High-Yield Savings

Supercharge your savings

Up to 5.50% APY¹ (variable) interest paid monthly. No withdrawal fees. No minimums. Access anytime.

Hit the $10k maximum? Keep growing your money with up to 3.75% APY¹ (variable) in a standard Savings account.

Interest accrued daily, paid monthly

Open a High-Yield Savings Vault in seconds, and see your money grow — every month.

Up to
5.50% APY¹

How to open a High-Yield savings vault

Put your salary to work or activate unspent cash in 3 simple steps.

  1. 1. Open the Revolut app

    From the home screen, tap the account selector below your balance, and select Add new.

  2. 2. Create a High-Yield Savings Vault

    Scroll down and choose Savings, then select Savings again.

  3. 3. Add money

    Kick-start your savings journey with a $0.01 minimum deposit. And add up to $10,000. Any amount above $10,000 continues earning up to 3.75% APY¹ (variable) in a standard Savings account.

Add money your way

Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.Get started
Add money your way
Set recurring transfers
Round up that spare change

Simple and secure savings

Our APY turn heads, but there are plenty of other reasons why your money will thrive.

  1. Deposit up to $10,000

    Whether you deposit a little or a lot, your money starts working for you the moment it hits your account.

  2. Access on demand

    Enjoy no-fee access to your money whenever and wherever you need it.

  3. Enjoy peace of mind

    Savings account services provided by Cross River Bank, Member FDIC, insured up to $250,000.

For when money matters most

Easily add and withdraw money, and enjoy features to help you build toward your savings goals. That way, when the "big things" happen, you’ll be ready.

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¹ The Annual Percentage Yield (APY) is a variable rate and may change at any time. APYs are accurate as of 8/20/2025. APYs vary by plan and account type. The rates are as follows: Standard Plan: 4.00% APY for balances in a High Yield Account; 3.25% APY for balances in other Savings Accounts.Premium Plan: 4.50% APY for balances in a High Yield Account; 3.35% APY for balances in other Savings Accounts.Metal Plan: 5.50% APY for balances in a High Yield Account; 3.75% APY for balances in other Savings Accounts. Revolut is not a bank. Plan fees and cancellation fees apply for Premium and Metal plans. This is a variable rate account and the APY may change without notice. T&Cs apply. No min balance to open; $0.01 min. to earn APY. Only 1 High Yield Account is permitted and is limited to $10,000 USD in user initiated deposits. The max combined balance of all Savings Accounts is $250,000 per user. Savings Account services provided by Cross River Bank, Member FDIC, insured up to $250,000."