Virtual card

Revolut offers 2 types of virtual debit cards. Which one's right for you? That depends on what you plan to use it for.

• Disposable cards (also called single-use cards) are virtual debit cards that generate new details every time you make a payment. This means that vendors can’t trace them back to your account or charge you more than once without your authorisation. They’re specially made for one-off online purchases where you want extra privacy and security. Since their details change every time you pay, they’re not designed for contactless or recurring payments.
• Multi-use cards have permanent card details, so you can use them to set up recurring payments, subscriptions, and deposits. You can also link them to Apple or Google Pay and make contactless payments in stores.

The good news is that you don't have to choose. You can hold both at a time.

Still want a physical card that you can use at ATMs for cash withdrawals? Get one in addition to your virtual cards so that you’re prepared for every occasion. Fees may apply, so check your plan for more details.

You can create as many as 4 multi-use cards every 30 days until you reach a maximum of 20. You can also have 1 disposable card linked to your account. Since its details refresh after every purchase, one is all you need. You can make as many as 5 payments every 24 hours.

Keeping your money safe is our top priority. Here are some of the ways we protect your virtual cards.

• Virtual cards are stored safely in your Revolut app, which is protected by two-factor authentication. This security measure ensures that only you can log into your account, view your card details, and complete payments.
• If you suspect any fraud, you can freeze your card right in-app to block payments. Then unfreeze it just as easily when you’re ready to use it again. All it takes is a couple of taps.
• When you use Apple Pay or Google Pay to make a purchase with your virtual cards, your real card number is kept secret. A unique encrypted code known as a token is used to complete your payment. This ensures that your details are safe.
• Since there's no physical version of your virtual cards, you don’t have to worry about your card details being stolen if you lose your wallet.

The virtual debit card brand available to you depends on several factors, such as your location. You can see whether your card will be Visa or Mastercard right in-app before you create it. Both are accepted widely in many locations around the world.

It takes just a few seconds to create your virtual card, and you can start using it straight away.

1. Open your Revolut app.
2. Tap the card icon on the home screen.
3. Tap Add new and choose the type of card you want.
4. Your card will show up in your account right after you create it, and you’ll be able to start spending straight away.

Have a look at our Help Centre for more on how to create a virtual card.

You don’t have to pay any additional fees to create your virtual cards. Check your plan for more details.

It’s fast and easy to make online purchases with your virtual cards.

1. Open your Revolut app.
2. Tap the card icon in the top right and choose your card.
3. Tap Show details to see your card number, CVV, and expiry date.
4. Enter those details to complete your online purchase.

You can also link your multi-use virtual cards to Apple Pay or Google Pay and make contactless payments in stores.

Find more information on how to use a virtual card in our Help Centre.

You can use your virtual debit card in most places around the world that accept online or contactless payments with Visa and Mastercard. Exchange and hold 30+ currencies in-app, and pay in the local currency using your card. If the currency you want to exchange to isn’t listed in-app, don’t worry — this simply means you can’t keep it in your account yet. You can still pay with your card abroad. We’ll automatically exchange your holding currency to the local currency at the available rate when you make a purchase. Currency exchange fees may apply. Check your plan for more details.