Prepaid card

Revolut offers different types of prepaid debit cards. Which one is right for you? That depends on what you plan to use it for.

• Single-use virtual cards (also called single-use cards) are virtual prepaid debit cards that generate new details every time you make a payment. This means that vendors can’t trace them back to your account or charge you more than once without your authorization. They’re specifically made for one-time online purchases where you want extra privacy and security. Since their details change every time you pay, they’re not designed for contactless or recurring payments.
• Multiuse virtual cards have permanent card details, so you can use them to set up recurring payments, subscriptions, and deposits. You can also link them to Apple or Google Pay and make contactless payments in stores.
• Physical cards: If you prefer the tangible feel of a card or need to make in-person purchases where contactless payment isn't available, a physical prepaid card is your go-to. This card is ideal for everyday shopping, dining out, and ATM withdrawals worldwide.¹ It offers the convenience of a traditional card without linking directly to your bank account, making it perfect for managing your everyday budget and giving you a familiar way to pay wherever you go.

The good news is that you don't have to choose. You can hold all of them at the same time.
Fees may apply, so check your plan for more details.

Yes, in the US, Revolut cards are issued as prepaid debit cards.

The Revolut Prepaid Visa® and Revolut Prepaid Mastercard® cards are issued by Lead Bank, Member FDIC, under licenses from Visa U.S.A. Inc. and Mastercard International. This means you can only spend the money you've loaded onto your Revolut account, offering a clear way to manage your budget without overdraft fees or accumulating debt. While classified as prepaid, we provide advanced features like multicurrency exchange, budgeting tools, and strong in-app security, offering a modern alternative to traditional banking.

• Prepaid virtual cards are stored safely in your Revolut app, which is protected by two-factor authentication. This security measure ensures that only you can log on to your account, view your card details, and complete payments
• If you suspect any fraud, you can freeze your card right in-app to block payments. Then unfreeze it just as easily when you’re ready to use it again. All it takes is a couple of taps
• When you use Apple Pay or Google Pay to make a purchase with your cards, your real card number is kept secret. A unique encrypted code known as a token is used to complete your payment. This ensures that your details are safe

The prepaid debit card brand available to you depends on several factors, such as your location. You can see whether your card will be Visa or Mastercard right in-app before you create it. Both are accepted widely in many locations around the world.

It takes just a few seconds to create your virtual prepaid card, and you can start using it right away.

1. Open your Revolut app
2. Go to the Cards section
3. Tap the type of card you want
4. Your card will show up in your account right after you create it, and you’ll be able to start spending immediately

Check out our Help Center for more on how to create a virtual card.

The physical card delivery will start once your order information added.

• Standard customers receive standard delivery, unless upgraded to priority tracked delivery for an additional fee
• Premium and Metal customers enjoy complimentary express tracked delivery

Virtual prepaid cards fees

You don’t have to pay any additional fees to create your virtual cards. Check your plan for more details.

Prepaid physical cards fees

Fees for Revolut physical cards vary based on your Revolut plan (Standard, Premium, Metal), card type, and selected delivery method.

• First card: for Standard plan customers, the first physical card is complementary, but delivery fees apply (e.g., $5.00 for local standard untracked in the US). Premium and Metal plan customers generally receive their first card and express tracked delivery complimentary
• Additional cards: additional cards incur a fee, for example, $4.99 for Standard plans and $39.99 for Premium and Metal plans. Special edition cards have varied costs
• Customization: customization (if available) may cost $3.99 for Standard plans, while it's complimentary for Premium and Metal
• Replacements: replacement cards may also be subject to fees depending on circumstances and your plan

Details and up do date costs for physical cards order are available in our Help Center.

All exact applicable fees will be clearly displayed in the Revolut app before you finalize your order. Virtual cards are always available at no cost.

It’s fast and easy to make online purchases with your prepaid cards.

1. Go to the Cards section of your Revolut app
2. Tap the card icon in the top right
3. Tap Show details to see your card number, CVV, and expiration date
4. Enter those details to complete your online purchase

You can also link your multiuse cards to Apple Pay or Google Pay and make contactless payments in stores.

You can use your prepaid debit card in most places around the world that accept online or contactless payments with Visa and Mastercard. Exchange and hold 25+ currencies in-app, and pay in the local currency using your card.
If the currency you want to exchange to isn’t listed in-app, don’t worry — this simply means you can’t keep it in your account yet. You can still pay with your card abroad in 150+ currencies. We’ll automatically exchange your holding currency to the local currency at the available rate when you make a purchase.
Currency exchange fees may apply. Check your plan for more details.

Yes, you can withdraw cash from ATMs using your Revolut physical prepaid card.

Simply use your physical card at any ATM that accepts Visa or Mastercard. Your withdrawal fees from us depend on your plan.

For Standard users, a Revolut fee may apply to each withdrawal.

Premium and Metal plans offer higher withdrawal limits with no Revolut fees. After your monthly allowance resets, a 2% fee applies. You can always check your remaining allowance in-app and consider upgrading your plan for better benefits.

While you can link your virtual cards to Apple Pay or Google Pay for in-store contactless payments, ATM withdrawals typically require a physical card. You can easily find nearby ATMs and check your withdrawal limits directly within the Revolut app.

You can use your Revolut prepaid card virtually anywhere that accepts Visa or Mastercard worldwide.

This includes:

• Online purchases: use your physical or virtual card details for shopping on e-commerce websites. Single-use virtual cards offer extra security for online transactions
• In-store payments: use your physical card by swiping, inserting, or tapping via contactless technology
• Mobile wallets: link your Revolut card to Apple Pay or Google Pay for secure, convenient payments using your smartphone or smartwatch at contactless terminals
• ATM withdrawals: use your physical card to withdraw cash from ATMs¹

Revolut's extensive network means your prepaid card is accepted in millions of locations globally, offering flexibility for both everyday spending and international use (though some countries may have restrictions, which are always listed in the Revolut app).

Adding money to your Revolut prepaid card is quick and easy, primarily done through the Revolut app. You have several options:

• Debit card: add money your Revolut account using a linked debit card (Visa or Mastercard)
• Apple Pay / Google Pay: for even faster deposits, use Apple Pay or Google Pay linked to your existing debit card
• Bank transfer: transfer funds directly from your external bank account to your Revolut account
• Cash deposit: in the US, you can deposit cash at select participating retailers (fees may apply, details in-app)
• Payment links: request money by sending a payment link
• Receive money directly on your Revolut card: Revolut cards support the functionality to receive inbound transfers directly to your card via your card number

To add money, simply go to the Add money section in your Revolut app, choose your preferred method, enter the amount, and follow the on-screen prompts.