Understanding Revolut international transfer fees

Sending money across borders should be a straightforward experience, not a source of stress. Whether you're paying for an international tuition fee, supporting family abroad, or managing expenses in another currency — knowing the cost is important for better money management.

This guide covers everything you need to know about the Revolut international transfer fee for our US customers, ensuring you've got clarity before you hit Send.

Explore our international money transfer options and open your account on our Standard plan without any costs.

$0 account fees for Standard account only.

Exchange fees, remittance fees, fair usage limits, and Terms and Conditions apply.

The information provided is accurate as of January 28, 2026.

The content of this page is for general information purposes only and does not constitute financial advice. If you have any questions about your personal circumstances, please seek professional and independent advice. Revolut is not a financial advisor.

Does Revolut charge international transfer fees?

Yes, we may charge fees for certain types of international transfers, but many options carry no transfer fees depending on your plan and the transfer method.

For example, transfers between you and another Revolut customer on our platform are always at no extra cost, regardless of the destination (exchange fees may still apply).

If you're sending money to a bank account, the fee's determined by the destination and the currency. We'll always show you these costs in-app before you confirm your transfer, so there aren't any surprises once the money leaves your account.

Revolut fixed fees for SWIFT and wire transfers

If you need to send a payment that isn't in the local currency of the destination country — such as sending US dollars to a bank in Japan — your transfer will usually travel via the SWIFT network. We’ll show you the applicable fee in-app before you hit Send.

Our paid plan customers get discounts on international transfer fees:¹

• Premium: 20% discount
• Metal: 40% discount

For domestic or international wire transfers (via Fedwire) from a US account, we charge a flat fee of $10. This reflects the cost of using the wire network and you'll see it in your summary before you confirm.

You can find a full breakdown of these costs on our US personal fees page​.

Intermediary fees on international transfers via SWIFT

When you send money with us using the SWIFT network, intermediary banks are used to complete the transaction and might charge a fee. We usually don’t have visibility or control over these fees.

However, we try to use our modern local payment networks if they're available when you send money overseas with Revolut, to avoid the SWIFT network and the associated fees.

Revolut currency exchange and weekend fees

The transfer fee's only one part of the cost — the exchange rate matters just as much. We use competitive market rates, but certain limits and markups apply depending on when you send the money.

Revolut currency exchange rates and fees

For many international transfers in the local currency of the destination (such as sending euros to France), currency exchange fees may apply. Our competitive exchange rate includes a markup, meaning the fee's embedded in the exchange rate.

As we believe in clarity, you’ll always be able to check the current exchange rate before making a transaction.

And, as you can have 25+ currencies stored in your account, you can look at the exchange rate in-app or set up alerts to convert currencies whenever you're happy with the rate. Then you can send your international transfer later using the currency Pocket you’ve created.

Weekend markups explained

The currency markets close on the weekends (5pm Friday–6pm Sunday ET).

For Standard plan customers, we apply a 1% fee on all currency exchanges made during these hours. To avoid this, you can exchange your money during the week and hold it in your account until you’re ready to send.

Premium and Metal customers don’t have to pay this fee.¹

Fair usage limits

Standard and Premium customers have monthly limits on how much they can exchange without a fair usage fee.¹

If you exceed your monthly limit, a 0.5% fair usage fee applies to any additional amount exchanged. You can check your remaining limit in-app under Profile → Your Plan.

How we protect your transfers

We know that when you're sending money abroad, you need to know it's protected. We use an award-winning security system to monitor your account 24/7:

• Fraud protection: We monitor every transaction to spot any suspicious activity.
• Secure transfers: Our platform uses high-level encryption to ensure your data stays private.

We've prevented more than $800 million in fraudulent transfers over the past year because our systems are built to catch scams before they happen. You can always check out our security page for more information.

Revolut international transfers: try for yourself

Ready to experience a fast, intuitive way to send money around the world? Whether you’re supporting family or paying for your next adventure, it's all handled seamlessly in-app.

Choose your plan¹

Choose from our 3 plans available in the US:

• Standard: $0/month. For the financial basics — everything you need for better money management, including $1,000 of currency exchange at no extra cost each month.
• Premium: $9.99/month. For elevating the everyday — access higher limits and a 20% discount on international transfers, and $10,000 of currency exchange at no extra cost.
• Metal: $16.99/month. For global travelers — enjoy our best rates, unlimited no-fee currency exchange, and 40% off international transfer fees.

How to send an international transfer

Sending money is simple and you can do it entirely from your smartphone. Here’s how to make your first payment:

1. If you haven't got our app yet, download it and create your account.
2. Add money: Check your account has the money you need in it. You can add money via a bank transfer or by linking your debit card.
3. Open our app and go to Payments.
4. Tap + New, and select International.
5. Choose the destination country and the amount you want to send.
6. Review the fee: Check the Revolut international transfer fee and the exchange rate shown on the screen.
7. Recipient info: Enter your recipient’s details or select them from your contacts.
8. Tap Send to complete the payment.

¹Paid Plan Terms apply.