Starling Business alternatives

Revolut Business vs Starling Business

Starling Business gives business owners access to accounting and cashflow management tools. Beyond that, Revolut Business offers team account access and cards, as well as online and in-person payment acceptance options. Explore them both to find the best fit for your business.

Fees and T&Cs apply for Revolut Business accounts.

Powering hundreds of thousands of leading businesses

  • Lycamobile
  • Deel
  • Aer Lingus
  • Dott
  • Kiwi
  • Dermalogica

Comparing Starling Business and Revolut Business features

We compared Starling Business with the Revolut Business Grow plan, based on information available on Starling's website as of 3 April 2025. This table includes just some of the highlights of each. For a full view of Starling Business' features, find our sources linked in the FAQs at the end of the page.

Revolut Business
Revolut Business
Starling Business
Starling Business
Pricing

Monthly subscription

From £30 for Grow
Free + optional £7 for Business Toolkit

Local transfer fees

100 free, £0.20 outside allowance¹
Free

International money transfer fees

No fees within plan limits¹
0.4% conversion fee
Manage your team

Team account access

Company directors only

Physical cards

Up to 3 per team member
Company directors only

Metal cards

Virtual cards

Custom card controls

Manage your cashflow

Overdrafts

Business loans

Cash deposits

Tax management tools

Savings

Instant access from 2.25% AER (variable) paid daily²
Multi-currency accounts

Currencies you can hold

25+
GBP — EUR/USD add-ons³

Countries supported for payments

100
34+
Accept payments

Send invoices

Unlimited
Unlimited with Business Toolkit

In-person sales

Card readers, terminals, POS, and mobile payments

Zettle or SumUp integrations

Online checkout

Payment acceptance fees

From 0.8% + £0.02
From 1.75% with Zettle / From 1.69% with SumUp
Link your data

Accounting integrations

Other integrations

HR tools, Slack, Zapier, and more

¹See outside-of-allowance transfer fees and exceptions.
²AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Savings T&Cs apply. This interest rate is variable, and your returns may vary depending on your plan.
³Starling Business is not currently onboarding new users for EUR or USD accounts. Sources checked on 3 April 2025.
Payment acceptance fees and T&Cs apply. Revolut Reader is available for a one-time fee of £49. Revolut Terminal is available for a one-time fee of £169.

Scale up with Revolut Business

Revolut Business gives you the tools you need to grow — no matter your company's size or location.

  • Add an unlimited number of employees to your Revolut Business account, and issue up to 3 physical corporate cards to each
  • Use role-based account access to give employees the tools they need, while you stay in control
  • Receive, hold, and exchange 25+ currencies
  • Get unlimited, no-cost incoming transfers in GBP, EUR, USD, and CHF
  • Send unlimited invoices at no additional cost

Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans.

Join Revolut Business

Power your checkout with Revolut Business

Starling Business lets you accept in-person card payments, but Revolut Business allows you to expand your online sales at scale, too.

Payment acceptance fees and T&Cs apply.

Set up now
Offer a smooth online checkout

Offer customers a seamless online checkout experience with Payment Gateway. Give them their choice of payment methods — including Revolut Pay, which lets 55+ million global Revolut customers pay in a tap.

Take sales with Revolut Reader

Take in-person payments from credit and debit cards, Apple Pay, or Google Pay in less than 3 seconds — then track sales and revenue with Analytics. Pair it with our Revolut Point of Sale app to manage your operations. Order fees apply.

Fast and easy online payments

Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, American Express, and mobile wallet payments.

Accept payments in 25+ currencies

Take and settle payments in different currencies, with our multi-currency accounts. We won't convert your card payments unless you ask us to — and you can process refunds in the original currency, too.

Revolut Secure

A new era of money security

Businesses worldwide trust us to look after their money. Protect yours with proactive defences, then personalise your settings to stay in complete control.

See what our customers say

1 / 3
  • Paloma Wool storefront
    Pablo Feu, Managing Director • Paloma Wool“Revolut Business improved our currency exchange rates and allowed us to charge customers in local currencies, improving their buying experience.”
  • Aer Lingus payments manager headshot
    Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards."
  • Two Wild employees
    Arthur Edson,Head of finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”

Built for business

Get all the tools you need to manage your business finances in one place, with Revolut Business. Find your perfect plan right here.

  1. Basic

    From £10/month

    Get the essentials to run your business.

  2. Grow

    From £30/month

    Unlock the tools you need to manage spend worry-free.

  3. Scale

    From £90/month

    Access higher allowances to expand globally.

  4. Enterprise

    Custom

    Create the plan that fits your exact needs.

Any questions?

Revolut Business vs Starling Business FAQs

  • Starling Business helps sole traders, limited companies, limited liability partnerships, and community interest companies get started with business accounting for free. They offer accounting tools, cards for business owners or directors, a range of integrations, and free UK bank transfers. Starling Business also offers overdrafts and business loans for eligible sole traders and businesses.

    You can add additional features to a Starling Business account for a monthly fee:

    • £2 for EUR accounts
    • £5 for USD accounts
    • £7 for Bulk Payments
    • £7 for the Business Toolkit — which includes expense management, invoicing, and tax management tools

    Revolut Business offers a wide range of features for businesses operating globally, such as built-in multi-currency accounts. This lets you send international transfers and exchange currencies at the interbank rate during market hours, within your plan limits.

    You can also add an unlimited number of team members to your Revolut Business account, and issue physical or virtual cards to them all. This makes it a good option if your business is looking to manage employee spending.

    If you sell products or services online, you might also prefer Revolut Business for its online payment acceptance features and competitive payment acceptance rates.

    We don't provide financial advice, and we encourage you to do your own research to see which option is right for your business.

  • Starling Business only offers account access to company directors and persons of significant control (PSCs) listed on Companies House. Each person on the account will have the same level of access.

    With Revolut Business, you can add an unlimited number of employees to your account. On our Grow Plan and above, you can also control their access levels with custom permissions. Your employees can use their cards with spending limits and permitted spend categories — so you can empower your team, while staying on top of your finances.

  • Starling Business partners and integrates with Zettle and SumUp to enable in-person payments. This lets businesses take sales with card readers and see transactions in their Starling Business account.

    Revolut Business offers a variety of payment acceptance options that let you sell directly. Besides requesting individual payments via Invoices or Payment Links, you can power your online checkout with our Payment Gateway plugin or API.

    Revolut Pay allows you to take payments from Revolut customers in a tap. You can also use Revolut Reader, Revolut Point of Sale (POS), and Tap to Pay on iPhone to take sales in person.

    Our payment tools offer 24-hour processing time and competitive pay-per-transaction fees. Check out our rates for payment acceptance.

  • Starling Business provides EUR and USD accounts for an additional monthly fee. You can send money to 34+ countries in 17+ different currencies using SWIFT, or Starling’s low-cost payment option via their partner network. Starling Business adds a 0.4% exchange fee for any currency exchange or money transfers in different currencies.

    With Revolut Business, you can exchange, receive, and keep 25+ currencies directly in your Business account — as well as manage payments to and from 100 countries. You also get access to no-fee exchanges and transfers at the interbank rate during market hours, within your plan limits.

    If currency exchange and global transfers are important to your business, have a look at our exchange and transfer rates — then explore our plans to see which option best suits your business.

  • We collected information from Starling's website as of 3 April 2025, and compared it to our own offering from Revolut Business. Have a look at the Starling Business website to see their full product‌ range.