Scale your business with American Express® payments and Revolut Business

Revolut Business partners with American Express to offer low transaction rates and expand payment acceptance options.

In today's market, businesses must stay agile and adapt to the evolving needs of their customers. As a Revolut Business customer, you can now accept American Express payments to enable growth for your online or in-person business, with fees starting at 1.7% + £0.20 — some of the lowest rates on the market. T&Cs apply.

This is a significant milestone for Revolut Business, driven by merchant demand for the benefits that come with accepting Amex® Cards — like higher spending, premium customers, and market expansion. 

The power of accepting American Express with Revolut Business

With Revolut Business, merchants can benefit from:

• reduced transaction fees starting at 1.7% + £0.20. Explore our pricing
• skipping the exchange fees when accepting, settling, and exchanging in 35+ currencies at the interbank rate (within plan allowance and during market hours). T&Cs apply
• a quick and easy refund process with no additional fees

Accepting Amex payments through Revolut Business makes transactions cost-effective and secure for both businesses and their customers.

Alex Codina, General Manager - Merchant Acquiring at Revolut Business, commented:
"Customers value the freedom to use their preferred payment methods more than ever before. By accessing a range of payment methods, Revolut Business customers can create seamless buying experiences that foster customer loyalty and drive repeat purchases. It’s why we’re so excited to offer access to cost-effective and secure American Express payments through our platform, helping our customers expand and capture new audiences."

Market expansion

Bringing American Express into our available payment methods offers significant advantages for merchants, especially in expanding their market reach through Amex’s loyal customer base.

By accepting American Express payments through Revolut Business, merchants gain access to 140m+ American Express Cards in force globally¹ known to be used across a range of industries. In the UK alone, 68% of UK American Express Cardmembers report they agree they always prefer to use American Express for retail purchases at small merchants,² and 71% of UK American Express Cardmembers report they agree American Express is their payment method of choice for food and beverage purchases at small merchants.³ By tapping into this wider market, businesses can drive growth and profitability through increased sales opportunities and customer satisfaction.

Increased conversions from high-spending, loyal customers

Amex stands as one of the most recognised international payment methods, boasting a dedicated base of loyal Cardmembers. In 2024, a survey found that 70% of UK American Express Cardmembers report they agree American Express is their payment method of choice to pay for all purchases.⁴

American Express UK Cardmembers also spend, on average, 3.1x more annually and 1.2x more per transaction, compared to the average UK credit and charge card.⁵

This means accepting American Express provides your customers with the flexibility to pay how they want, while enabling you to capitalise on Amex’s higher-spending customer base.

Enhanced customer experience and loyalty

Whether browsing online or in-store, customers value the freedom to use their preferred payment method. Providing shoppers with the option to pay with American Express creates a positive experience, fostering a sense of loyalty and encouraging repeat business. In fact, 72% of UK American Express Cardmembers report they agree they would be more loyal to a merchant that accepted American Express compared to one that did not.⁶

More businesses, both big and small, are discovering the power of American Express and Revolut Business. Learn more about our payment capabilities that enable Amex payments below.

Payment acceptance T&Cs apply.

Sources:

¹American Express Annual Report, 2023. 

²Source: American Express commissioned internet panel survey conducted in April 2024 – May 2024 based on retail purchases made in the 6 months prior to the survey. Definition of American Express Cardmembers: Respondents who reported that they have an American Express Card and that they used that card to make retail purchases in the prior 6 months. Disclaimer: The trademarks used herein are the property of their respective owners.

³Source: American Express commissioned internet panel survey conducted in March 2024 – April 2024 based on food and beverage purchases made in the 3 months prior to the survey. Definition of American Express Cardmembers: Respondents who reported that they have an American Express Card and that they used that card to make food and beverage purchases in the prior 3 months. Disclaimer: The trademarks used herein are the property of their respective owners.

⁴Source: American Express commissioned internet panel survey conducted in April 2024 – May 2024 based on retail purchases made in the 6 months prior to the survey. Definition of American Express Cardmembers: Respondents who reported that they have an American Express Card and that they used that card to make retail purchases in the prior 6 months. Disclaimer: The trademarks used herein are the property of their respective owners.

⁵American Express internal data for United Kingdom Cardmembers spending across Europe compared to GlobalData Payment Card Analytics for transactions with domestic cards at terminals in the country and outside the country, including at physical terminals and initiated remotely for merchants settling in local currency, given the merchant market.

⁶Source: American Express commissioned internet panel survey conducted in April 2024 – May 2024 based on retail purchases made in the 6 months prior to the survey. Definition of American Express Cardmembers: Respondents who reported that they have an American Express Card and that they used that card to make retail purchases in the prior 6 months. Disclaimer: The trademarks used herein are the property of their respective owners.