Metal ¥1,980/month

Make moves with metal

Make your money work for you. Enjoy higher limits on currency exchange and more, and explore an array of lifestyle-enhancing benefits. Paid plan T&Cs apply.

A card that speaks for itself

Show off to your friends with a solid reinforced steel card, exclusive to Metal customers. You can even get creative with card customisation to make it uniquely yours.
A card that speaks for itself
A card that speaks for itself
A card that speaks for itself
A card that speaks for itself
A card that speaks for itself

Next level travel

Choose your next adventure and leave the rest to us. Enjoy new experiences, knowing you can relax in airport lounges worldwide, for less. LoungePass T&Cs apply.

Take your pick of top-tier partners

Refreshed morning? Date night? Photos for SNS? Enjoy benefits from brands designed to level up your lifestyle on Metal, worth ¥133,640. We’re talking Sleep Cycle for sleep, making your own match with Tinder, and edit your photo to perfection with Picsart. Partnerships are subject to regional availability. Visit the app to see what’s available in your location.

Polish up your portfolio

Forget rock, we’re into heavy metals. Choose from gold and silver to trade in the greatest hits of precious metals, at our lowest fees of 0.5% (minimum fee JPY150) vs 1% (minimum fee JPY150) on Standard.

More freedom to move money

Get better discounts on currency exchange, and up to ¥100,000 in fee-free ATM withdrawals per rolling month, wherever you are in the world (ATM providers may still charge a fee for making a withdrawal).

Get unlimited fee-free international transfers

T&Cs apply. Intermediary fees may apply.

Get Metal

Exchange unlimited amounts of money in 35+ currencies with no additional exchange fees, Monday to Friday

Exchange fees of 1% apply on transactions made outside currency exchange market hours — between Friday 5pm to Sunday 6pm (New York time).

Withdraw up to ¥100,000 every rolling month, with no withdrawal fees charged by us

ATM providers may still charge a fee for making a withdrawal.

You're our priority

With Metal, you can fast track the queue. That means we’ll get back to you within an average of 3 minutes, day or night. No matter what you need, our 24/7 in-app support team is on hand to help.

Don't settle, go metal

Explore Metal at a glance. You’re going to love it.

  • The Metal card

    Customise your very own stainless steel card, exclusive to Metal. Get it fast with free express delivery.

  • Priority customer support

    Get in touch with our in-app support team 24/7.

  • International transfers

    Unlimited fee-free international transfers.

    T&Cs apply. Intermediary fees may apply.

  • ATM withdrawals

    Withdraw up to ¥100,000 per rolling month, with no withdrawal fees charged by us.

    ATM provider may still charge a fee for making an ATM withdrawal.

  • Cashback on card payments

    Up to 1% cashback on all your transactions.

  • Commodity exchange fees

    Get reduced exchange fees of 0.5% (minimum fee JPY150), compared to 1% (minimum fee JPY150) on a Standard plan.

Looking for more?

Compare all our plans with ease, and choose the one that works for you.

Safety first

Advanced fraud protection, rigorous security features, and 24/7 in-app customer support — your safety is our priority.Read more
Secure transactions with two-factor authentication
Secure transactions with two-factor authentication
Trusted by 50+ million customers worldwide
Trusted by 50+ million customers worldwide
Secure transactions with two-factor authentication
Secure transactions with two-factor authentication
Data security with no compromises
Data security with no compromises
Data security with no compromises
Data security with no compromises