The ultimate smart travel guide: powered by Minna Bank and Revolut

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Travelling is exciting, but figuring out currency rates, hidden card fees, and how much cash to carry isn't. Revolut was created to solve these challenges.

Now, linking your Revolut account with Minna Bank is gaining attention as the ultimate travel hack to maximise Revolut's potential.

The advantages of exchanging currency and spending with Revolut

The biggest reason to make Revolut your travel companion is our transparent, competitive exchange rates, and significant savings on fees.

• Zero foreign currency admin fees

With Revolut, you can pay in over 150 local currencies at a great exchange rate with low fees,¹ and with 0% foreign currency administration fees.

If you pay by credit card abroad, in addition to the exchange rate, there's often a foreign currency administration fee of around 1.6–4.5%. With Revolut you can easily exchange money — as much of the destination's currency as you need, at the best possible rate. Exchange before your trip, or any time during your travels, via the app.

• Withdraw money from overseas ATMs free of charge

While cashless payments are becoming more common, there are still times when you might need local cash, such as at street food stalls or local markets. With your physical Revolut card, you can withdraw local currency from overseas ATMs at competitive rates and with no fees charged by us, within your plan's limit.² This frees you from the risk of carrying large amounts of cash, and the hassle of queueing up at money exchange locations.

• Share travel costs with our useful features

When travelling with friends or a partner, covering expenses and settling the bill can be a hassle. Revolut's Split Bill function allows you to instantly share the bill without any tedious calculations, right in the app, even if payments were made in multiple different currencies.

You can also set up a Joint account in just a few minutes. This eliminates the need to add up or record expenses during the trip, and the hassle of settling up after returning home — simply put your travel money into your shared account, and pay directly from it as you travel.

Streamline airport visits and connectivity abroad

Revolut's evolution goes beyond payments. We've added new features to reduce the stress of travel and communication.

Airport Security Fast Track and Lounges

The Airport Security Fast Track service allows you to pre-book a time slot for your security and baggage screening at over 90 airports worldwide. You can pass through security quickly, skipping the long queues. Pair this with Lounges, which offers discounted airport lounge passes, so you can make the most of your time until boarding.

eSIM data plans

If you have an eSIM-compatible device, you can purchase an eSIM and data plan in-app for seamless mobile data connectivity in over 150 countries. You'll be able to connect to the internet as soon as you arrive and monitor your data usage in real time, eliminating the need to carry a Wi-Fi router or pay high roaming fees on your existing plan.

Maximising Revolut's convenience with Minna Bank integration

Integrating with the digital bank Minna Bank expands Revolut's capabilities, making overseas travel even smarter and more comfortable.

Fee-free instant bank top-up

If you've ever been stressed at an overseas checkout because your Revolut balance was insufficient, our instant bank top-up function could help eliminate this worry. By linking your Minna Bank account to Revolut in advance, you can top up your Revolut account instantly in real time with no fees.

Even more importantly, this helps you avoid restrictions on how topped-up funds can be used. For example, money added with a credit card can't be used for cash withdrawals at overseas ATMs, or for money transfers. When you choose an instant bank top-up, there are no usage restrictions, so you can relax knowing you can get to your money however you need to.

Single-use virtual cards provide additional online shopping security

During your trip, you might want to use online ticket sites for local attractions or bookings. Many people hesitate to enter their card numbers on unfamiliar e-commerce sites. With our single-use virtual cards, your card details automatically refresh each time you make a payment, keeping your main account details safe and protecting you from fraud. You can still get refunds for purchases made with them — the money will go back to your main account.

Peace of mind through travel prep

Before your trip, automatically save up for travel goals and plans with Minna Bank’s 'Box' savings feature.

Safety in numbers

Carrying two cards with different international brands provides peace of mind by mitigating the risk of unexpected loss, system outages, or card blocks. We recommend using Revolut (Visa) as your primary card for competitive currency exchange and local payments, while keeping your Minna Bank debit card (JCB) as a secondary option.

Additionally, you can enjoy JCB's exclusive perks in Asia and other regions.

Conclusion: change the way you travel

Combine Revolut's competitive exchange rates and rigorous security features, with Minna Bank's seamless money management tools and instant top-up benefits, and money stress can be a thing of the past.

By integrating these two apps, you can focus 100% on the travel experience itself. If you're planning your next trip abroad, start by opening a Minna Bank account and linking it to your Revolut app.

Limited-time offer

Link your Minna Bank account to try our Premium plan for free

To help you kick-start your travel plans and enjoy even more benefits, we're offering you 1 month of our Premium plan for free (normally JPY980/month).

Create your first Minna Bank account, link it to Revolut, add money via instant bank top-up, and spend a minimum amount. Then we'll notify you in-app and via email when your upgrade is ready for you. Here are some benefits of our Premium plan:

• Eliminate currency exchange fees. Exchange currencies outside of the market hours that apply to the Standard plan, without extra fees.
• Withdraw more from ATMs abroad. Increase your free overseas ATM withdrawal limit to JPY50,000 per month.
• Get online safely. Make the most of free access to NordVPN, allowing you to enjoy the internet quickly and safely, even overseas.

Campaign details

The reward: a 1-month free trial of the Revolut Premium plan.

Minna Bank is also running a promotion for Revolut customers, offering a JPY500 gift to those who open an account for the first time and enter the code 'REVOLUTm' on the code screen. Make sure to add this when creating your account to claim your bonus.

Campaign period: from 17 August 2026 to 30 September 2026 Japanese Standard Time (JST).

Eligibility: you're eligible if you have a valid Revolut Standard account and you meet all 3 of the required conditions during the campaign period.

Eligibility requirements

1. Open a new Minna bank account. Download the Minna Bank app and enter the initial offer code: 'REVOLUTm' when opening an account.
2. Add money via instant bank top-up. Link your Minna Bank account in the Revolut app and use the instant bank top-up option for fee-free, real-time top-ups.
3. Spend a minimum of JPY1,000. Complete card payments that total JPY1,000 or more, or the equivalent amount in foreign currency. You must use your Revolut card.

What else should I know?

• In provision of this campaign, REVOLUT TECHNOLOGIES JAPAN, Inc. is acting as a Bank Agency of Minna Bank, Ltd.
• You're eligible if you open a new Minna Bank account, except for Minna Bank Mercari branch. If you close an existing bank account and open a new one, or if you open an additional account, such accounts won't be eligible for this campaign.
• If you've previously closed your Revolut account, or if your Revolut account has been suspended or restricted, you won't be eligible for this campaign.
• Top-ups via bank transfer aren't eligible for the campaign.
• Customers who are already on a paid Revolut plan (Premium or Metal) aren't eligible for this campaign.
• This plan is set to auto-renew. After the free trial period ends, the monthly fee will be automatically charged. The Premium and Metal Terms of Service apply.
• You can cancel at any time during the free trial period. However, if you have a physical card issued, a card issuance fee will apply.
• Downgrading after the trial period ends may incur a fee, depending on the timing of cancellation.
• No pre-entry or pre-top-up is required for this campaign.
• This campaign applies only to eligible transactions — genuine purchases, both in-store and online.
• The following transactions are excluded from the calculation of the total spending amount: top-ups or loads to e-wallets, gift cards, or prepaid cards, payments for gambling, the purchase of cash equivalents (or substitutes), and transactions related to financial services, any other transactions deemed inappropriate by Revolut in light of the purpose of this campaign. Visit the Revolut Campaign T&Cs for more details.
• If a transaction is carried out in a foreign currency, the transaction amount is calculated by converting it into Japanese yen based on the exchange rate prescribed by us (the closing currency exchange rate of the previous day).
• Revolut card payments via Apple Pay or Google Pay are included in eligible transactions.
• Once the steps are complete and the campaign has ended, we'll notify you of your Premium plan free trial and ask you to upgrade within the Revolut app and by e-mail.
• The right to receive the Premium plan free trial is only valid if you meet the conditions above. The names and addresses of eligible customers will not be published.
• We reserve the right to change, suspend, or end this campaign in whole or in part without prior notice.

Download Minna Bank app

¹For the Standard plan, a 1.0% currency exchange fee applies to exchanges made outside of currency exchange market hours (from Friday 5:00 PM to Sunday 6:00 PM Eastern Standard Time; Saturday 7:00 AM to Monday 8:00 AM Japan Standard Time / Saturday 6:00 AM to Monday 7:00 AM during summer time). Additionally, for Standard plan customers, a 0.5% exchange fee is charged for currency exchanges exceeding the free usage limit of JPY300,000.

²Funds deposited by bank transfer, topped up from a bank account, and received from other Revolut customers via peer-to-peer transfers can be withdrawn in cash from an ATM. If you exceed the free withdrawal limit of JPY25,000 for the Standard plan, JPY50,000 for the Premium plan, and JPY100,000 for the Metal plan, a 2% fee will be charged. Please note that depending on the ATM provider, a fee may be charged even if it is within the free amount.

If you cancel your Paid Plan during the Free Trial Period, you will be required to pay the applicable card fees.

Please see Free and instant bank top-ups are available for details on instant bank top-ups.

Campaign T&Cs apply.

For the campaign provided by Revolut, please see Revolut Campaign Terms and Conditions.

For the campaign provided by Minna Bank, please see Minna Bank Terms and Conditions.

Bank agency details:
Principal bank: Minna Bank, Ltd.
Bank agent: REVOLUT TECHNOLOGIES JAPAN, Inc.
Authorised number: Kanto Local Finance Bureau (Gindai) 538
Service offered: intermediary in the conclusion of contracts for the acceptance of yen-denominated ordinary deposit and savings deposit.