Credit Cards

Get 5% cashback when you spend

Apply for a credit card in-app and get a final decision in minutes. But hurry, the 5% cashback offer ends on 7 January 2023

Exclusive 5% cashback offer

Get more from your shopping this holiday season. Earn 5% cashback for the first three months (after that, the rate is 0.1%) when you spend up to €500. Offer ends 7 January 2023

Interest free spending for longer

Have a big purchase coming up? Finance it with our zero interest promo for the first 3 months, as long as you pay the minimum due. After that, enjoy a grace period of 62 days when you repay in full by the end of the next calendar month

Access up to €10,000

Need to book the flights for your getaway, or replace a broken home appliance? Our credit cards come with high limits, so you can pay those larger sums when you need to

Super fast sign-up process

Simply apply for your credit card in-app, and we'll get you an answer in minutes. Plus, get a virtual card in-app, so you can start spending instantly

You're in control

Set a spending limit, view your balance, and schedule automatic repayments in-app. We've got your back with reminders for any upcoming payments

What is the effective APR?

Representative example for Revolut Credit Card

Get €4,000 credit limit with annual interest rate of 14% by signing an open-ended contract. Assuming that you use the credit limit for 3 months, the total amount payable will be €4,141.15, Annual Percentage Rate (APR): 14.94%. Monthly payment will be 5% of the used credit but not less than €5. There won’t be any monthly payments or any interest if you don’t use the credit.

Don’t just take our word for it

Credit that puts you in control

Revolut was the best choice I made. Now I pay my bills at a time convenient for me, without fees

Taking your money further

Get the credit you deserve, and benefits you’ll love

Get a loan on your terms

Learn more about Loans

Unlock your money's potential with Metal

Learn more about Metal

Spend abroad like a local

Learn more about Exchanges

Reach your financial goals faster

Learn more about Vaults

What are you waiting for?

Ready to claim your 5% cashback offer? Apply for a credit card today

*Calculation based on internal research conducted in August 2021.