One app, all things money

Open a free account in minutes right from your phone, and make your money go further

Everyday needs

Spend smarter every day

Track your money all in one place and make your daily spending seamless

Pay and get paid hassle‑free

Make payments in seconds in 30+ countries. Split and settle bills without stress

Payments

Never overspend again with smart budgeting

Budgeting & Analytics

Link all your accounts in one place

Open Banking

Card, meet phone

Link your card to Google Pay or Apple Pay to pay straight away from your phone. Shop confidently online with single-use card details

Cards

Travel

Go global, act local

Make the most of an account that says goodbye to financial borders

Transfer money at excellent exchange rates

Take advantage of our excellent rates to transfer money to 200+ destinations

International transfers

Unlock travel perks that will make layovers and delays a little more luxe

Lounges & SmartDelay

Spend abroad like a local

Currencies

Wealth

Get investing today

Take your future into your own hands with easy-access investment tools

Reach financial goals faster

Stash cash effortlessly every day with spare change round-ups

Vaults

Security

End-to-end security

We protect your money with award-winning security systems and trusted partners

Faster, safer, simpler online checkout

Shopper

Control card security in‑app with a tap

Security

Get access to a truly global financial super app

Join our global community