Loans

Loans the Revolut way

Borrowing money should be clear and simple - that's exactly what customers get with our easy-access personal loans for up to €25,000

Borrow what you need, when you need it

Finance your goals with personal loans between €1,000 and €25,000 for eligible customers. Enjoy our market leading interest rates from 6.45%

No hidden fees, always

It’s free to start your loan application and we’ll always tell you all costs upfront, with no hidden terms or complicated small print

Flexible repayment terms

Choose which day of the month you want to regularly repay your loan on, so you can get organised and stay on top of your finances

Get a little help from your spouse

With Family Loans, we'll take both you and your spouse's income and liabilities into account when you apply, so the amount you can borrow could be higher

What is the effective APR?

Representative example for Revolut Loan

Borrow €3,500 for 48 months with an annual interest rate of 8.5%. Total amount payable €4,140.96, with monthly payment of €86.27. Annual percentage rate (APR) 8.85%. Please note, you'll be subject to a credit check.

Don’t just take our word for it

Make borrowing money clear and simple

Everything is very simple and understandable. Great solution, reminders, everything is just amazing.
Convenient, quick and simple. Revolut offered me the best interest rate from all considered offers.
Very convenient to use, offer received in minutes in the Revolut app, better conditions comparing with others, I would recommend!
Loan was disbursed in a minutes, just after pressing some buttons, this is very convenient

Taking your money further

Get a helping hand from Revolut with your next adventure

Boost your funds with a credit card that works for you

Learn more about Credit

Get the ultimate package with Metal

Learn more about Metal

Spend abroad like a local

Learn more about Exchanges

Reach financial goals faster

Learn more about Vaults

What are you waiting for?

Apply for a loan and get an answer in minutes