Join 40+ million Revolut customers

zł 5,000 loan

Making a big life change? Invest in your future with our loans. Borrow up to zł 150,000, with a representative APR of 10.49% and interest rates starting from 7.99%. Your final interest rate depends on your credit risk assessment.

How to borrow zł 5,000 with Revolut

When the unexpected happens and you need a little extra money, we've got you covered.

  • 1. Join Revolut

    Download our app for iOS or Android, then sign up for an account.

  • 2. Complete your application

    Go to the Loans section in-app and fill out the online application.

  • 3. Get your loan

    If you're eligible and you accept the offer, we'll add the amount you qualify for to your Revolut account.

Let's crunch some numbers

How much does a zł 5,000 loan cost?

Empower yourself with all the facts upfront before you commit to a loan.

Let's say you borrow zł 5,000 for 36 months with a fixed annual interest rate of 7.99%.

The total amount you'll pay will be zł 5,639.76, in monthly instalments of zł 156.66. This includes the amount you're borrowing, plus the cost of the loan (including a fee of zł 0 and interest payments adding up to zł 639.76). This means your effective annual percentage rate (APR) is 10.49%.

We'll run a credit check to set your interest rate and determine the loan amount you're eligible for.
How much does a zł 5,000 loan cost?

Am I eligible for a zł 5,000 loan?

Here are some of the things we check for when you apply for a loan, although we may also consider other factors. To be eligible, you need to:
  • be a Polish citizen
  • be at least 18 years old
  • have a good credit history
  • submit your identity card or passport when you sign up for Revolut, not a driving licence
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Am I eligible for a zł 5,000 loan?

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Apply for a zł 5,000 loan today

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Get the lowdown on pricing

Get low interest rates with your zł 5,000 loan

How competitive is our pricing? We offer low, personalised rates that we're sure you'll love. But don't take our word for it — apply for your loan and decide what's best for you.
Get low interest rates with your zł 5,000 loan

No fees when you borrow zł 5,000 with Revolut

Getting a loan means investing in your future. Make that commitment confidently with Revolut. You'll see all costs and terms upfront — low interest rates, no other fees, no small print.
No fees when you borrow zł 5,000 with Revolut

Need a little more help?

zł 5,000 loan FAQs

  • Yes, if your loan application is approved, you can get a loan today. The loan application process generally takes less than 3 minutes, and you'll usually receive our decision in minutes as well.
  • You likely won't be eligible for a loan with Revolut if you have a bad credit history or current overdue debts. We'll run a credit check when you apply.
  • Here are some of the things we check for when you apply for a loan, although we may also consider other factors. To be eligible, you need to:
    • be a Polish citizen
    • be at least 18 years old
    • have a good credit history
    • submit your identity card or passport when you sign up for Revolut, not a driving licence
    Find out more about loan eligibility in our Help Centre.
  • We carry out a credit check using a credit bureau. This will leave a search record on your credit bureau history and may impact your credit score.
  • You can apply for a loan with Revolut in just a few steps.
    1. Download the Revolut app and sign up for an account.
    2. Go to Accounts under your balance and tap Add new.
    3. Tap Credit, then select Loans.
    4. Fill out the online assessment and submit your application.
    5. If your application is approved, review our loan offer. When you accept it, we'll add the money directly to your Revolut account.
  • If you're struggling to make a repayment or think you might struggle to do so in the future, please contact us via chat or email. We’re here to help, and we’ll discuss ways you can manage your repayments. If you miss a payment, you'll need to pay penalty interest. We may also report your missed payments to the credit bureau. This might show up in your credit file and negatively impact your credit history. We’ll update your file every month to reflect the status of your repayments and the amount you owe.
  • The maximum term for a Revolut loan in Poland is 120 months, but you can choose a shorter term and make early repayments without any penalty fees.
  • You’ll repay your loan in equal instalments on the same date every month throughout the term of the loan. We'll collect your first instalment one month from the date we paid the loan into your account. Your repayments will include both capital and interest. We’ll charge your repayments directly to your Revolut PLN account. If there's not enough money in your account and you've set up a backup card, we'll charge it to your card. Learn more about loan repayments in our Help Centre.
  • You can apply, but your application will likely be unsuccessful. You need eligible income to receive a Revolut loan. Read more about loan eligibility requirements in our Help Centre.

Representative example for a Revolut loan Annual Percentage Rate (APR) of 10.49% per annum, assuming: total loan amount is 12,000 zł; total amount to be repaid is 13,937.40 zł; nominal fixed interest rate is 9.99% per annum; total cost of credit amounts to 1,937.40 zł (including a fee of 0 zł and interest amounting to 1,937.40 zł); 36 monthly instalments of 387.15 zł each, as of 06/02/2024