Send without the overspend
What's the cheapest way to transfer money internationally?
Budget-friendly money transfers are our thing. But talk is cheap — explore our options with all rates and fees in-app. See for yourself why 75+ million global customers stick with Revolut.
Want more info on international money transfers? Also check out: Send money from Japan.
Exchange and transfer fees, fair usage limits, and Terms & Conditions apply. Exchange rates and fees shown are for illustration only.
How to send a cheap money transfer in 3 steps
Send money- 1
Join Revolut
Download our free app for iOS or Android, and open an account — with no monthly fees on our Standard plan.
- 2
Check out our rates
Add money to your account, then enter your destination country, currency, and transfer amount. Compare our fees for different transfer methods in-app to choose the cheapest one for you.
- 3
Transfer money
Fill in your recipient's details and tap Send when you’re ready. That's all — we'll take it from there.
Your money transfer checklist
Things to consider when looking for cheap money transfers
Stay on top of your international transfers with these tips.
Transfer fees
Some providers may charge hidden fees, but you'll see all transfer fees in-app when you send money with Revolut. Compare costs for different transfer methods in real-time to choose the best option for you.
Exchange rates
These rates vary depending on the provider you choose. With Revolut, you'll always see the exchange rate in real-time before you make a transfer.
Delivery time
Cost isn't everything — time matters, too. Some of the more affordable transfers may take longer to arrive, so keep an eye out for delivery times if you're in a hurry.
Security and safety
Don't sacrifice security when looking for low-cost transfers. Pick transfer methods and providers that prioritize your money's safety.
Looking for fast money transfers?
When you're paying a last-minute bill or sending to a friend in need, speed matters just as much as cost. If you're in a time crunch, compare our estimated delivery times in-app — you'll see these along with any fees that may apply.
While actual delivery times may vary due to factors beyond our control, here's a sneak peek. Revolut-to-Revolut transfers usually arrive instantly, in 20 seconds or less.
Transfer in-app
Transfer money internationally in 2026
Keep and exchange 35+ currencies in-app, send money to 90+ countries, and track the status of your online transfers. Join 75+ million global customers crushing their money goals this year with Revolut.
Find the cheapest ways to transfer money internationally
We provide the info, you make the call. Here's a quick breakdown of some of our most common transfer types.
Bank transfer
You'll pay a small fee for international bank transfers, depending on the currency and destination. You'll see it calculated in real-time before you send. Heads-up — external banks may charge additional fees.
Revolut-to-Revolut transfer
You won't pay any transfer fees when you send money to other Revolut accounts — and these transfers are instant. It's a win-win.
All our top tips
How to save on money transfers with Revolut
Send international transfers on weekdays
You won't pay any additional exchange fees during the week if your transfer amount is within your plan's currency exchange limits.
Check out our plans
With some plans, you'll get discounts on currency exchange and transfer fees. Check out our pricing — one of our paid plans might suit you if you send money frequently.
Compare transfer methods in-app
Transfer fees for card and bank transfers vary depending on the amount and currency you're sending. Compare your options in-app before you decide.
Choose Revolut-to-Revolut transfers
You won't pay any transfer fees when you send money to other Revolut accounts — and these transfers are instant. What's not to love?
Secure from the second you sign up
Get top-level protection, powered by our dedicated financial crime team. Discover why 75+ million global customers use Revolut for currency exchange, money transfers, and more.
Sign upFraud prevention team
Powered by a dedicated, 24/7 financial crime team, we estimate that Revolut customers were protected from more than ¥83b in potentially fraudulent transactions during the previous calendar year.
24/7 customer support
Speak to our award-winning support team in 100+ languages via secure in-app chat. Yes, even on a Sunday.
Personal data protection
We make sure your data is processed responsibly, following the General Data Protection Regulations (GDPR) and applicable global data protection legislation.
Custom-built security systems
We keep your account safe with two-factor authentication and provide powerful in-app tools that give you full control over your money.
Transfer money internationally to 90+ countries
It's easy to send money to friends and family all over the world using Revolut. Check out some of the routes we cover.
Europe
Asia Pacific
Much more than affordable money transfers
Savings, currency exchange, travel perks — it's all at your fingertips. Manage your money easily and safely with Revolut. But don't take it from us. Check out our reviews and see why 75+ million customers use Revolut.
4.7 / 5
Want to learn more?
Cheap money transfer FAQs
When you're trying to find the cheapest way to send money abroad, there are two types of costs you should keep an eye out for: currency exchange fees and transfer fees.
Currency exchange rates and fees
Sending money internationally often involves two different currencies: the currency you’re using to pay for the transfer and your recipient's currency. Before you send money in a currency that's different from your recipient's, check our exchange rate in-app. This shows you how much the amount you enter in your currency is worth in your recipient's currency.
You may also pay a currency exchange fee, depending on your plan, the amount you're sending, and the time of your transfer.
- You may pay a weekend fee between 5pm Eastern Standard Time (EST) Friday and 6pm EST Sunday, depending on your plan.
- If you're over your monthly exchange allowance, you'll pay an additional fair usage fee on our Standard and Plus plans. There are no fair usage fees with our Premium and Metal plans.
Transfer fees
Depending on the transfer method you choose, you may also pay a small transfer fee. This is the amount we charge to process your transfer.
- Bank transfers
- Revolut-to-Revolut transfers
You'll see a small transfer fee calculated in real-time before you transfer. You'll get discounts on these fees with our Premium and Meta plans. External banks may charge non-Revolut transfer fees that we can't foresee.
You won't pay any transfer fees when you send money online to other Revolut accounts.
While it may be tempting to choose the cheapest money transfer service out there, do your research and choose respected providers with proven security measures in place.
At Revolut, we prioritize keeping your money transfers safe as well as affordable. We use two-factor authentication to make sure you're the only one who can log in to your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our full-stack security systems.
Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.
Learn more about how we keep your money safe.
You can send money abroad quickly, safely, and affordably by checking all rates and fees in-app before you send. Here's how:
- Download Revolut for free on your Android or iPhone, then sign up.
- Add money to your Revolut account.
- Select a transfer method, and enter your destination country, currency, and amount.
- Check our exchange rates and fees in-app to choose the cheapest transfer option for you. You'll also see our estimated delivery times so you can make the most cost-effective choice depending on your needs.
- Fill in your recipient's details.
- Tap Send and stay up to date on the status of your transfer in-app.
Here are our top tips to help you save money on your international transfers.
- Schedule your money transfers for weekdays. You won't pay any currency exchange fees during the week, so avoid making transfers on weekends if possible to save a bit more.
- Know your plan's fair usage limit. This is the amount you can exchange or transfer per month without paying currency exchange fees on weekdays. After you reach this limit, you'll pay a small exchange fee. Keep this in mind so you're not caught off guard.
- Upgrade your plan if you're sending transfers frequently. There are no fair usage limits for our Premium and Metal plans, so you might want to consider upgrading if you're planning on transferring larger amounts every month. You'll also get discounts on transfer fees with these plans. Compare our pricing to decide which plan will help you save more money.
- Check all rates and fees in-app before you send. We calculate these in real-time, so what you see is what you pay. Compare different transfer methods and choose the cheapest and most convenient one for you.
- Watch out for external bank fees. Your recipient's bank or intermediary banks may charge non-Revolut transfer fees that we can't predict. Do your research before sending to a bank account to avoid surprises.
- Save with Revolut-to-Revolut transfers. You won't pay any transfer fees when you send money to other Revolut customers.