Unsecured personal loans
Loans That Fit the Bill
Whether it's for a holiday or home renovations, kickstart your goals with our competitive, fixed-rate loans.
Borrow up to $50,000Get your plans off the ground. Borrow between $5,000 and $50,000, while stretching your repayments from 1 to 7 years for even more flexibility.Get a quote
Fixed rates, with no surprise feesLook no further for clear and transparent loans. With a fixed rate and no monthly fees, you’ll know exactly what you’ll need to pay, month-to-month. Comparison rate from 6.99% p.a.*Get a quote
Why choose Revolut?
Get a quote with no credit score impact
Getting your personalised quote is credit score safe. Comparison rate from 6.99% p.a.*
Access your cash instantly
If approved, get your money in seconds straight into your Revolut account.
Repay flexibly, with no surprise charges
No monthly fees. Make extra repayments or repay early, without nasty penalties.
Your data is protected
Benefit from secure ID verification and account protection with passcodes and biometrics.
Get a loan in 3 steps
- 1Receive your personalised rate
It's obligation-free, won't impact your credit score, and only takes a minute
- 2Apply via our app
Complete your application via our app – submit documents securely, track progress, and chat with us
- 3Receive cash instantly
Subject to loan approval, you'll receive your funds straight away into your Revolut account in-app
Am I eligible?
- be at least 18 years old
- be an Australian citizen or a permanent resident (we don't accept temporary residents)
- have a good credit history (no adverse events)
- be employed (if self employed for at least 1 year)
- have a minimum income of $2,000 per month after tax (roughly equivalent to $26,000 per year before tax) We'll also assess your ability to afford the loan, and that it meets our responsible lending obligations
Discover your personalised rate
Getting a quote won't impact your credit score, and it only takes a minute!
$5,000 to $50,000
Excluding upfront fees
Enjoy flexible repayment options
That includes no early repayment fees
6.99%*-19.29%** comparison rate p.a.
Personalised fixed rate
Rates may be higher if you choose a longer term
Still have a few questions?
What are you waiting for?
Receive your rate today
Getting a quote won't impact your credit score. It only takes a minute.
Loans that keep you in the loopFrom submitting your application to your final repayment, manage everything in-app. And for any hiccups along the way, our customer support team have got you covered. Email: firstname.lastname@example.org.
*Based on customers with excellent credit history, calculated on an unsecured personal loan of $10,000 and 3 year term. **Based on customers with highest risk grade, calculated on an unsecured personal loan of $30,000 and 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Application approval and interest rate is subject to assessment. Terms, conditions, fees & charges, and eligibility criteria apply.