Borrowing made simple with the new Revolut loans

Borrowing money should be clear and simple - that's exactly what customers get with our easy-access personal loans
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Representative example
Borrow €3,500 for 48 months with an annual interest rate of 8.5%. Total amount payable €4,140.96, with monthly payment of €86.27. Annual percentage rate (APR) 8.85%. Please note, you'll be subject to a credit check.
Borrow when you need it, on your terms

Borrow when you need it, on your terms

  • Get approval in just a few minutes. If approved, you can access the money directly from your Revolut wallet
  • We won't charge you any fees for getting the loan or for paying it off early
Easy-access loans up to €25,000

Easy-access loans up to €25,000

  • We offer personal loans between €1,000 and €25,000 to eligible customers. Just answer a few quick questions first
Borrowing on the go?

Borrowing on the go?

It's just as simple applying for your own Revolut credit card, for even more flexibility

How to get a personal loan with Revolut

Apply for a personal loan directly from the Revolut app and get an answer within minutes

Download the app

Get started with Revolut on your iOS or Android device

Tap on Credit

Go to Home > Credit, then tap on Start

Apply for a personal loan

Tap on ‘Get a loan’ to start your application

Common questions

Do you ask for any security on a loan (eg. car, house, etc.)?

Revolut does not ask for any sort of security with your loan.

Are there any fees for a loan apart from the interest?

No. Any and all fees are clearly stated.

Am I eligible for a loan?

In order to be eligible to apply for a loan you need to be over 18 years of age and you need to be a current resident of Lithuania, as well as a customer of Revolut Bank UAB. As we have just begun lending money, we are offering credit services to a limited group of our customers. Currently, credit services are available for our most active Revolut Bank customers, and we will gradually offer loans to more customers over time.

Learn more

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