Basic payment accounts
Day-to-day banking, made easy
If you can't open a regular bank account, you may be able to get a Basic payment account with limited features. These are regulated through a European Directive (2014/92/EU), which sets out the eligibility criteria and functionality.
Easy-to-use features, that are anything but basic
Use it to pay your bills, set up Direct Debits, make card payments, transfers, and withdraw cash at ATMs in the EU. Everything you need is at your fingertips via our app or website. T&Cs apply.
Check if you're eligible
You can only apply for a Basic payment account if you don't have another bank account in the Netherlands.
You won't be eligible if you've been convicted of fraud, forgery, unfair treatment in bankruptcy/debt restructure, or money laundering in the past 8 years.
You won’t be able to open a Basic payment account if you've intentionally used a bank account to commit criminal offences within the past 2 years.
We offer Basic payment accounts in EUR, free of charge. You don't need to have any other services with us to get a Basic payment account.
How to apply
Before applying for a Basic payment account, please make sure you meet the eligibility criteria above. Please note that this account will have basic functionality only, and you may be restricted from accessing all current and future features in the Revolut app. It may take us more time than usual to process your application, as we need to make additional checks.