Pay with your virtual card

Revolut offers 2 types of virtual prepaid debit cards. Which one is right for you? That depends on what you plan to use it for:

• Disposable cards (also called single-use cards) are virtual prepaid debit cards that generate new details every time you make a payment. This means that vendors can’t trace them back to your account or charge you more than once without your authorization. They’re specifically made for one-time online purchases where you want extra privacy and security. Since their details change every time you pay, they’re not designed for contactless or recurring payments
• Multi-use cards have permanent card details, so you can use them to set up recurring payments, subscriptions, and deposits. You can also link them to Apple Pay or Google Pay and make contactless payments in stores

The good news is that you don't have to choose. You can hold both at a time.

Still want a physical card that you can use at ATMs for cash withdrawals? Get one in addition to your virtual cards so that you’re prepared for every occasion. Fees may apply, so check your plan for more details.

You can create as many as 5 multi-use cards every 30 days.

You can also have 1 disposable card linked to your account. Since its details refresh after every purchase, one is all you need.

You can make as many as 5 payments every 24 hours.

• Virtual cards are stored safely in your Revolut app, which is protected by two-factor authentication. This security measure ensures that only you can log on to your account, view your card details, and complete payments
• If you suspect any fraud, you can freeze your card right in-app to block payments. Then unfreeze it just as easily when you’re ready to use it again. All it takes is a couple of taps
• When you use Apple Pay or Google Pay to make a purchase with your virtual cards, your real card number is kept secret. A unique encrypted code known as a token is used to complete your payment. This ensures that your details are safe

The virtual prepaid debit card brand available to you depends on several factors, such as your location. You can see whether your card will be Visa or Mastercard right in-app before you create it. Both are accepted widely in many locations around the world.

It takes just a few seconds to create your virtual card, and you can start using it right away.

1. Open your Revolut app
2. Go to the Cards section
3. Tap the type of card you want
4. Your card will show up in your account right after you create it, and you’ll be able to start spending immediately

Check out our Help Center for more on how to create a virtual card.

It’s fast and easy to make online purchases with your virtual cards.

1. Go to the Cards section of your Revolut app
2. Tap the card icon in the top right
3. Tap Show details to see your card number, CVV, and expiration date
4. Enter those details to complete your online purchase

You can also link your multi-use virtual cards to Apple Pay or Google Pay and make contactless payments in stores.

Find more information on how to use a virtual card in our Help Center.

You can use your virtual prepaid debit card in most places around the world that accept online or contactless payments with Visa and Mastercard.

Exchange and hold 25+ currencies in-app, and pay in the local currency using your card. If the currency you want to exchange to isn’t listed in-app, don’t worry — this simply means you can’t keep it in your account yet. You can still pay with your card abroad in 140+ currencies.

We’ll automatically exchange your holding currency to the local currency at the available rate when you make a purchase.

Currency exchange fees may apply. Check your plan for more details.

Getting a virtual debit card with Revolut is quick and easy, typically taking just a few taps directly in your app. Your new digital card will be instantly ready for use.

To create your virtual debit card:

1. Open the Revolut app: Log in to the app, or download it if you don't have it installed yet
2. Navigate to Cards: Tap Cards in the top-right corner
3. Add a new card: Tap Add new or + to create a new card
4. Choose a virtual card: Select Virtual from the available card types
5. Confirm and create: Follow the on-screen prompts to confirm your choice. Your virtual debit card details will instantly appear in your app

Once created, you can use your virtual debit card for secure online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.

A virtual debit card works just like a physical debit card, but it exists solely in digital form. It's linked directly to your Revolut account balance, allowing you to make secure online payments or contactless in-store purchases.

Here's a breakdown of how it works:

• Digital details: Your virtual debit card has its own unique 16-digit card number, expiration date, and CVV code, distinct from your physical card. These details are stored securely in-app
• Online purchases: For online shopping, simply input the virtual card's details at checkout, just as you would with a physical card
• In-store payments: You can add your virtual debit card to a digital wallet like Apple Pay or Google Pay. This allows you to make contactless payments in physical stores by tapping your phone at the terminal
• Funds deduction: When you make a purchase, the amount is instantly deducted from your linked Revolut account balance
• Enhanced security: Virtual cards offer an added layer of security. Since there's no physical card to lose, and you can freeze or delete them instantly in the app, it significantly reduces the risk of fraud or unauthorized use

A virtual debit card provides the convenience and security of a physical card, with the added benefits of instant creation, digital management, and enhanced protection for your online and in-store transactions.