Credit Cards

Credit you can score with

Easy applications. Flexible repayments. RevPoints on every purchase. Meet your new top-of-wallet card.

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Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to €10,000, and get a quick decision.

  2. Order your card

    Order your physical card, or spend right away with a virtual one.

  3. Repay flexibly

    Enjoy an extended grace period up to 62 days¹, with low rates and no hidden fees.

Up to 2x RevPoints per €1 spent

Turn everyday credit card spending into travel discounts, with up to 2x points per €1 spent. Then redeem those points 1:1 for Airline Miles with over 30 airlines, including Ryanair, Wizz Air, airBaltic and more.²

Up to 2x points per €1 is the maximum earn rate and applies to Metal plan holders. RevPoints T&Cs apply.

Get more from your card with plans

Upgrade your plan to get more RevPoints per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Discover Credit Cards

Fees and paid plan T&Cs apply.

Repay your way

Managing your spend couldn’t be simpler with convenient repayment options.

Choose your credit repayment method — either a full repayment, or pay the minimum or custom amount and carry over the remaining balance, which will accrue interest.²

Plus, make your repayments on time, and enjoy a longer interest-free grace period of up to 62 days. The lower the amount that you repay, the higher the interest will be.

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Peace of mind with every purchase

Control your credit repayments with confidence — receive notifications about any upcoming payments, freeze your card anytime, and use card controls for more secure spending.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.

² RevPoints are a loyalty feature linked to your Revolut plan, not a benefit of your credit card. Credit Cards and plans are separate products — you don’t need to change your plan to apply. RevPoints require activation.

Representative example: get a €4,100 credit limit with an annual fixed interest rate of 15% by signing an open-ended contract. Assuming that you use the credit limit for 3 months, the total amount payable will be €4,255.01, while the APR (Annual Percentage Rate) will equal 16.08%. If you use your credit, the minimum monthly payment will be 3% of the used credit but not less than €10 and accrued interest (if any). There won’t be any monthly payments or any interest if you don’t use the credit.

What is the effective APR? (APR: annual percentage rate) — the effective rate charged for your loan, which includes the total interest rate plus any additional fees and charges.

Credit is a commitment and must be repaid. Check your ability to repay before committing yourself. All credit card applications are subject to approval.