Whether you're looking to save money when you spend abroad or stick to your budget with our built-in budgeting, you can manage your entire financial life in one app with our Standard account.

Open an account in minutes

We won’t ask you to visit a branch or litter you in paperwork. Opening an account with us only takes a few minutes, and you set one up directly from your phone.

Manage your money

Get instant payment notifications, see how much you spend each month on things like groceries and restaurants, and automatically round up your card payments into spare change.

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Send money abroad

Banks charge you for transferring money abroad. We let you transfer money abroad in 28 currencies with the interbank exchange rate. It’s only fair.

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Spend abroad

Financial borders are becoming a thing of the past, and that’s why we let you spend abroad in over 150 currencies with the interbank exchange rate.

Set up recurring payments

Whether you’re paying rent or splitting the bill, set up a recurring payment in under a minute.

Your money is insured

Your funds are held by Metropolitan Commercial Bank, Member FDIC, and are insured by the FDIC for up to $250,000.

Standard

Spend in over 150 currencies at the interbank exchange rate
Exchange in 28 fiat currencies up to $6,500 per month without any hidden fees
No cost ATM withdrawals up to $300 per month

Premium

9.99

Spend in over 150 currencies at the interbank exchange rate
Exchange in 28 fiat currencies - no monthly limit
No cost ATM withdrawals up to $600 per month
Global express delivery
Priority customer support
Premium card with exclusive designs
Disposable virtual cards
LoungeKey Pass access
Free lounge passes for you and a friend if your flight is delayed by >1 hour

Special discount if you pay upfront