Instant Access Savings
Savings, on demand
Earn 100% of the CDI rate per annum¹ (variable) interest paid daily. No minimums. Instant access anytime.
Get interest paid day after day after day
Open an account in seconds, and see your money grow — every single day.
Simple and secure savings
Our rates turn heads, but there’s plenty more reasons why your money will thrive.
Save with no minimums
Whether you deposit a little or a lot, your money starts working for you the moment it hits your account.
Access on demand
Enjoy fee-free access to your money whenever and wherever you need it.
Interest paid regularly
Rest easy knowing that your earned interest is paid every business day.
Add money your way
Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.
For when money matters most
Easily add and withdraw money, and enjoy features to help you build towards your savings goals. That way, when the ‘big things’ happen, you’ll be ready.
Your money, protected
Trusted with R$234 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than R$3.01 b worth of fraud in 2024 alone.
Summary box
Our current interest rate is 100% of the CDI rate.
Interest is calculated daily based on your balance at the end of each business day, and paid by Revolut the next day. The interest is paid gross (before tax).
To be eligible to open an Instant Access Savings account, you must be, and continue to be:
• a Revolut Brazil personal account customer who has successfully completed our security checks with no restrictions.
• at least 18 years of age.
• a Brazilian tax resident (you must notify us promptly if your tax residency changes); and not a US person.
You're only able to apply for and manage your Instant Access Savings via the Revolut app.
There's no minimum required balance to open an account.
Where you have a zero balance and have not held a positive balance for at least the previous three months, we may provide one month’s notice of our intention to close your savings account. In the event that you do not add money to your Instant Access Savings, we may terminate your account following expiry of the notice.
You can access your funds at any time — without any restrictions — via the Revolut app. Payments are usually available to spend on your Revolut account immediately.
All earnings are subject to withholding income tax when you make a withdrawal. You must also include them in your annual income tax return.
Read our Instant Access Savings T&Cs.
Revolut Sociedade de Crédito Direto SA is authorised and regulated by the Banco Central do Brasil (BCB).