Instant Access Savings
Level up your savings
Open an Instant Access Savings account for a boosted rate of 3,51% AER¹, paid daily. Available to new customers on any plan within 30 days of opening a Revolut account. T&Cs apply
Earn more without doing more
Claim your 3,51% AER rate for free, then keep it active just by living your life. Whether it's grocery runs or weekend shopping, your everyday routine is all it takes to keep that rate locked in. Boosted rate is available for up to 4 months from savings account creation date.
Claim your rate
Open an Instant Access Savings account in seconds. And get your free 30-day boosted rate automatically, on any plan.
Spend as normal
To keep the rate, use your card 3 times every 30 days. As long as each purchase is at least €5, your normal routine has you covered.
Enjoy the flexibility
Start growing your cash from just €1. Then when life happens, withdraw it instantly. No fees, no delays.
Get interest paid day after day after day
Open an account in seconds, and see your money grow. Every single day.
Promotion available to new Revolut customers who open a personal Instant Access Savings account within 30 days of joining Revolut. T&Cs apply
For when money matters most
Easily add and withdraw money, and enjoy features to help you build towards your savings goals. That way, when the ‘big things’ happen, you’ll be ready.
Add money your way
Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.Get started
Your money, protected
Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.
Learn more
¹Services provided by Revolut Bank UAB, Sucursal en España. 18+. Funds held at Revolut or a partner bank; if held at our partner bank, the funds are deposited into a segregated account held in trust. Details available in-app.
The 3.51% AER boosted rate applies for up to 4 months on balances up to €25,000 for new Revolut customers opening an Instant Access Savings account within 1 month of signing up. Thereafter, your plan rate will apply. Requires a Revolut current account. Subject to availability. Additional conditions may apply, communicated via email and in-app prior to account opening; if not met, your plan rate applies. Promo T&Cs and & Deposit Info Sheet apply.
Revolut may discontinue the promotion for new customers at any time.
Representative example: maintaining a balance of €100 from 16 September 2026 at 3.51% AER / 3.45% NIR yields 1.14€ interest by 13 January 2027. Interest settled daily. Max. deposited amount is 5.000.000€. More information in our Instant Access Savings Terms.