abroad, we offer fast transfers that get your money where it needs to go in just a few seconds, or a few days.
- It’s low-cost: we don't charge monthly fees on our Standard plan. Many transfers are at no cost, and we offer competitive rates for currency exchange.
- It’s easy: if you’re sending to someone with a Revolut account, you can pay them with just their phone number or Revtag. No details needed.
5 ways to send money on Revolut, locally and internationally
Moving money shouldn't feel like a chore. Choose between the following methods so you can enjoy convenience and flexibility.
1. Phone numbers
Instantly pay any of your contacts who are also on Revolut. If they are in your contacts, they’ll show up automatically in the app, once you give permission to share contacts.
2. Revtags (usernames)
A Revtag is your unique Revolut username. It allows Revolut customers to send and receive money to each other without sharing information like your phone number or bank details.
- To find yours: tap your profile icon (top-left corner), then tap the tag beneath your name
- To change it: you can edit your Revtag directly within your profile settings.
For quick transfers with other Revolut customers, just share your Revtags or scan the QR code in-app within the profile.
3. Bank transfers
Move money to any account worldwide. For transfers in Ireland and the SEPA area, you just need the recipient's name and IBAN. For global transfers outside Europe, you may also need a BIC/SWIFT code.
4. Payment links
Need to pay someone who isn't on Revolut? Create a secure payment link and send it via WhatsApp, SMS, or email. Your friend follows the link, enters their bank details, and claims the money, at no extra cost to you. You can also use this method to request money.
5. Card transfers
Send money directly to an external card. For card transfers within Europe, you just need the recipient's 16-digit card number and you'll need to send a minimum of €2. For global card transfers outside Europe, the minimum is €10, though please note that some specific cards and countries aren't supported. Learn more about card transfers.
T&Cs apply.
Revolut transfer fees in Ireland
We'll always show you exactly what a transfer will cost before you tap the send button, and list out any fees that may apply.
For all transfers, usage limits apply based on your plan.
Transfer type | Standard & Plus plans | Premium plan | Metal plan | Ultra plan |
Revolut to Revolut | No transfer fees (Instant & global) Exchange fees may apply. | No transfer fees (Instant & global) Exchange fees may apply. | No transfer fees (Instant & global) Exchange fees may apply. | No transfer fees (Instant & global) Exchange fees may apply. |
Local euro (SEPA) | No fees | No fees | No fees | No fees |
International (outside SEPA) | Standard fee (Calculated in real-time) | 20% discount on the fee, up to rolling monthly plan limit | 40% discount on the fee, up to rolling monthly plan limit | No fee (100% discount) |
Exchange fees, global transfer fees, fair usage limits, and T&Cs apply.
Understanding the Revolut exchange rate
We use a competitive exchange rate and we’ll outline any additional fees before you exchange.
Weekend exchange fees and plan limits
The currency markets are closed on weekends. To account for price fluctuations, a small fee applies to swaps made between Friday 17:00 ET and Sunday 18:00 ET for those on Standard and Plus plans.
Time Period | Market Status | Standard fee | Plus fee | Premium, Metal & Ultra Fee |
Weekdays (Sun 18:00 to Fri 17:00 ET) | Open | 0% | 0% | 0% |
Weekends (Fri 17:00 to Sun 18:00 ET) | Closed | 1% | 0.5% | 0% |
Fair usage: if you're on a Standard or Plus plan, you have a monthly limit for exchanges without a fee. After this, a small 1% fee applies.
If you want to learn more about this, read our article on currency exchange fees.
18+, Fair usage limits and weekend fees may apply. T&Cs apply.
FAQ: everything you need to know about sending money
What are the limits for money transfers from Ireland?
We let you send large amounts, but the limits depend on the banking network we use.
- SEPA Instant: up to €100,000 per transfer
- GBP transfers: usually up to £250,000 per transaction
You can learn more on our dedicated help page.
Exchange fees, global transfer fees, fair usage limits, and T&Cs apply.
How do I send money to another country?
To send money to another country, go to Transfer in-app and tap + New. Select Send international, choose the country you're sending to, and pick how you want to send it. You can send to a bank account using an IBAN, or to another person with us using their Revtag or phone number.
Can I send money to someone who isn't on Revolut?
Yes, you can send money to any bank account. You'll just need the name and IBAN of the person you're paying. You can also send them a payment link. They'll just follow the link to type in their bank details and get the money at no extra charge to you.