Let Robo-advisor do the work

Automating your investments can help you stay consistent and build wealth over time. You'll get access to a professionally managed account that's affordable and easy to use.

There's no one-size-fits-all portfolio. Each portfolio has a different risk and return profile and comes with trade-offs. Your recommended portfolio is based on your individual risk tolerance and investment objectives. Please navigate through the onboarding flow to see which portfolio is most likely to suit your needs.

When you use Robo-Advisor, your money is typically invested in a diversified portfolio of stocks, bonds, and other asset classes. The specific investments included in your portfolio will depend on your financial goals, risk tolerance, and other factors that you specify when you set up your account. We use tools to determine which assets the portfolio should have exposure to. Once an asset allocation has been determined, we evaluate which ETFs most effectively offer exposure to a particular asset, weighing factors such as costs, liquidity, size, historical performance, risk, and others. Typically, your money will be invested in 5-8 ETFs, depending on the selected portfolio.

You can withdraw your balance at any time, subject to minimum account requirements. Typically, the withdrawal process takes between 3-5 business days to be completed.

Depending on your preferences — which determine the investment portfolio — the degree of risk will vary. Typically, the more risk in a portfolio, the greater potential for returns. However, it also means that the portfolio value is likely to fluctuate more significantly. Revolut will use your answers in the Suitability Questionnaire to determine a portfolio that best matches your risk appetite. Although returns can't be guaranteed, Robo-Advisor invests in multiple ETFs, which diversifies the investment. In some — but not all cases — diversification of your portfolio might limit your losses. By creating a diversified portfolio of assets, Robo-Advisor can help spread risk across different sectors, geographies, and asset classes, which may help to mitigate the impact of any individual market event or asset performance. While diversification can help to reduce the overall risk of a portfolio, please note that it does not protect against loss. In case of Revolut Securities Europe UAB bankruptcy, up to €22,000 of your securities and funds will be protected by the Lithuanian Investor Protection Scheme. The Protection Scheme does not protect against market risks associated with investing. Investing with Robo-Advisor, similarly as with any financial instrument, comes with the risk of losing a part or even all of your investment capital.