Credit Cards

Credit you can score with

Easy applications. Flexible repayments. Cashback on every purchase. Meet your new top-of-wallet card.

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Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to zł 50,000, and get a decision in minutes.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one.

  3. Repay flexibly

    Receive an interest-free grace period up to 62 days.

1% back with every tap

Don't let your spending go unrewarded. Get 1% cashback on all card purchases for the first 3 months or until you spend 2000PLN, whichever comes first. After that, earn 0.1% unlimited for all eligible transactions.¹

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Repay the easy way

Control your credit repayments with confidence — receive notifications about any upcoming payments, and settle your balance automatically with AutoPay.

Explore Autopay

up to 62 days Interest free

Pay zero interest on your credit card spend when you repay your balance in full before the end of the next calendar month.

So for example, if you repay your October purchases in full by the end of November, no interest will be charged.

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Your money, protected

Trusted with 156 billion zł in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than 2477 m zł worth of fraud worldwide in 2023 alone.

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Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

What is the effective APR?

Representative example for a Revolut Credit Card: Annual Percentage Rate (APR) of 20.92% p.a. assuming a total loan amount of zł 20,000; total amount to be repaid zł 22,123.20; nominal variable interest of 18% p.a.; total cost of credit amounting to zł 2,123.20 (including an monthly fee of zł 10 and interest amounting to zł 2,003.20); 12 monthly instalments amounting to zł 1,843.60. Calculation date as of December 2, 2024.

Credit checks and credit capacity calculation apply.

¹ Grace period and cashback are not applied to cash withdrawals, money transfers, and credit card payments for gambling and investments.

Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.