Credit Cards

Credit you can score with

Easy applications. Flexible repayments. RevPoints on every purchase. Meet your new top-of-wallet card.

Apply quickly, pay flexibly

Start your application
  1. Apply in-app

    Request a credit card and get a decision in minutes. Subject to credit checks.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one.

  3. Repay flexibly

    Receive an interest-free grace period of up to 62 days.

Get up to 2x Revpoints per €1 spent

Turn everyday credit card spending into travel discounts, with up to 2x points per €1 spent. Then redeem those points 1:1 for Airline Miles with over 30 airlines, including Iberia, Ryanair, Vueling, and more.¹ Maximum reference earn rate: Metal plan.

Get more from your card with plans

Upgrade your plan to get more RevPoints per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Repay your way

Break down purchases over €50 into easy instalments, and choose to pay over 3, 6, 9, or 12 months. Plus, enjoy an interest-free grace period of up to 62 days, as long as you make your payments on time.²

For more flexibility, choose from our repayment options:

  • Full amount at the end of the month: pay your statement balance in full at the end of the month to avoid generating interest.²
  • Minimum monthly repayment (revolving): pay the minimum amount required each month, and carry over the remaining balance, which will accrue interest.²
  • Customised monthly repayment: choose the amount you want to repay, as long as it's higher than the minimum monthly repayment, and manage your balance at your pace.

The lower the amount that you repay, the higher the interest will be.²

Apply now

Peace of mind with every purchase

Control your credit repayments with confidence — receive notifications about any upcoming payments, freeze your card anytime, and use card controls for more secure spending.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ RevPoints rewards require opt-in to RevPoints programme, and vary by plan. T&Cs apply.

² Representative example: example calculated to repay a revolving credit of €1,500 deferred for 48 months: TAE: 21,94% / TIN 20%. Total amount to be repaid, €2.191,20 (capital + interest) in 48 monthly instalments of €45.65 each. Total cost of credit: €691.2 (interests). The French amortisation system is used. All this is under the assumption that you do not carry out new operations that increase the debit balance of the card and that the debt is formalised at the beginning of the period.

You can use the Revolving Card simulator to simulate costs and terms of Revolving credit (https://app.bde.es/asb_spa/#es/vencimiento/form).

All credit card applications are subject to approval by Revolut Bank UAB following internal lending criteria. Terms and Conditions apply.