Send money via SWIFT

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, and it's a secure network that simplifies international payments. It allows for money transfers between banks in different countries.

You can use SWIFT to send money to a bank account abroad from your Revolut app. Just enter your recipient's SWIFT details and your transfer amount, then tap Send.

Sending locally? Learn more about other types of bank transfers.

International bank transfers via SWIFT generally arrive within 3–5 business days. The exact time frame depends on the currency and destination, but you'll see our estimated delivery times in-app before you send.

When you send money to a bank account abroad, there are 2 types of costs you should keep an eye out for: currency exchange fees and transfer fees. You'll see all costs in-app before you send.

Currency exchange rates and fees

If you're sending money to a bank account outside the USA, the recipient will most likely use a currency different from your own. This means your transfer will probably involve currency conversion.

Before you send an international bank transfer, check out our exchange rate in-app — this tells you how much your money's worth in your recipient's currency.

You may also pay a currency exchange fee. This depends on your plan, the amount you're sending, and the time of your transfer.

SWIFT bank transfer fees

For international transfers to a bank account outside the USA, you'll pay a transfer fee that's calculated in real-time based on your amount, currency, and destination. You'll get discounts on international transfer fees with our Premium and Metal plans.

Heads up — external and intermediary banks may charge fees that we can't predict.

For SWIFT transfers, you'll generally need your recipient's BIC/SWIFT code and their account number, as well as their full name. The details you need may vary depending on the destination country and currency. We might ask you for additional information like their city and phone number.

With Revolut, you can easily send bank transfers internationally via SWIFT. Here's how:

1. Download our Android or iOS app, then sign up
2. Add money to your Revolut account via card, bank account, Apple Pay or Google Pay, and more
3. Go to Payments, tap the plus symbol in the top-right corner, and choose International
4. Enter your destination country, choose Bank account as your transfer method, and enter your transfer amount
5. Add your recipient's details
6. Tap Send, and we'll do the rest

See more on how to send a bank transfer.