How to open a Revolut account in Australia

Getting started with Revolut is usually quick — but knowing the steps in advance can make the process even smoother.

Whether you're looking to spend like a local while you're abroad, save with smart budgeting tools, or simply manage your daily expenses from a sleek, all-in-one app, we're built to keep up with your lifestyle.

Here’s everything you need to know to get started with Revolut in Australia.

Want to see what we have to offer first? Discover our Personal account.

Revolut account requirements in Australia

Opening a Revolut account is fast and straightforward.¹ But before you begin the sign-up process, make sure you meet the following Revolut account requirements in Australia:

• Age: you must be at least 18 years old.
• Residency: you must be a resident of Australia with a valid residential address.
• Contact details: you need a valid Australian mobile number and a personal email address.
• Identity documentation: you need to have a valid, government-issued ID.
• Smartphone: you'll need access to a device you can use our app on (iOS or Android).

¹T&Cs apply.

How to create a Revolut account in Australia

You don't need to visit a physical branch or wait in long queues. You can create a Revolut account Australia entirely from your phone in about the time it takes to make a coffee. Here's how it works:

1. Download the Revolut app: you can find us on the App Store or Google Play.
2. Verify your phone number: open the app and enter your Australian mobile number. You’ll then receive a verification code via text. Enter this code into the app to confirm your device.
3. Secure your account: you’ll be asked to set a 6-digit passcode. This is what you’ll need to log into the app anytime you open it.
4. Fill in your personal details: to comply with local regulations, we need a few basic details, including your full name, date of birth, residential address (this must be an Australian address), and email address.
5. Verify your identity: take a photo of your ID and a quick selfie in the app to confirm it’s you.
6. Choose your plan: you can start on the Standard plan with no monthly fees, or choose one of our paid plans for more features and higher limits.
7. Add money (optional): top up your account by linking a debit card or bank account, or add money later.

Choosing the right plan for your lifestyle

Whether you’re a homebody or a frequent flyer, we've got a plan for you. Understanding the Revolut account requirements in Australia means knowing what features you need. Let's break it down:

²Other fees may apply. Check out our plan comparison page for more details.

Why Australians are switching to Revolut

Opening an account is just the beginning. Once you're set up, you get access to a whole range of features that traditional Australian banks often charge a premium for.

1. Spend globally without unexpected fees

If you love traveling or you send money internationally, Revolut is your best friend. You can hold and exchange over 30 currencies in-app with the competitive Revolut exchange rate. This means you can avoid the international transaction fees charged by many banks.

2. Advanced budgeting and analytics

Stop wondering where your money went. We automatically categorise your spending (labelling each payment as Groceries, Restaurants, Transport, etc.), and you can set monthly limits for specific categories to help you stick to your financial goals.

3. Virtual cards for added security

When you sign up for Revolut AU, you don't have to wait for your physical card to arrive in the post to start spending. You can create a virtual card right away and add it to your Apple Wallet or Google Wallet. For extra security while shopping online, use our disposable virtual cards — the card details refresh after every single transaction, making it impossible for scammers to reuse them.

Managing your account details

Once you've completed the steps outlined above, you’ll probably want to know how to find your account details to receive money or set up transfers.

Unlike traditional banks, where you might need to hunt through paper statements, we store everything just a tap away. Here's how to find your BSB and account number:

1. Open the Revolut app.
2. Tap on the Australian flag (or your AUD balance) on the home screen.
3. Tap Details.
4. You'll see your local BSB and account number. You can copy these directly to your clipboard to share with your employer or friends.

Find an Australian BSB number and send money to an Australian bank account with Revolut.

Security: is my money safe?

We know that security is a top concern for Australians. Revolut Australia is regulated by the Australian Securities and Investments Commission (ASIC), and holds an Australian Financial Services Licence (AFSL).

We use award-winning security systems to protect your account. If you ever lose your card, you can freeze it right away in-app while you look for it. If you find it later, you can unfreeze it again with one tap. You have total control over your security settings, including the option to disable contactless payments or swipe payments whenever you like.

Other accounts we offer in Australia

Revolut isn't just for individuals. We offer different accounts for every stage of life:

• Revolut Kids & Teens: an account for kids and teens aged 6–17. It’s designed to help them learn money skills for life, with parental oversight via your own Revolut app.
• Joint accounts: perfect for partners or housemates. Manage shared expenses with 2 separate cards and one shared balance.
• Revolut Business: for Australian freelancers and companies looking to scale globally without the headache of traditional business banking fees.

Check out our guide: What's a joint account and how do I open one?

Ready to join the future of money?

Opening a Revolut account in Australia means more than just getting a new card. It’s about gaining a clearer, more flexible, and powerful way to manage your finances. From quick and easy account verification to deep-dive analytics, every feature is designed to put you back in the driver's seat.

Want to see why millions of people worldwide trust us with their money?

Revolut is not a bank in Australia. However, our personal and business accounts are provided under an Australian Financial Services Licence (no. 517589). Information provided is accurate as of 16 March 2026.