Banking & Beyond

Opening a bank account or upgrading plans does not guarantee access to all services provided in-app. These may be subject to meeting additional eligibility criteria and, in some cases, completing the registration to other entities of the Revolut group (unless already signed up).

FOR BANK ACCOUNT AND PAYMENT SERVICES: bank Account and Payment Services (card issuance, transfers, SEPA direct debits, etc.) are provided by Revolut Bank UAB, Sucursal en España, with CIF number W0250845E. The Branch is registered under number 1583 with the Bank of Spain, and with the Commercial Registry of Madrid under Volume 44863, Book 0, Sheet 1, Section 8, Page M789831, 1st registration) and has its corporate address at c/ Príncipe de Vergara 132, 4 planta, 28002 Madrid (España).

¹Bizum T&C apply.

² FOR CREDIT CARDS: Representative example: Example calculated to repay a Revolving credit of €1,500 deferred for 48 months: TAE: 21.94% / TIN 20%. Total amount to be repaid 2,191.20€ (capital + interest) in 48 monthly instalments of €45.65 each. Total cost of credit: €691.2 (interests). The French amortisation system is used. All this is under the assumption that you do not carry out new operations that increase the debit balance of the card and that the debt is formalised at the beginning of the period.

The TAE could be slightly different from the one in the agreement, as it is calculated depending on your agreement date.You can use the Revolving Card simulator to simulate costs and terms of Revolving credit (ASB).

All credit card applications are subject to credit checks and approval by Revolut Bank UAB following internal lending criteria.

Services provided by Revolut Bank UAB. Revolut Bank UAB is authorised and regulated by the Bank of Lithuania and the European Central Bank and by the Bank of Spain for conduct rules. All applications are subject to credit check and approval. Only for 18+ and residents in Spain.More information in Tarjeta Crédito | Solicita una tarjeta de crédito online | Revolut España

³ FOR LOANS: Representative example: The interest rate that will apply to your Loan may differ as result of the information captured as part of the application process and your financial profile and credit history, following Revolut internal policy.

From 5.11% TAE / 4.99% TIN, for a €10,000 loan with a 60 months maturity, the monthly instalments will be of €188.67 each. Total amount to be repaid €11,319.96 (capital + interests). Total cost of credit: €1,319.96 (interests).

Up to 13.13% TAE / 12.40% TIN, for a €10,000 loan with a 60 months maturity, the monthly instalments will be of €228.20 each. Total amount to be repaid: €13,691.68 (capital + interests). Total cost of credit: €3,691.88 (interests).

The French amortisation system is used. Minimum amount: €2,000, maximum amount: €30,000.

All loan applications are subject to approval of Revolut Bank UAB following internal lending criteria.

Services provided by Revolut Bank UAB. Revolut Bank UAB is authorised and regulated by the Bank of Lithuania and the European Central Bank and by the Bank of Spain for conduct rules. All applications are subject to credit check and approval. Only for 18+ and residents in Spain. More information in Préstamos personales | Pide un préstamo | Revolut España

⁴Services provided by Revolut Bank UAB, Sucursal en España. 18+. Funds held at Revolut or a partner bank; if held at our partner bank, the funds are deposited into a segregated account held in trust. Details available in-app.

The 3.51% AER boosted rate applies for up to 4 months on balances up to €25,000 for new Revolut customers opening an Instant Access Savings account within 1 month of signing up. Thereafter, your plan rate will apply. Requires a Revolut current account. Subject to availability. Additional conditions may apply, communicated via email and in-app prior to account opening; if not met, your plan rate applies. Promo T&Cs and & Deposit Info Sheet apply.

Revolut may discontinue the promotion for new customers at any time.

Representative example: maintaining a balance of €100 from 16 September 2026 at 3.51% AER / 3.45% NIR yields 1.14€ interest by 13 January 2027. Interest settled daily. Max. deposited amount is 5.000.000€. More information in our Instant Access Savings Terms.

⁵FOR INVESTING: Capital at risk.

The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found on our Risk Disclosure and Invest FAQ.

Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services.

Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, the Republic of Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania. +18. T&Cs and fees apply.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). Commodities services are provided by Revolut Ltd.

⁶FOR CRYPTO: capital at risk.
You must be satisfied that this crypto offering is suitable for you in light of your financial circumstances and attitude towards risk before starting. The price or value of cryptocurrencies can rapidly increase or decrease at any time (and may even fall to zero). The risk of loss in holding cryptocurrencies can be substantial. Funds received by us in relation to cryptocurrency transactions will not be safeguarded or covered by the Cyprus Investor Compensation Fund. We do not make any representation regarding the advisability of transacting in cryptocurrency. We cannot guarantee the timeliness, accurateness, or completeness of any data or information used in connection with you holding any exposure to cryptocurrencies.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (RDAEL) (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). RDAEL is licensed by the Cyprus Securities and Exchange Commission (License No. 001/2025) as a Crypto Asset Service Provider (CASP) under EU Regulation 2023/1114 on markets in crypto-assets (MiCA).