Car loan
Planning a car purchase? Make it a reality with our unsecured personal loans. Apply to borrow up to €30,000 with a variable APR (Annual Percentage Rate) starting from 7%.
- Fully licensed bank
- 65+ million global customers and counting
- 24/7 customer support in 100+ languages
A Car loan custom-made for you
Borrow from €2,000 up to €30,000 with an Annual Percentage Rate (APR) starting from 7%, and stretch your repayments across up to 8 years.
Want to pay off your loan sooner? Go for it. Make early repayments anytime, without any extra fees. Now that's ultimate flexibility.
How to get a car loan with Revolut
- 1
Open your Revolut app
Make sure your Revolut app is updated to the latest version and go to the home screen. If you're new to Revolut, download our app for iOS or Android, then sign up to open an account.
- 2
Fill out your application
Tap Accounts on your home screen, then tap + Add new. Scroll down, choose Credit, and select Personal loan to start your application. - 3
Get your loan
If your application is approved and you accept our offer, we'll add the loan amount to your Revolut bank account.
Trusted by 65+ million global customers
Apply for a caravan credit with Revolut
Borrowing money should be clear and simple — that's exactly what you get with our loans. But Revolut offers so much more than that. Check out our reviews and see for yourself.
All loan applications are subject to risk analysis and approval. We'll run a credit check to set your interest rate and determine if you are eligible for the loan.
How much does a car loan cost?
Let's look at a representative example for a €2,000 loan with a 36-month duration.
- TIN: 8%
- TAE: 8.46%
- Total amount to be repaid: €2,261.16
- Total cost: €261.16
- Monthly instalments: €62.81 each
- French amortisation
For illustrative purposes only. The interest rate that will apply to your loan may differ and will be based upon your financial profile and credit history, which will be assessed as part of the application process.
What are the requirements to get a caravan credit?
Here are some of the things we check when you apply for a Revolut loan, although we may also consider other factors. To be eligible, you need to:- be a permanent resident in Spain
- be at least 18 years old
- have an employment contract (full-time or part-time) or be self-employed
- have no missed or late payments on your credit file
Simple and speedy, from start to finish
Your Car loan, Made Easy — Apply in Minutes
Apply nowBorrow in a few taps
Apply for up to €30,000, and get a quick decision.
Spend it your way
Once approved, get your money 8 days after your loan agreement is signed, and kickstart your projects.
Repay flexibly
Pay it back early, or change repayment dates — with no extra charges.
Get a car loan with competitive interest rates
How competitive is our pricing? We've got rates we're sure you'll love. But don't take our word for it — apply for your personalised loan and decide what's best for you.
Check it out
Estimate Your Loan with Our In-App Simulation Tool
Ready to plan your caravan credit?
Use our in-app loan simulator to explore your car loan options. Adjust the loan amount and repayment term to estimate your monthly payments and total cost — so you can choose what works best for your budget.
Simulate your loan
Secure banking you can trust
Whether you're applying for a loan or managing your bank account, get top-level protection powered by a 2,500-strong fraud prevention team. It's easy to see why 65+ million global customers stick with us.Licensed bank
Revolut Bank UAB is authorised and regulated by the Bank of Lithuania and by the European Central Bank. It's also regulated by the Bank of Spain for conduct of business rules.
Fraud prevention
In the previous calendar year alone, our fraud prevention team saved our customers €746m in potentially fraudulent transactions. We're on the lookout for you.
24/7 support
Speak to our award-winning support team in 100+ languages via secure in-app chat. Yes, even on a Sunday.
Custom-built security systems
We keep your account safe with two-factor authentication and provide powerful in-app tools that give you full control over your money.
We're here to help, 24/7
Whether you want to browse our Help Centre for solutions or speak to us directly via in-app chat, we've got you.
For whatever life throws at you
Other ways to use your Revolut loan
Whether you're buying a new car, making home improvements, or travelling the world, we're here to back you up.
Home improvement loan
Planning a home renovation? Apply for a home improvement loan with Revolut and repay flexibly.
Wedding loan
Got a wedding coming up? Borrow the money you need with a Revolut wedding loan.
Holiday loan
Need some extra money for a holiday? Get a Revolut holiday loan with competitive interest rates.
Christmas loan
Funding a Christmas celebration? Cover costs upfront with a Revolut Christmas loan and make repayments with ultimate flexibility.
Consumer credit
Need funds for some personal expenses? Apply for a consumer credit from Revolut today.
Motorcycle credit
Considering a motorcycle purchase? Discover Revolut's motorcycle credit options.
Loan for buying a land
Dreaming of a land purchase? Make it a reality with a Revolut loan for buying a land.
Why take out a loan with Revolut?
We'll let our customers answer that one. Read our reviews and get the scoop directly from those who know us best.
4.6 / 5
Popular loans amounts
All your questions, answered
Car loan FAQs
- A car loan is a type of loan that allows you to borrow the money you need to buy a vehicle. It lets you cover the cost of the vehicle either fully or partially, then repay the loan over a specified period of time with interest. With Revolut, you can apply for a personal loan and use it to fund a car purchase, just as you would use a car loan for that purpose. Our personal loans are available for various uses, except for business purposes, investments, and gambling. Although our personal loan is not a linked credit, we'll ask you what you plan to use the borrowed money for when you apply. Check out our Help Centre to find out what you can use your personal loan for.
- At Revolut, a loan that you use for a car purchase is considered an unsecured personal loan. This means you don't need to offer any collateral as security in case you're unable to repay your loan. However, missed payments will affect your credit history, and you'll need to pay penalty interest.
- You most likely won't be eligible for a loan with us if you have a bad credit history or current overdue debts. We'll run a credit check when you apply.
- To qualify for a Revolut loan, you need to meet several requirements and eligibility criteria, which vary depending on your country. Check out our Help Centre to learn more about loan eligibility in your region. You'll also need to provide all the necessary documentation shown in-app when you apply. We'll run a credit check to make sure you have a good credit score and stable income. Find out more about how we determine if you qualify for a loan.
- Applying for a Revolut loan is quick and easy. It should only take a few minutes to fill out your form, get our decision, and receive an offer if your application is approved. Sometimes, additional documents such as proof of income may be required. In these cases, it can take a little longer. We'll notify you if this happens. Visit our Help Centre for more on the loan application process.
- Yes, it's possible to get a loan for a car purchase with Revolut. If you meet all eligibility criteria and your application is successful, we'll send you a loan offer for you to review. Once you accept, we'll add the loan amount to your Revolut account, and you can use the money you borrow for a car purchase.
You can apply for a Revolut loan in just a few steps.
- If you haven't already, download the Revolut app and sign up to open a bank account.
- Go to Accounts under your balance on the home screen and tap + Add new.
- Scroll down, tap Credit, then select Personal loan.
- Fill out the online assessment by answering a few quick questions about your income, what you plan to use your loan for, and your overall financial situation.
- If your application is approved, we'll send you a loan offer for you to review.
- Once you accept our offer, we'll add the money directly to your Revolut account.
There's no single ideal length for a car loan, as the best repayment period truly depends on your personal financial situation and the specifics of the loan.
What works for one person might not suit another. It all comes down to finding a monthly repayment that fits your budget while keeping overall costs manageable.
Here are a few things to consider:
- Loan amount: bigger loans often need longer terms to keep monthly payments affordable.
- Monthly budget: shorter terms mean higher payments, while longer terms reduce the amount you pay each month.
- Total cost of loan: shorter terms typically mean less interest overall, but longer terms offer more flexibility in your monthly budget.
The best way to determine the ideal length for your car loan is to use the Revolut in-app loan simulator.
You can quickly adjust the loan amount and term to see how your payments and total costs change — and choose the plan that works best for you.
Simulate your credit in-app.