SumUp alternative
Revolut Business vs SumUp
Both Revolut Business and SumUp offer businesses the tools to accept and manage online and in-person payments.
With Revolut Business, you can also settle your payments into the same account you use for banking within 24 hours. Even on weekends and holidays.
Compare everything from fees and hardware to payout times to find the right fit for you.
Comparing SumUp and Revolut Business
We've compared SumUp and the Revolut Business Basic plan based on information publicly available on SumUp's website as of 8 June 2026. This table doesn't include all features of Revolut Business or SumUp. For full product details and latest terms, please refer to each provider's website.
In-person payments
Online payments
Monthly plan
Integrated bank account
One-time hardware cost
Built-in eSIM
Custom tipping
POS included at no extra cost
Devices
Payout time
Weekend & bank holiday payouts
Payment links
Invoicing
24/7 customer support
¹Payout schedule can vary according to our Fees and Payment Processing T&Cs.
For more on fees, see our payment acceptance pricing page.
Payment solutions designed for growth
The Revolut Terminal
Sell anywhere in seconds while saving on fees with built-in eSIM connectivity and Revolut Pay. Yours for a one-time price of £169.
The Lite Terminal
Serve and sell on the move using one 245g device engineered with POS and Revolut Pay. Yours outright for £129.
Tap to Pay on iPhone
Accept all types of in-person contactless payments right on your iPhone with Revolut Business. No extra hardware needed.
Why choose Revolut Business?
Start nowSell and bank with one accunt
Accept online and in-person payments directly into the account you use for banking.
24-hour settlement
Access all your online and in-person earnings the next day, even on weekends and holidays.
Settle in 32 currencies
Take and settle international payments at no extra cost (within allowance, during market hours).
Free POS software
Unlock a full suite of POS features to run your in-person hospitality business on one screen, from seating to checkout.
How to set up a Merchant account
Sign up for a Revolut Business account
It only takes about 10 minutes
Add a Merchant account
Select the category that best describes your business, and enter your business description.
Verify your business
This could be your registration listing, website, or social media page.
Our awards
4.7/5 on Trustpilot 
4.9/5 on the App Store, 4.6/5 on Google Play 
Best Mobile Banking App Western Europe 
Best Digital SME Bank Europe
Trusted by businesses worldwide
- “I definitely recommend Revolut Business. Payments are much cheaper, much faster, and it’s easier to manage all access levels.”Johannes Lauchenauer, CEO & Co-founder • PERGOLUX
- “Fast payments, transparency on exact amounts, and no hidden fees really help build supplier trust.”Alberto Espinos, CEO & Co-founder • Tropicfeel
- “We make payments in a few clicks at a great exchange rate. Revolut Business saves us time and money.”Alžbeta Martišová, Head of Treasury • Kiwi
- “Revolut Business helps us process payments around the world with ease — giving us the reach, control, and visibility we need.”Daniel Westgarth, COO • Deel
Need a little more help?
Revolut Business vs SumUp FAQs
Yes. Revolut Business offers a range of online and in-person payment acceptance solutions, including:
- Revolut Terminal and Lite Terminal: portable sales terminals with built-in POS, eSIM, and Revolut Pay
- Payment Links and Invoices: a digital way to request customer payments from anywhere without a website
- Payment Gateway: our digital processing system available with our no-code ecommerce plugins, Merchant API, Subscriptions, and Revolut Checkout
Revolut Business also offers a suite advanced financial features, like integrations and team cards. So you can manage your sales and banking in one place.
Revolut Business
With Revolut Business, all your online and in-person earnings automatically settle into one Business account within 24 hours, even on weekends and holidays. You can move your money even faster with manual withdrawals.
SumUp
Payouts will arrive in your account the next day, even on weekends and bank holidays, if you have a SumUp Business account.
Some payments, like international card payments, take longer to process, and may be sent in a later payout.
Alternatively, you can also receive payouts to your bank account within 1–2 business days.
Yes both Revolut Business and SumUp support Tap to Pay on iPhone.
You can order a Revolut Terminal or Lite Terminal from our Shop, but you need an active Revolut Business Merchant account to use it.
Here's how to sign up:
- Tell us about your business and verify a few details join Revolut Business
- Add a Merchant account
- Once your Merchant account is active, we’ll charge you for your order and ship it
Revolut Business and SumUp are often compared because they both offer online and in-person payment acceptance solutions, but differ when it comes to when and where your earnings settle, processing fees, and multi-currency accounts.
The right solution depends on your business model, transaction volume, and operational needs.
Revolut Business is for incorporated companies and legal entities wanting to:
- accept and manage their online and in-person payments with the same account they use for business banking
- access all their earnings in one account, within 24 hours
- scale and save with global payments and multi-currency accounts
- take control of company spend with physical and virtual team cards
Features and pricing subject to change. Some features may vary by plan or market. Please visit SumUp's website for more information so you can make the right choice for your business