Airwallex alternative

Revolut Business vs Airwallex

Airwallex lets you open local multi-currency accounts and accept online payments, but you could save on currency exchange and card spend with Revolut Business, — plus, accept payments online and in-person.

Fees and T&Cs apply.

Powering 750,000+ businesses

  • Lycamobile
  • Deel
  • Aer Lingus
  • Dott
  • Kiwi
  • Dermalogica

Comparing Airwallex and Revolut Business features

We've compared the Airwallex Grow plan and Revolut Business Grow plan, while noting some features and pricing available on other plans. This comparison was accurate as of 17 April 2025. This table doesn't show every feature of Airwallex or Revolut Business. Please visit their site and ours for more information. See our sources at the end of the page.

Revolut BusinessGrow plan
Revolut Business
AirwallexGrow plan
Airwallex
Pricing

Cheapest plan

Basic plan — £10 per month
Explore plan — Free if £10K stored or deposited or £19 per month

Subscription fee

From £30 per month for Grow plan
From £49 per month for Grow plan

Currency exchange fees

No fees within plan limits during market hours¹
Interbank rate + minimum 0.5%

International money transfer

No fees within plan limits²
Interbank rate + minimum 0.5%

Number of free physical cards

First card per employee is free — add unlimited employees
5 cards free
Cards

Physical cards

Issue up to 3 per employee
5 included at no cost — £12 per month for each additional card

Metal cards

Virtual cards

Up to 50 virtual cards per employee
Up to 50 free virtual company cards

Multi-currency cards

Custom card spend controls and approvals

Manage your business

Savings

Instant access 2.15% AER (variable) paid daily³

Expense management tools

£8 per user per month
5 users included at no cost — £12 per month for each additional user

Manage multiple business entities

Single sign-on

Coming soon

Support

24/7 in-app chat, email, and help centre
Email and help centre
Multi-currency accounts

Local account details

GBP, EUR, USD
12+ regions including GBP, EUR, USD

Currencies you can keep in your account

35+
20

Countries you can send to

150
150

Countries you can receive from

150
180
Accept payments

Accept payments in other currencies

In-person sales

Power your online checkout

Online payment acceptance fees

From 1% + £0.20
From 1.30% + £0.20

In-person payment acceptance fees

From 0.8% + £0.02⁴
X
Link your tools

Xero

Netsuite

Only on Accelerate plan

Ecommerce Payment Gateway plugins

6+
6+

Other integrations

Coming soon

¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. See our outside of allowance exchange fees.

²See outside of allowance transfer fees and exceptions.

³AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Interest rates vary by plan, with up to 3.3% AER (variable) on the Enterprise plan. Interest is subject to applicable taxes. Savings T&Cs apply.

See our fees for payment acceptance. Payment acceptance terms apply. Hardware order fees apply for Revolut Reader (£49) and Revolut Terminal (£169).

Scale up with Revolut Business

Revolut Business gives your company the tools it needs to scale, no matter its size or location:

  • Add unlimited employees to your Revolut Business account, and issue up to 3 physical cards to each of them
  • Use role-based account access so employees can spend when they need to, while you stay secure
  • Decide who can spend what and where with custom rules, and track expenses in real-time
  • Receive, hold, and exchange 35+ currencies
  • Get unlimited no-cost incoming transfers in GBP, EUR, USD, and CHF

Fees and T&Cs apply. Role-based account access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.

Join Revolut Business

Power your checkout with Revolut Business

You can accept payments online with Airwallex, but it can’t power your in-person sales like Revolut Business.

Payment acceptance fees and T&Cs apply.

Set up now
Built-in Revolut Pay

Let 75+ million Revolut customers around the globe pay directly from their account in 1 click. Make more sales while saving on fees with an average 98.5% payment authorisation rate and low, per-transaction pricing.

Discover Revolut Reader

Accept in-person credit and debit card payments (including American Express, Apple Pay, or Google Pay) in less than 3 seconds with Revolut Reader. Pair it with our POS iPad app to manage your staff, operations, and more. Plus, track sales and spend in real-time with Analytics.

Fast and easy online payments

Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, American Express, and mobile wallet payments.

Get the Revolut Terminal

Avoid replacement costs and awkward delays with the Revolut Terminal’s one year warranty, robust design, and dependable Wifi and SIM connections. Rely on its long battery life to keep up with demand wherever you go.

Stay secure with our anti-fraud system

We keep your card details secure, flag suspicious transactions, and ask for extra verification when needed to protect you. Our cards are 3D Secure, and our contactless card limits help fight fraud.

See what our customers say

1 / 3
  • Dott founder
    Maxim Romain, Founder • Dott“We launched our business Europe-wide in record time, saving huge amounts of time and money.”
  • Two Wild employees
    Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”
  • Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”

Plans for businesses of every size

Get all the tools you need to manage your business finances with Revolut Business. Fees and T&Cs apply.

  1. Basic

    From £10/month Get the essentials to run your business.

  2. Grow

    From £30/month Unlock the tools you need to manage spend worry-free.

  3. Scale

    From £90/month Access higher allowances to expand globally.

  4. Enterprise

    Custom

    Create a plan to fit your exact needs. Speak with our Sales team for details.

Revolut Business vs Airwallex FAQs

  • Both Airwallex and Revolut Business offer multi-currency features for businesses operating in multiple regions.

    Airwallex offers online payment acceptance in different currencies and a wide range of local account details, which can reduce exchange fees for your business.

    Revolut Business offers comparable features for multi-currency accounts, currency exchange, and payments. International payments and currency exchange work differently with Revolut Business, as we provide a fee-free allowance on each plan.

    On our Grow plan, you can exchange up to £15,000 into other currencies at the interbank rate without paying any fees. The allowance is even higher on Scale or Enterprise plans.

    See our outside of allowance fees. Interbank rate applies during market hours. Weekend fees may apply.

    Our cards also work differently to Airwallex. With Revolut Business, each team member can have up to 3 physical cards and 200 virtual cards to use for subscriptions, supplier expenses, and everyday spend.

    Airwallex provides 5 employee cards or expense users, and up to 50 virtual business cards on their Grow plan, but you’ll need to pay a monthly £12 fee for each additional cardholder. As Airwallex's cards and expense tools are linked, adding a new expense tool user has the same cost.

    You can also power your in-store checkout with the Revolut Reader, Revolut Terminal, Revolut Point of Sale, and Tap to Pay on iPhone, so Revolut Business may be a better option for if you need in-person payment acceptance.

    Hardware order fees and payment acceptance fees apply.

    We do not provide financial advice. We encourage you to do your own research to see which solution is the right option for your business.

  • Airwallex offers a variety of tools for online payments, but doesn’t offer in-person payment acceptance as of 17 April 2025.

    Revolut Business offers a variety of business payment solutions to help you sell directly. As well as requesting individual payments via invoices or Payment Links, you can use Revolut Pay or our Payment Gateway plugins and API to power your checkout online.

    You can also take in-person payments with:

    • Revolut Reader
    • Revolut Terminal
    • Revolut Point of Sale
    • Tap to Pay on iPhone

    Our payment tools offer 24-hour settlement time and competitive pay-per-transaction fees. Check out our rates for payment acceptance. T&Cs apply.

  • It depends on your business needs, the currencies you exchange, and how many transactions you make.

    Airwallex charge a minimum 0.5% markup above the interbank rate on every currency exchange transaction that you make on their platform. This adds up fast if you're buying and selling currencies at higher volumes. However, Airwallex also provides a wide range of local currency accounts to reduce the amount of currencies you need to exchange by using domestic payments, and storing payments in those currencies.

    Revolut Business doesn't charge any additional fees for transfers and exchanges within your plan allowance on weekdays. On our Grow plan, you'll be able to exchange up to £15,000, at the interbank exchange rate. Outside your allowance, we charge a 0.6% fee.

    See more details about Revolut Business currency exchange allowances.

    Revolut Business also offers a range of currency accounts so you can take payments in different currencies, and store them in those currencies until you need to exchange.

  • We've checked the information provided on the Airwallex website, and compared it with our own Revolut Business services. This comparison was accurate as of 17 April 2025.

    See our list of sources below:

    Airwallex:

    Revolut Business: