Borrowing made simple with the new Revolut loans

Borrowing money should be clear and simple - that's exactly what customers get with our easy-access personal loans

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Representative example

Borrow €2,000 for 24 months with an annual interest rate of 8.0% subject to a credit check. Total amount payable is €2,171.28, with a monthly payment of €90,47 and an Annual Percentage Rate (APR) of 8.32%.

Borrow when you need it, on your terms

Get approval in just a few minutes. If approved, you can access the money directly from your Revolut wallet
We won't charge you any fees for getting the loan or for paying it off early

Easy-access loans up to €15,000

We offer personal loans between €1,000 and €15,000 to eligible customers. Just answer a few quick questions first

Borrowing on the go?

It's just as simple applying for your own Revolut credit card, for even more flexibility

How to get a personal loan with Revolut

Apply for a personal loan directly from the Revolut app and get an answer within minutes

Download the app

Get started with Revolut on your iOS or Android device

Tap on Credit

Go to Home > Credit, then tap on Start

Apply for a personal loan

Tap on ‘Get a loan’ to start your application

Common questions

Do you ask for any security on a loan (eg. car, house, etc.)?

Revolut does not ask for any sort of security with your loan.

Are there any fees for a loan apart from the interest?

No. Any and all fees are clearly stated.

Am I eligible for a loan?

In order to be eligible to apply for a loan you need to be over 18 years of age and you need to be a current resident of Lithuania, as well as a customer of Revolut Bank UAB. As we have just begun lending money, we are offering credit services to a limited group of our customers. Currently, credit services are available for our most active Revolut Bank customers, and we will gradually offer loans to more customers over time.

Learn more

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Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more. Join 15M+ already using Revolut.