Earn up to 4.78% with Savings Vaults

Discover the smarter way to save by earning up to 0.28% Annual Percentage Yield with a 4.50% bonus added on top. Maximize your savings bonus when you set up a direct deposit and spend with your Revolut card. Each pricing plan comes with tailored interest rates. Get started and withdraw anytime.
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Maximize your money with Revolut Savings Vaults

Discover the smarter way to save every day

Discover the smarter way to save every day

  • Enjoy a 4.50% bonus on top of your base interest rate on the money in your Savings Vaults, for up to the amount you spent with your Revolut card last month
  • Standard users get a base rate of 0.15% APY on the money in your Savings Vaults but can earn up to 4.65% with savings bonus
  • Premium or Metal users get a base rate of 0.28% APY on the money in your Savings Vaults and earn up to 4.78% with savings bonus
  • Your bonus is calculated daily on the money in your Savings Vault up to the amount you spent with your Revolut card last month (less returns)
Maximize your 4.50% bonus and save as you spend

Maximize your 4.50% bonus and save as you spend

  • Set up direct deposit to your Revolut account - you’ll even get your paycheck up to 2 days early
  • Spend in-store and online to increase the money in your Savings Vault that can earn 4.5% bonus
Easy access to your savings when you need it

Easy access to your savings when you need it

  • No jumping through hurdles to access your savings
  • Say goodbye to withdrawal limits
  • Withdraw instantly, anytime

Get started with Revolut Savings Vaults today

A savings account made simple. Save money with Savings Vaults.

Download the Revolut app

Get started with Revolut on your iOS or Android device

Create a Savings Vault

Go to Dashboard > Vaults, then set up a Savings Vault

Save money every day

Withdraw instantly, anytime you choose

Common questions

How to calculate interest earned on a savings account?

How interest is calculated can vary between different savings accounts. To see exactly how interest on your Savings Vault is calculated, tap on your Vault on the ‘Dashboard’ section in the app, tap ‘Info’ and then choose ‘How does it work’, and scroll down to ‘Deposit Information’.

Learn more
How to open a savings account?

To open a savings account with Revolut, go to Dashboard > Vaults, then set up a Savings Vault.

How does a savings account work?

Once you have set up a Savings Vault, you can fund it by rounding up your spare change or making a recurring or one-off transfer, allowing you to effortlessly save money.

Join Revolut for free

Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more. Join 12M+ already using Revolut.

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Put money aside with Vaults

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Savings Vaults are currently only available in USD, to customers with a valid Social Security Number or individual tax identification number. We're always searching for new partners, too, to bring you even better rates.

Upgrade your subscription to get access to Savings Vaults.

Interest rates may increase or decrease quickly, but we'll always notify you.
For further information please read our Terms & Conditions.