Tide alternative. Choose Revolut Business

Revolut Business vs Tide

Tide can help with basic business accounting, but Revolut Business offers tools that scale as you expand globally, like no-fee currency exchange and multi-currency accounts.

Fees and T&Cs apply.

Powering hundreds of thousands of leading businesses

  • Lycamobile
  • Deel
  • Aer Lingus
  • Dott
  • Kiwi
  • Dermalogica

Comparing Tide and Revolut Business features

See how Revolut Business compares to Tide. In the table below, we've compared our Grow plan with Tide Pro, while noting some features and pricing from our other plans. This table doesn't include every feature available on Revolut Business or Tide. Visit the respective websites for more information. This comparison was accurate as of 19 February 2025.

Revolut Business
Revolut Business
Tide
Tide
Pricing

Least expensive plan

£10 monthly (Basic)
£0 monthly (Free)

Monthly subscription costs

£30 (Grow)
£18.99 + VAT (Tide Pro)

International money transfers

No fees within plan limits on weekdays¹
No fees within plan limits + 0.5% FX markup for EUR exchanges

Physical card issuing costs

1 free card per employee
2 free cards included (£5 + VAT monthly fee for each additional card)
Cards

Team account access

Add unlimited team members on all plans
Give up to 2 team members enhanced access

Physical cards

Up to 3 per employee
Up to 50 per account

Metal cards

Virtual cards

Up to 200 per employee
1 per account

Custom card spend controls and approvals

Monthly spend limits per card only
Business management

Company creation

Business loans

Cashback

0.5% (Cashback plan only)

Savings

Instant access 2.15% AER (variable), paid daily²
Instant access 3.81% AER (variable), paid monthly
Multi-currency accounts

Multi-currency account limit

35+
1 (GBP only)

Payment destinations

100
36 with SEPA

In-app currency exchange

Accept payments

Send and create invoices

Unlimited³ on all plans
3 per month for free

Payment Links

In-person sales

Card readers and payment acceptance via mobile app

Online checkout

Payment acceptance fees

From 0.8% + £0.02
From 1.5%
Link your tools

Integrate your accounting apps and software

Other integrations

Including HR tools, Slack, Zapier, and more

¹See outside of allowance transfer fees and exceptions.
²Annual expected return. This interest rate is variable, and your returns may vary depending on your plan.
³See our payment acceptance fees.

Power your checkout with Revolut Business

Go beyond just managing your business account — you can power your sales with Revolut Business, too.

Payment acceptance fees and T&Cs apply.

Set up now
Offer a smooth online checkout

Offer customers a seamless online checkout experience with our Payment Gateway. Accept a range of payment methods, including Revolut Pay, which allows 50m+ global Revolut customers to pay directly from their account in a single click.

Revolut Reader for card payments

Accept in-person payments from credit and debit cards (including Visa, Mastercard, Maestro, Apple Pay, or Google Pay) in less than 3 seconds with Revolut Reader. Pair it with our Revolut POS system to manage all your sales from a single platform.

Fast and easy online payments

Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, American Express, and digital wallets.

Accept and settle in 25+ currencies

Take payments in over 25 currencies, and process refunds in the buyer's original currency. We won't convert your card payments unless you ask us to, so that you only spend in your preferred currency.

More Revolut Business Features

Revolut Business provides the tools you need to expand, no matter how big your business is or where you operate.

  1. An account for your whole team

    Add unlimited employees to your Revolut Business account, and issue up to 3 physical cards to each of them. Create custom roles to give your team the access they need while keeping your funds secure.⁴

  2. Make spending stress-free

    Decide who can spend what and where with custom spend controls. Track spend in real-time so you always know where your money is going.

  3. Manage 35+ currencies

    Receive, hold, and exchange 35+ currencies. Get unlimited no-cost incoming transfers in GBP, EUR, USD, and CHF.

  4. Send unlimited invoices

    Send as many invoices as you need at no extra cost. Add a due date and schedule to send now, later, or on a recurring basis. Set reminders for unpaid invoices, and get notified once you’re paid.

⁴Custom account access and permission customisation available on Grow plan and above.

Your money, secured

We flag suspicious transactions and always ask for extra verification to protect you. Our cards are 3D Secure, and our contactless card limits help fight fraud.

See what our customers say

1 / 3
  • Paloma Wool storefront
    Pablo Feu, Managing Director • Paloma Wool“Revolut Business improved our currency exchange rates and allowed us to charge customers in local currencies, improving their buying experience.”
  • Aer Lingus payments manager headshot
    Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”
  • Two Wild employees
    Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”

Plans for businesses of every size

Get all the tools you need to manage your business finances with Revolut Business. Fees and T&Cs apply.

  1. Basic

    From £10/month Get the essentials to run your business.

  2. Grow

    From £30/month Unlock the tools you need to manage spend worry-free.

  3. Scale

    From £90/month Access higher allowance to expand globally.

  4. Enterprise

    Custom Create the plan that fits your exact needs.

Any questions?

Revolut Business vs Tide FAQs

  • Tide helps freelancers, sole traders, and small businesses get started with business accounting, offering cards for up to 50 team members as well as invoice creation, accounting tools, and card readers for taking in-person payments.

    Revolut Business offers all of these features, plus:

    • Built-in multi-currency accounts
    • International transfers and currency exchange at the interbank rate (within your plan limits, on weekdays)
    • Unlimited team members to your Business account
    • Physical or virtual cards

    These additional features make Revolut Business a good option for businesses with more than 50 employees. If your business sells products or services online, you may also prefer Revolut Business for its online payment acceptance features and competitive payment acceptance rates.

    We do not provide financial advice. We encourage you to do your own research to see which solution is the right option for your business.

  • Tide offers a variety of payment acceptance options:

    • Card readers for taking in-person payments (including Tap to Pay on iPhone)
    • Payment links for requesting individual payments
    • In-app invoicing tools — send up to 3 invoices per month for free, or pay £5.99 + VAT a month for unlimited invoices, plus extra tools for managing and creating invoices

    Revolut Business also offers a variety of business payment solutions to help you sell directly:

    • Request individual payments via invoices or Payment Links
    • Use Revolut Pay or our Payment Gateway plugins and API to power your checkout online
    • Use Revolut Reader, Revolut Point of Sale, and Tap to Pay on iPhone to take payments in-person

    Our payment tools offer 24-hour settlement time and competitive pay-per-transaction fees.

    Take a look at our payment acceptance rates.

  • Tide doesn’t offer currency exchange in-app, and you can only store your money in GBP. You can send and receive payments in EUR via SEPA (this will be converted at the interbank rate) though Tide charges a 0.5% FX fee on top of all transactions in EUR.

    With Revolut Business, you can exchange, send, receive, and keep 35+ currencies directly in your Business account. We also provide no-fee exchanges and transfers at the interbank rate within your plan limits, on weekdays.

    If currency exchange and global transfers are important to your business, explore Revolut Business’s currency exchange and money transfer rates, and review our plans to see which option is best suited to your business.

    See our plans.

  • Our information was last updated on 19 February 2025. We’ve checked the information provided on Tide's website, compared to our own offering from Revolut Business. See Tide's website to view their full product offering.