Unsecured personal loans

Loans That Fit the Bill

Whether it's for a holiday or home renovations, kickstart your goals with our competitive, fixed-rate loans.

Borrow up to $50,000

Get your plans off the ground. Borrow between $5,000 and $50,000, while stretching your repayments from 1 to 7 years for even more flexibility.Get a quote

Fixed rates, with no surprise fees

Look no further for clear and transparent loans. With a fixed rate and no monthly fees, you’ll know exactly what you’ll need to pay, month-to-month. Comparison rate from 6.99% p.a.*Get a quote
Fixed rates, with no surprise fees

Why choose Revolut?

Get a loan in 3 steps

  1. 1
    Receive your personalised rate

    It's obligation-free, won't impact your credit score, and only takes a minute

  2. 2
    Apply via our app

    Complete your application via our app – submit documents securely, track progress, and chat with us

  3. 3
    Receive cash instantly

    Subject to loan approval, you'll receive your funds straight away into your Revolut account in-app

Am I eligible?

To be eligible for a Revolut personal loan, you must:
    • be at least 18 years old
    • be an Australian citizen or a permanent resident (we don't accept temporary residents)
    • have a good credit history (no adverse events)
    • be employed (if self employed for at least 1 year)
    • have a minimum income of $2,000 per month after tax (roughly equivalent to $26,000 per year before tax) We'll also assess your ability to afford the loan, and that it meets our responsible lending obligations

Discover your personalised rate

Getting a quote won't impact your credit score, and it only takes a minute!

  • $5,000 to $50,000

    Loan amount

    Excluding upfront fees

  • 1-7 years

    Loan term

    Enjoy flexible repayment options

  • $0

    monthly fees

    That includes no early repayment fees

  • 6.99%*-19.29%** comparison rate p.a.

    Personalised fixed rate

    Rates may be higher if you choose a longer term

Still have a few questions?

What are you waiting for?

Receive your rate today

Getting a quote won't impact your credit score. It only takes a minute.

Loans that keep you in the loop

From submitting your application to your final repayment, manage everything in-app. And for any hiccups along the way, our customer support team have got you covered. Email: au_credit_support@revolut.com.
Access all your statements in-app
Access all your statements in-app
Got a question or concern? Get in touch via 24/7 chat
Got a question or concern? Get in touch via 24/7 chat
Access all your statements in-app
Access all your statements in-app
We’ll notify you about upcoming payments
We’ll notify you about upcoming payments
We’ll notify you about upcoming payments
We’ll notify you about upcoming payments

*Based on customers with excellent credit history, calculated on an unsecured personal loan of $10,000 and 3 year term. **Based on customers with highest risk grade, calculated on an unsecured personal loan of $30,000 and 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Application approval and interest rate is subject to assessment. Terms, conditions, fees & charges, and eligibility criteria apply.