Loans

Level up with loans

Fast applications. Instant payouts. Flexible repayment dates. Because some goals just can’t wait.

Simple and speedy, from start to finish

Get a quote
  1. Borrow in a few taps

    Apply for up to €35,000, with interest rates from 5.99%. Subject to credit check.

  2. Spend it your way

    Once approved, get your money in seconds, and kickstart your projects.

  3. Repay flexibly

    Pay it back early, or change repayment dates — for free.

Flexible loans, for whatever’s next

For goals big or small, get a loan that’s tailored to your needs. Borrow between €1,000 and €35,000, extend your repayment term by up to 10 years, and see when your next instalment’s due, in a few taps.

House renovationHouse renovation
Travel plansTravel plans
House renovationHouse renovation
New carNew car
New carNew car

Manage everything in-app

Customise repayment dates to suit your salary cycle. Repay ahead of time to save on interest. And check your statements and schedules — all in one place.

Your money’s safe space

Trusted with €20.9 billion in customer funds. More than €545 million million worth of fraud prevented in 2023 alone. Powered by cutting-edge security features, and award-winning customer support.

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We’re here to help, 24/7We’re here to help, 24/7
Access all your statements in-appAccess all your statements in-app
We’re here to help, 24/7We’re here to help, 24/7
We’ll notify you about upcoming repaymentsWe’ll notify you about upcoming repayments
We’ll notify you about upcoming repaymentsWe’ll notify you about upcoming repayments

Popular loan amounts

What is the effective APR?


APR (annual percentage rate): The effective rate charged for your loan, which includes the total interest rate plus any additional fees and charges.



Representative example for a Revolut loan:

Borrow €4,500 for 60 months with an annual fixed interest rate of 7.99%. Total amount payable: €5,474.54, with a monthly payment of €91.26. Annual percentage rate: (APR) 8.3%. Please note, you'll be subject to a credit check. Revolut’s lowest rate of 5.99% is available to customers with the strongest credit scores.